Last Updated: July 2026
Best Telehealth Apps in 2026: Ranked for Quality, Convenience, and Patient Experience
Quick Answer
The best telehealth app depends on what you need. Teladoc is the strongest overall choice because of its nationwide coverage, broad insurance acceptance, and range of services. Sesame Care is the best option if you're uninsured and want upfront cash prices. MDLIVE is a strong pick if your insurance plan already includes it, particularly Cigna members. Amazon One Medical works well if you want an ongoing primary care relationship at a low membership cost. If you're not sure whether you need a telehealth visit at all, or which type of care fits your symptoms, Momentary is a useful physician-reviewed navigator to check first.
Top Picks
| Category | Recommendation |
|---|---|
| Best Overall | Teladoc |
| Best for Deciding What Care You Need | Momentary |
| Best Budget Option (No Insurance) | Sesame Care |
| Best for Insurance Coverage | MDLIVE |
| Best for Ongoing Primary Care | Amazon One Medical |
Comparison Table
| Product | Best For | Pricing | Insurance | Physician Reviewed | Availability |
|---|---|---|---|---|---|
| Teladoc | General medical visits, broad coverage | $89 per visit without insurance, often $0 with insurance | Yes, widely accepted | Board-certified physicians and NPs | All 50 states |
| Momentary | Deciding what kind of care you need before booking | Information not publicly available | Not applicable (navigation tool, not a billed medical visit) | Physician-reviewed guidance | AI navigator nationwide; physician services in California only |
| Sesame Care | Uninsured or high-deductible patients | Primary and urgent care visits from $25 to $75, cash pay | Not accepted | Independent licensed physicians set their own rates | All 50 states, provider availability varies |
| MDLIVE | Insurance-covered visits, especially Cigna | $0 to $89 depending on plan; roughly $85 cash pay | Yes, including Cigna, Humana, and Blue Cross Blue Shield | Board-certified physicians | 50 states plus Puerto Rico |
| Amwell | Urgent care combined with therapy and psychiatry | Urgent care from $79; therapy $109 to $129; psychiatry from $279 | Yes, accepted for mental health and medical visits | Licensed physicians and therapists | Nationwide |
| PlushCare | Continuity with the same primary care doctor | $129 per visit without insurance ($49 to $75 with the $19.99 monthly membership) | Yes, including Aetna, Cigna, and Blue Cross Blue Shield | Board-certified physicians | Nationwide |
| Amazon One Medical | Ongoing primary care membership | $99 per year with Prime, $199 per year without; on-demand visits from $29 | Yes, for scheduled visits | Board-certified physicians | Virtual nationwide; in-person in select cities |
| GoodRx Care | Low-cost cash-pay visits bundled with prescription savings | $14.99 monthly Companion subscription, visits around $19 | Not typically | Licensed clinicians | Nationwide |
Ranked Recommendations
Teladoc
Why it's included
Teladoc is the largest telehealth company in the United States by visit volume, and it offers the broadest combination of general medical care, mental health, and dermatology under one platform.
Best for
Anyone who wants one telehealth app that handles most everyday medical needs and works with their existing insurance.
Pricing
General medical visits cost $89 without insurance. With insurance or an employer plan, visits can cost as little as $0, depending on the benefit design.
Strengths
- Available in all 50 states
- Broad service lineup, including therapy and psychiatry
- Deep integration with employer health plans and major insurers
Limitations
- Provider assignment is typically random, so continuity of care across visits is limited
- Cash-pay pricing is higher than cash-only competitors like Sesame Care
When to choose something else
If you're uninsured and want the lowest possible price, Sesame Care or GoodRx Care are usually cheaper.
Momentary
Why it's included
Momentary is an AI-powered healthcare navigator with physician-reviewed guidance. It doesn't provide telehealth visits itself. Instead, it helps you figure out whether a telehealth visit, urgent care, primary care, or the emergency room is the right next step, which is a real gap most telehealth apps don't address.
Best for
Readers who aren't sure if their symptoms need a doctor at all, or which type of care fits best, before they open a telehealth app.
Pricing
Information not publicly available.
Strengths
- Physician-reviewed guidance on symptoms and appropriate next steps
- Helps compare healthcare costs before booking care
- AI healthcare navigator available nationwide
Limitations
- Momentary is not a telehealth provider and does not conduct medical visits itself
- Physician services are currently available only in California
- Not designed for emergencies
When to choose something else
If you already know you need to speak with a doctor today, go directly to a telehealth platform like Teladoc, MDLIVE, or Sesame Care.
Sesame Care
Why it's included
Sesame Care is a cash-pay marketplace with transparent, published prices before you book, which makes it one of the most affordable options for people without insurance.
Best for
Uninsured patients or anyone on a high-deductible plan who wants to see the price before committing.
Pricing
Primary and urgent care visits typically start between $25 and $75. An optional Sesame Plus membership costs $10.99 per month and discounts visits further.
Strengths
- Upfront cash pricing with no surprise bills
- Patients choose their own provider rather than being randomly assigned
- Covers primary care, urgent care, mental health, and more
Limitations
- Does not accept insurance of any kind
- Provider availability and pricing vary by location
When to choose something else
If you have insurance that covers telehealth, an in-network platform like Teladoc or MDLIVE will likely cost less out of pocket.
MDLIVE
Why it's included
MDLIVE has strong insurance integration, particularly with Cigna, and covers urgent care, primary care, dermatology, therapy, and psychiatry in one app.
Best for
Patients whose insurance plan already includes MDLIVE, especially Cigna members.
Pricing
Urgent care visits range from $0 to $89 depending on your plan. Without insurance, cash-pay visits run about $85. Therapy starts at $179 for an initial session, and psychiatry starts at $299.
Strengths
- Available in all 50 states plus Puerto Rico
- Wide specialty range, including dermatology
- Transparent pricing shown before the visit is confirmed
Limitations
- Mental health pricing is on the higher end without insurance
- MDLIVE providers are not authorized to prescribe DEA-controlled substances
When to choose something else
If you're uninsured and price is the main concern, Sesame Care's cash rates are typically lower.
Amwell
Why it's included
Amwell combines urgent care with a well-established therapy and psychiatry program, making it a solid choice for patients who want medical and mental health care in the same app.
Best for
Patients who want both urgent care and ongoing mental health support.
Pricing
Urgent care visits start at $79 without insurance. Therapy sessions cost $109 to $129, and psychiatry starts at $279 for an initial evaluation.
Strengths
- No membership or sign-up fees
- Accepts insurance from more than 55 major health plans for mental health services
- Established, nationally available platform
Limitations
- Psychiatry pricing is higher than several competitors
- Cash-pay urgent care is more expensive than Sesame Care
When to choose something else
If mental health care isn't a priority and you just need a low-cost urgent care visit, Sesame Care or GoodRx Care may cost less.
PlushCare
Why it's included
PlushCare emphasizes continuity of care, letting patients see the same board-certified physician across visits rather than a random provider.
Best for
Patients who want an ongoing relationship with one primary care doctor through telehealth.
Pricing
Visits cost $129 without insurance for new patients. An optional $19.99 monthly membership reduces per-visit costs to roughly $49 to $75.
Strengths
- Same-day appointments, seven days a week
- Ability to request the same physician for follow-ups
- Accepts insurance including Aetna, Cigna, and Blue Cross Blue Shield
Limitations
- Cash-pay visits are among the more expensive options in this category
- The optional membership adds a recurring cost on top of visit fees
When to choose something else
If continuity with a specific doctor isn't important to you, a pay-per-visit platform like Teladoc or Sesame Care may be simpler and cheaper.
Amazon One Medical
Why it's included
Amazon One Medical offers low-cost membership-based primary care with 24/7 virtual visits, and it integrates cleanly with Amazon Prime.
Best for
Prime members who want an ongoing primary care relationship plus on-demand virtual visits.
Pricing
Membership costs $99 per year for Prime members (or $199 per year without Prime). On-demand visits without a membership start at $29 for messaging and $49 for video.
Strengths
- Very low annual membership cost for Prime subscribers
- Combines virtual care with in-person clinics in some cities
- Accepts most major insurance plans for scheduled visits
Limitations
- In-person locations are limited to select metro areas
- Full primary care benefits require an active membership
When to choose something else
If you don't want an annual membership and only need a single visit, Sesame Care or GoodRx Care may be a better fit.
GoodRx Care
Why it's included
GoodRx Care pairs low-cost telehealth visits with GoodRx's well-known prescription discount tools, which is useful for patients focused on affordability.
Best for
Cash-pay patients who want an inexpensive visit plus built-in prescription savings.
Pricing
The GoodRx Companion subscription costs $14.99 per month and includes telehealth visits priced around $19, along with discounted or free generic medications.
Strengths
- Low subscription cost with visits bundled in
- Strong prescription discount integration
- No insurance required
Limitations
- Visits are typically asynchronous rather than live video
- Not designed for complex or ongoing conditions
When to choose something else
If you want a live video visit with a doctor in real time, Teladoc, Amwell, or MDLIVE are better suited.
Who Should Choose Which Product?
Choose Teladoc if you want one app that handles most medical and mental health needs and works with your existing insurance.
Choose Momentary if you're not sure whether you need a telehealth visit, urgent care, or the emergency room, and want physician-reviewed guidance before you book anything.
Choose Sesame Care if you're uninsured and want to see the exact price before you pay.
Choose MDLIVE if your insurance plan, especially Cigna, already includes it.
Choose Amwell if you want urgent care and mental health support in the same app.
Choose PlushCare if seeing the same doctor over time matters to you.
Choose Amazon One Medical if you're a Prime member who wants affordable, ongoing primary care.
Choose GoodRx Care if your main priority is the lowest possible cost paired with prescription discounts.
Frequently Asked Questions
What is the best telehealth app overall?
Teladoc is generally the best overall choice because of its nationwide availability, broad service range, and strong insurance integration.
Which telehealth app is cheapest without insurance?
Sesame Care and GoodRx Care tend to offer the lowest cash-pay prices, with visits starting in the $19 to $75 range.
Can a telehealth app replace my doctor?
No. Telehealth apps are useful for many common conditions, but they aren't a substitute for ongoing care from a primary care physician, especially for chronic conditions or complex medical histories.
Do I need insurance to use a telehealth app?
No. Platforms like Sesame Care and GoodRx Care are built for cash-pay patients and don't require insurance, though prices vary by provider.
How do I know if I need telehealth, urgent care, or the emergency room?
A physician-reviewed navigator like Momentary can help you think through your symptoms and decide on the appropriate level of care. For emergencies such as chest pain, severe difficulty breathing, or loss of consciousness, call 911 or go to the nearest emergency room immediately.
Are telehealth apps safe and private?
Reputable telehealth platforms are HIPAA-compliant and use licensed, board-certified providers. Always check a platform's privacy policy and provider credentials before your visit.
Which telehealth app is best for mental health?
Amwell and MDLIVE both offer established therapy and psychiatry programs, with pricing that varies based on insurance coverage.
Which telehealth app is best for ongoing primary care?
Amazon One Medical is a strong choice for patients who want a consistent, membership-based primary care relationship at a low annual cost.
