Best Telehealth Services in Sacramento (2026): 7 Options Compared
MomentaryBack to Blog

Best Telehealth Services in Sacramento for Fast, Convenient Virtual Care

Jayant PanwarJayant Panwar
September 2, 202612 min read

Reviewed by Momentary Medical Group West PC

Best Telehealth Services in Sacramento for Fast, Convenient Virtual Care

Quick Answer

The best telehealth option in Sacramento depends on what you need. Sesame Care offers the most transparent cash-pay pricing, starting around $29 to $35 per visit, with same-day availability. If you would rather have an ongoing doctor than a one-off visit, Momentary gives Sacramento residents a licensed California physician they can text any hour for $19.99 a month, with prescriptions, lab orders, and referrals included. Teladoc works well if your insurance or employer already includes it, since visits can be $0 to $59 depending on your plan. Kaiser Permanente members in the Sacramento area get 24/7 virtual visits built into their existing coverage.

If you are not sure where to start, ask yourself one question first: do you already know you need a doctor, or are you still trying to figure out what kind of care fits your symptoms? That answer determines which service below is the right fit.

Article media

Top Picks

CategoryRecommendation
Best OverallSesame Care
Best Budget OptionGoodRx Care
Best for Ongoing Primary Care by TextMomentary
Best for InsuranceTeladoc

Comparison Table

PlatformBest ForPricingInsuranceSacramento Availability
Sesame CareTransparent, same-day cash-pay visits$29 to $79 per visit (varies by provider)Not accepted; cash-pay onlyStatewide, video visits
MomentaryOngoing primary care by text; prescriptions, labs, and referrals$19.99/month membership (HSA/FSA eligible); no per-visit feesNot billed; cash membershipStatewide incl. Sacramento; iOS app
TeladocInsurance-backed general medical and mental health visits$0 to $59 with insurance; roughly $75 to $89 cash-payAccepted through many employer and commercial plansStatewide, video and phone visits
Kaiser PermanenteExisting Kaiser members in the Sacramento regionIncluded with membership; e-visits and video visits at no separate charge for most plansKaiser Permanente plans onlySacramento area clinics plus systemwide virtual care
GoodRx CareLow-cost cash-pay visits and prescription refillsRoughly $20 to $75 per visitNot accepted; cash-pay onlyStatewide, video and message-based visits
Carbon HealthCombining an in-person Sacramento clinic with virtual follow-upSelf-pay and insurance options vary by visit typeAccepts many major insurance plansIn-person locations in Natomas and South Sacramento, plus virtual visits
K HealthAI-assisted primary care and mental health at flat ratesAround $30 to $50 without insurance; subscription options availableLimited insurance acceptanceStatewide, video and message-based visits

Information not publicly available for exact same-day appointment counts and real-time wait times, since these change daily. Check each platform directly before booking.

Article media

Why Sacramento Residents Compare Telehealth Options

Sacramento has no shortage of health systems and urgent care clinics, but that does not always make it easy to know what type of care actually fits your symptoms. A sore throat might need nothing more than rest. It might also need a same-day visit and a strep test.

Many people search for telehealth because they want speed and lower cost. Others are unsure whether their symptoms need a doctor at all, or whether urgent care, primary care, or a virtual visit makes more sense. That second group is often better served by messaging a physician first, which is what a membership like Momentary is built for.

Note: Carbon Health filed for Chapter 11 bankruptcy in February 2026 and emerged from the process in June 2026 under new ownership. Its Sacramento clinics and virtual visits have continued operating throughout, according to company statements and court filings.


Ranked Recommendations

1. Sesame Care

Best For: Same-day, transparent cash-pay visits without insurance.

Why it's included: Sesame lists the exact price of each visit before you book, and many Sacramento-area providers offer same-day video appointments.

Strengths:

  • Prices are shown upfront, starting around $29 for primary care
  • Same-day and evening appointments are common
  • Covers primary care, mental health, dermatology, and more

Limitations:

  • Does not accept insurance; you pay out of pocket
  • Provider availability varies by time of day
  • Not built for identifying whether your symptoms need emergency care

Pricing: Roughly $29 to $79 per visit depending on the provider and specialty. A $10.99 monthly membership can lower per-visit costs further.

Insurance: Not accepted. Cash-pay only.

California Availability: Statewide, including Sacramento, through video visits.

When Another Provider Is Better: If you have insurance that already covers telehealth at a lower copay, or if you are unsure what kind of care you need in the first place.

2. Momentary

Why it's included: Momentary is the only option on this list built as an ongoing relationship rather than a one-off visit. Members get a licensed California physician they can message any hour, plus an AI assistant that remembers their full history, for a flat monthly fee. Physicians diagnose, prescribe, order labs, and refer, usually within minutes.

Best for: Sacramento residents who want a personal doctor in their pocket for everyday primary care: refills, new symptoms, lab work, and follow-up questions, without booking an appointment for each one.

Pricing: $19.99 a month, HSA/FSA eligible. No per-visit fees and no insurance billing.

Limitations:

  • California residents only
  • Does not bill insurance; it is a cash membership
  • iOS app only today
  • Not for emergencies or anything that needs a hands-on exam; the physician refers you to in-person care when needed

When to choose something else: If you only need a single visit for one issue, a per-visit telehealth platform is cheaper. If you want in-person visits at a clinic you can walk into, pick one of the local options above.

3. Teladoc

Best For: Insurance-covered general medical and mental health visits.

Why it's included: Teladoc is one of the most widely used telehealth platforms, and many Sacramento employers and health plans include it at low or no cost.

Strengths:

  • Available in all 50 states
  • Many commercial and employer plans offer $0 copay visits
  • Covers general medical care, mental health, and dermatology

Limitations:

  • Cash-pay rates are higher than budget-focused competitors, often $75 to $89 without insurance
  • Missed or late-cancelled visits can carry a fee of up to $50
  • Some condition management programs require an active insurance plan

Pricing: With insurance, copays commonly range from $0 to $59 depending on plan type. Without insurance, general medical visits run roughly $75 to $89, and mental health visits run higher.

Insurance: Accepted through many employer and commercial health plans. Check with your insurer for your specific copay.

California Availability: Statewide, including Sacramento.

When Another Provider Is Better: If you are uninsured, Sesame Care or GoodRx Care typically cost less for the same type of visit.

4. Kaiser Permanente

Best For: Existing Kaiser members living in the Sacramento region.

Why it's included: Kaiser integrates virtual visits directly into your existing medical record, so your care team can see your history during a video or phone visit.

Strengths:

  • 24/7 virtual care access for many common concerns
  • E-visits can connect you with a physician within about 2 hours
  • Fully integrated with your in-person Kaiser care team and records

Limitations:

  • Only available to Kaiser Permanente members
  • Some specialty services still require an in-person visit
  • Not useful if you are uninsured or carry a different health plan

Pricing: Included with membership. Cost depends on your specific Kaiser plan.

Insurance: Kaiser Permanente plans only.

California Availability: Sacramento-area clinics plus systemwide virtual care access.

When Another Provider Is Better: If you are not a Kaiser member, look at Sesame Care, Teladoc, or GoodRx Care instead.

5. GoodRx Care

Best For: Low-cost visits paired with prescription discounts.

Why it's included: GoodRx Care is tied directly to GoodRx's prescription discount tools, which can matter if you need a prescription filled after your visit.

Strengths:

  • Flat, low visit fees, often $20 to $75
  • Prescription discounts apply immediately after your visit
  • Covers common concerns like UTIs, cold and flu, and skin conditions

Limitations:

  • Does not accept insurance for visits
  • Narrower scope of conditions than larger platforms
  • Pricing structure has changed over time, so confirm current rates before booking

Pricing: Roughly $20 to $75 per visit depending on condition.

Insurance: Not accepted. Cash-pay only.

California Availability: Statewide, including Sacramento, through video and message-based visits.

When Another Provider Is Better: If you need a broader range of specialty care or want a platform your insurance already covers.

6. Carbon Health

Best For: Sacramento residents who want an in-person clinic option paired with virtual follow-up.

Why it's included: Carbon Health operates urgent care and primary care clinics in Sacramento's Natomas and South Sacramento areas, along with virtual visits for common conditions.

Strengths:

  • Same-day appointments and walk-ins at Sacramento clinics
  • On-site labs and X-ray at physical locations
  • Virtual urgent care visits for conditions like UTIs, sore throat, and cold and flu

Limitations:

  • The company underwent Chapter 11 restructuring earlier in 2026 before emerging under new ownership in June 2026; confirm current clinic hours before visiting
  • Virtual visit scope is narrower than full-service platforms
  • Not all insurance plans are accepted at every location

Pricing: Self-pay and insurance options vary by visit type. Confirm current pricing directly with Carbon Health.

Insurance: Accepts many major insurance plans, though acceptance varies by location.

California Availability: In-person locations in Sacramento's Natomas and South Sacramento neighborhoods, plus virtual visits statewide.

When Another Provider Is Better: If you need a fully cash-pay visit with upfront pricing, Sesame Care or GoodRx Care are simpler options.

7. K Health

Best For: Budget-friendly AI-assisted primary care and mental health visits.

Why it's included: K Health combines symptom input with a licensed clinician review, which can be useful for straightforward, non-urgent concerns.

Strengths:

  • Flat, predictable pricing
  • Covers primary care, mental health, and some chronic condition management
  • Message-based follow-up is included with some plans

Limitations:

  • Limited insurance acceptance
  • Not designed for complex or multi-symptom cases
  • Provider availability can vary by time of day

Pricing: Roughly $30 to $50 per visit without insurance. Subscription options are also available.

Insurance: Limited acceptance; check current plan compatibility before booking.

California Availability: Statewide, including Sacramento, through video and message-based visits.

When Another Provider Is Better: If you need same-day availability with guaranteed transparent pricing, Sesame Care is generally a stronger fit.

Article media

Who Should Choose Each Option

  • Choose Sesame Care if you want to see the exact price before booking and do not have insurance.
  • Want an ongoing doctor you can text any hour, not a one-off visit: Momentary ($19.99 a month, California residents only)
  • Choose Teladoc if your insurance or employer already includes it at a low copay.
  • Choose Kaiser Permanente if you are already a Kaiser member in the Sacramento area.
  • Choose GoodRx Care if you need a quick, low-cost visit plus a prescription.
  • Choose Carbon Health if you want the option to walk into a Sacramento clinic and follow up virtually.
  • Choose K Health if you want flat-rate, AI-assisted primary care for a straightforward concern.

If your symptoms involve chest pain, difficulty breathing, signs of a stroke, a severe allergic reaction, heavy bleeding, loss of consciousness, seizures, suicidal thoughts, or a serious injury, do not use telehealth. Call 911 or go to the nearest emergency room immediately.


Frequently Asked Questions

Is telehealth in Sacramento covered by Medi-Cal? Medi-Cal covers many telehealth services, but coverage depends on your specific managed care plan and the type of visit. Contact your Medi-Cal plan directly to confirm which telehealth providers are in-network.

What is the cheapest telehealth option in Sacramento without insurance? GoodRx Care and Sesame Care generally offer the lowest cash-pay prices, with visits often falling between $20 and $79 depending on the type of care.

Can telehealth prescribe medication in California? Yes. Licensed clinicians on most telehealth platforms can prescribe medication when clinically appropriate, though controlled substances are generally restricted or unavailable through virtual visits.

How do I know if I need urgent care, telehealth, or the ER? Emergency symptoms such as chest pain, trouble breathing, signs of stroke, severe bleeding, or loss of consciousness mean 911 or the ER. Anything that needs a hands-on exam, imaging, or stitches is urgent care. Most other everyday issues can be handled remotely. If you would rather not guess, Momentary members can message a licensed California physician any hour and get a direct answer, plus a prescription or lab order if it can be handled remotely ($19.99 a month).

Does Kaiser Permanente offer telehealth in Sacramento? Yes. Kaiser Permanente members in the Sacramento area have access to 24/7 virtual care, video visits, and e-visits that connect to their existing medical record.

Is Carbon Health still open in Sacramento after its bankruptcy filing? Yes. Carbon Health's Sacramento clinics and virtual visits continued operating throughout its Chapter 11 process, and the company emerged from bankruptcy under new ownership in June 2026.

Can I use telehealth for mental health care in Sacramento? Yes. Teladoc, Sesame Care, and K Health all offer mental health visits, though pricing, insurance acceptance, and provider availability vary by platform.

Is same-day telehealth available in Sacramento? Yes, particularly through Sesame Care and Carbon Health's virtual urgent care option, though same-day availability depends on the time of day and current provider load.


Jayant Panwar

Written by

Jayant Panwar

Share this article