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Massachusetts

Cost of a Knee Replacement Surgery Visit
in Massachusetts

Reviewed by Momentary Medical Group West PC

Massachusetts ranks among the top states for healthcare quality but also maintains some of the nation's highest medical costs, with knee replacement procedures averaging 20% above national rates. Patients undergoing Knee Replacement Surgery in the state typically encounter negotiated insurance rates ranging from $1,061 to $6,051, with a median cost of $2,196 based on transparency data from over 1,000 active providers. The Bay State's robust network of orthopedic specialists and teaching hospitals offers patients extensive options for knee replacement care across urban centers like Boston and Worcester as well as smaller communities throughout the Pioneer Valley and Cape Cod regions.

Average

$3,102

Median

$2,196

Lowest

$1,061

Highest

$6,051

Providers

1,004

National avg: $2,275Massachusetts: $3,102

36% above national average

Compare Similar Procedures

How does knee replacement compare to related procedures in Massachusetts?

ProcedureCPTLowMedianHighProviders
Hip Replacement

Total hip replacement (arthroplasty)

27130$80$2,012$6,0601,302
Cataract Surgery

Cataract extraction with intraocular lens insertion

66984$403$935$2,0781,014
Knee Arthroscopy

Arthroscopy of the knee with meniscectomy

29881$438$892$2,4101,023
Gallbladder Removal (Laparoscopic)

Laparoscopic cholecystectomy

47562$476$1,057$2,7171,072
Appendectomy (Laparoscopic)

Laparoscopic appendectomy

44970$80$834$2,4851,368
Hysterectomy (Laparoscopic)

Laparoscopic total hysterectomy

58571$710$1,297$3,8901,012
Septoplasty

Nasal septum repair

30520$456$1,001$2,7881,010
Tonsillectomy

Tonsillectomy, primary or secondary

42820$219$455$1,2371,012
Inguinal Hernia Repair

Inguinal hernia repair

49505$397$834$2,1681,003
Mastectomy

Partial or simple mastectomy

19301$350$988$2,4081,009
Carpal Tunnel Surgery

Open carpal tunnel release

64721$338$721$1,9571,008

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 27447Total knee arthroplasty). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 27447 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 27447 (Total knee arthroplasty), as mandated by the CMS Price Transparency Rule.

What CPT 27447 covers: the provider's professional fee for knee replacement. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Massachusetts

These hospitals in Massachusetts are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

FAIRVIEW HOSPITAL

GREAT BARRINGTON, MA

5/5
94% would recommend164 patient surveys
5/5
89% would recommend929 patient surveys
5/5
86% would recommend174 patient surveys
4/5
88% would recommend382 patient surveys
4/5
87% would recommend593 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why Knee Replacement Surgery Visit Costs Vary Across Massachusetts

Massachusetts healthcare costs run approximately 20% above national averages, driven by the state's concentration of prestigious teaching hospitals, high cost of living, and robust regulatory framework that prioritizes quality over cost containment. The Commonwealth's small geographic size means most residents can access Boston-area specialists, but this convenience comes with premium pricing typical of major metropolitan medical markets.

Urban vs. Rural Provider Availability

The Greater Boston area hosts dozens of orthopedic practices and hospital systems, creating competitive pricing in some segments while academic medical centers like Massachusetts General Hospital and Brigham and Women's command premium rates. Rural western Massachusetts and Cape Cod regions have fewer specialist options, often requiring patients to travel to Springfield, Worcester, or Boston for advanced knee replacement expertise.

Facility Type and Overhead Costs

Hospital-owned orthopedic clinics affiliated with major health systems like Mass General Brigham and Beth Israel Lahey Health typically charge facility fees that can double the cost of a consultation compared to independent practices. Community hospitals in cities like Lowell, Fall River, and Pittsfield often provide more affordable alternatives while maintaining quality care standards.

Insurance Market Competition in Massachusetts

The state's insurance market is dominated by Blue Cross Blue Shield of Massachusetts (holding nearly 60% market share), Tufts Health Plan, and Harvard Pilgrim Health Care, creating moderate competition that helps control some premium growth. These major insurers have negotiated different rate structures with orthopedic providers, meaning identical procedures can vary significantly in out-of-pocket costs depending on your specific plan and network tier.

Physician Supply and Demand in Massachusetts

With over 1,000 providers performing knee replacements across the state, Massachusetts enjoys strong orthopedic specialist availability relative to its 7 million residents. This robust supply helps moderate wait times for consultations, though the concentration of high-demand surgeons at prestigious Boston hospitals can still create scheduling bottlenecks and premium pricing for certain specialists.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Knee Replacement Surgery Costs in Massachusetts

What is the average cost of a Knee Replacement Surgery visit in Massachusetts without insurance?

Uninsured patients in Massachusetts typically pay between $1,061 and $6,051 for knee replacement consultations, with a median cost of $2,196 based on negotiated insurance rates. These prices reflect what insurers actually pay providers and may be higher for self-pay patients, though many practices offer cash discounts of 20-40% to reduce the financial burden for uninsured individuals.

Does Massachusetts Medicaid cover Knee Replacement Surgery visits?

Yes, Massachusetts Medicaid covers orthopedic consultations and knee replacement procedures with minimal copays for eligible residents. The state's Medicaid expansion provides comprehensive coverage for over 1.8 million residents, including specialist visits, imaging studies, and surgical procedures when medically necessary. Prior authorization may be required for certain procedures or advanced imaging.

How do I find an affordable Knee Replacement Surgery near me in Massachusetts?

Compare costs between hospital-based clinics and independent orthopedic practices, as facility fees can significantly increase your total expense. Community health centers in cities like Lawrence, Holyoke, and New Bedford often provide more affordable specialist referrals, while cash-pay discounts are widely available for uninsured patients. Consider providers in smaller cities like Worcester or Springfield where overhead costs may be lower than Boston-area practices.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial Knee Replacement Surgery consultations typically cost between $1,061 and $6,051 with a median of $2,196, while follow-up visits are generally 40-60% less expensive. The significant cost difference reflects the time needed for comprehensive evaluation, medical history review, physical examination, and treatment planning during first visits compared to shorter follow-up appointments focused on progress monitoring and care adjustments.

Can I use an HSA or FSA to pay for a Knee Replacement Surgery visit in Massachusetts?

Yes, both Health Savings Account (HSA) and Flexible Spending Account (FSA) funds can be used for orthopedic consultations, diagnostic imaging, and knee replacement procedures. These tax-advantaged accounts help offset the high cost of specialist care in Massachusetts, and many providers accept HSA/FSA debit cards directly for convenient payment processing.

How does telemedicine affect the cost of seeing a Knee Replacement Surgery in Massachusetts?

Telemedicine consultations for knee pain evaluation typically cost 30-50% less than in-person visits, though physical examination limitations mean most patients eventually need face-to-face appointments for definitive diagnosis. Massachusetts has strong telehealth coverage requirements that were expanded during COVID-19, making virtual consultations a cost-effective option for initial evaluations, follow-up care, and post-surgical monitoring when appropriate.

Click a state to compare costs

Average Visit Cost

$843
$4,785

Office visit (CPT 27447)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$10,559
$4,785
2Rhode Island
Range: $1,136$6,051
$3,170
3Alaska
Range: $1,136$6,451
$3,152
4Massachusetts
Range: $1,061$6,051
$3,102
5Connecticut
Range: $909$6,051
$2,917
6Delaware
Range: $1,005$6,051
$2,914
7Montana
Range: $92$6,877
$2,879
8Pennsylvania
Range: $909$6,051
$2,837
9Wyoming
Range: $1,657$4,492
$2,807
10South Dakota
Range: $1,099$5,330
$2,798
11Georgia
Range: $1,131$5,082
$2,783
12New York
Range: $898$6,051
$2,746
13Minnesota
Range: $873$5,078
$2,705
14New Hampshire
Range: $1,433$4,078
$2,650
15Iowa
Range: $95$4,753
$2,594
16West Virginia
Range: $1,204$4,734
$2,556
17Nebraska
Range: $1,637$3,009
$2,527
18Washington
Range: $1,606$3,703
$2,474
19New Jersey
Range: $952$4,588
$2,321
20New Mexico
Range: $1,216$3,606
$2,318
21North Carolina
Range: $1,136$3,785
$2,311
22Maine
Range: $1,713$2,689
$2,297
23Oregon
Range: $1,116$3,635
$2,288
24District of Columbia
Range: $1,061$3,475
$2,286
25Colorado
Range: $1,136$3,475
$2,220
26North Dakota
Range: $1,198$3,475
$2,189
27Utah
Range: $842$2,906
$2,184
28Kentucky
Range: $977$3,564
$2,126
29Michigan
Range: $1,136$3,355
$2,121
30Maryland
Range: $1,204$3,475
$2,015
31Idaho
Range: $1,061$3,049
$2,001
32Indiana
Range: $90$4,087
$1,966
33Hawaii
Range: $1,018$2,946
$1,953
34Vermont
Range: $958$3,286
$1,900
35South Carolina
Range: $1,060$3,108
$1,898
36Mississippi
Range: $1,039$3,303
$1,895
37Illinois
Range: $85$3,789
$1,884
38Arkansas
Range: $1,138$2,603
$1,878
39Texas
Range: $1,056$3,006
$1,877
40California
Range: $75$3,286
$1,863
41Nevada
Range: $1,136$2,632
$1,853
42Alabama
Range: $964$2,946
$1,845
43Tennessee
Range: $1,147$2,647
$1,843
44Missouri
Range: $1,272$2,246
$1,811
45Virginia
Range: $976$2,946
$1,798
46Louisiana
Range: $989$2,664
$1,757
47Kansas
Range: $1,272$2,223
$1,698
48Ohio
Range: $848$2,491
$1,603
49Arizona
Range: $1,097$2,276
$1,503
50Oklahoma
Range: $85$2,533
$1,311
51Florida
Range: $35$2,438
$843
Knee Replacement in Other States