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Illinois

Cost of a Colonoscopy Polyp Removal Visit
in Illinois

Reviewed by Momentary Medical Group West PC

Illinois healthcare costs run approximately 10% above national averages, with the Chicago metropolitan area driving much of this premium pricing structure. Colonoscopy Polyp Removal patients typically pay between $219 and $944, with a median out-of-pocket cost of $462 based on negotiated insurance rates across the state's 5,408 active providers. Illinois residents have access to numerous Colonoscopy Polyp Removal specialists throughout the state, from major academic medical centers in Chicago to community hospitals serving rural counties.

Average

$542

Median

$462

Lowest

$220

Highest

$944

Providers

5,408

National avg: $752Illinois: $542

28% below national average

Compare Similar Procedures

How does colonoscopy with polyp removal compare to related procedures in Illinois?

ProcedureCPTLowMedianHighProviders
Colonoscopy

Diagnostic colonoscopy

45378$85$344$9014,773
Colonoscopy with Biopsy

Colonoscopy with biopsy

45380$80$441$1,1474,920
Upper Endoscopy (EGD)

Diagnostic upper GI endoscopy

43235$118$290$5343,608
Upper Endoscopy with Biopsy

Upper GI endoscopy with biopsy

43239$70$339$6965,884
ECG / EKG

12-lead electrocardiogram with interpretation

93000$17$24$8510,197
Echocardiogram

Transthoracic echocardiogram with Doppler

93306$74$178$3786,654
OB Ultrasound

Obstetric ultrasound, complete

76805$45$101$2576,504

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 45385Colonoscopy with removal of polyps by snare). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 45385 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 45385 (Colonoscopy with removal of polyps by snare), as mandated by the CMS Price Transparency Rule.

What CPT 45385 covers: the provider's professional fee for colonoscopy with polyp removal. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Colonoscopy Polyp Removal Visit Costs Vary Across Illinois

Illinois healthcare costs run approximately 10% above national averages, driven by the concentration of high-cost academic medical centers in Chicago and limited rural provider options. The state's economy supports higher physician salaries while regulatory requirements add administrative overhead that gets passed to patients.

Urban vs. Rural Provider Availability

The Chicago metropolitan area contains roughly 70% of Illinois gastroenterologists, creating significant access challenges for residents in southern and central Illinois counties. Rural patients often face 100+ mile drives to reach subspecialty care, sometimes opting for higher-cost emergency department visits when complications arise. This geographic maldistribution allows urban providers to command premium pricing while rural facilities struggle with volume.

Facility Type and Overhead Costs

Major health systems like Northwestern Medicine, Rush University Medical Center, and University of Chicago Medicine dominate the Illinois market with hospital-based practices that typically charge facility fees. Independent gastroenterology groups offer more competitive pricing but may have limited locations outside major metropolitan areas. Academic medical centers command the highest rates due to teaching hospital overhead and research missions.

Insurance Market Competition in Illinois

Blue Cross Blue Shield of Illinois maintains the largest market share, followed by UnitedHealthcare and Aetna, creating moderate competition that helps contain some cost growth. The state's insurance market is relatively concentrated compared to neighboring states, giving major insurers significant negotiating leverage with provider networks. Employer-sponsored plans dominate coverage, with limited individual market options in many counties outside Chicago.

Physician Supply and Demand in Illinois

With 5,408 active providers offering colonoscopy services, Illinois has adequate specialist supply in urban areas but significant shortages in rural regions. The concentration of providers in Chicago and surrounding suburbs creates competitive pricing in those markets while allowing rural practitioners to charge premium rates. Wait times for non-urgent procedures average 2-4 weeks in Chicago but can extend to 6-8 weeks in underserved rural areas.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Colonoscopy Polyp Removal Costs in Illinois

What is the average cost of a Colonoscopy Polyp Removal visit in Illinois without insurance?

Without insurance, colonoscopy with polyp removal in Illinois ranges from $219 to $944, with a median cost of $462 based on negotiated rates from transparency data. However, uninsured patients often face higher list prices and should ask about self-pay discounts, which can reduce costs by 10-40%. Many Illinois providers offer payment plans to help manage these expenses.

Does Illinois Medicaid cover Colonoscopy Polyp Removal visits?

Yes, Illinois expanded Medicaid covers medically necessary colonoscopy procedures including polyp removal for eligible residents. Coverage includes both screening colonoscopies for age-appropriate patients and diagnostic procedures when symptoms warrant investigation. Prior authorization may be required, but most gastroenterology practices handle the approval process for covered patients.

How do I find an affordable Colonoscopy Polyp Removal near me in Illinois?

Compare costs across different facility types, as independent gastroenterology practices typically charge less than hospital-based clinics. Look for community health centers and federally qualified health centers that offer sliding scale fees based on income. Ask providers about cash-pay discounts and payment plans, which are commonly available throughout Illinois.

What is the difference in cost between an initial consultation and a follow-up visit?

The pricing data shows colonoscopy with polyp removal procedures averaging $462, though initial consultations and follow-up visits involve separate billing codes and costs. Follow-up visits after polyp removal typically cost 40-60% less than comprehensive initial evaluations. The specific cost difference depends on the complexity of the visit and whether additional procedures are performed.

Can I use an HSA or FSA to pay for a Colonoscopy Polyp Removal visit in Illinois?

Yes, colonoscopy procedures including polyp removal qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use these tax-advantaged funds to pay deductibles, copays, and coinsurance associated with the procedure. Keep all receipts and documentation for tax purposes and account reimbursement.

How does telemedicine affect the cost of seeing a Colonoscopy Polyp Removal in Illinois?

While the actual colonoscopy procedure requires in-person care, many Illinois gastroenterologists offer telemedicine consultations for initial evaluations, follow-up discussions, and results review. These virtual visits typically cost 20-30% less than in-person consultations and are covered by most insurance plans. Telemedicine can reduce overall care costs by minimizing travel and time off work for routine follow-ups.

Click a state to compare costs

Average Visit Cost

$272
$2,018

Office visit (CPT 45385)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $81$5,357
$2,018
2Washington
Range: $80$3,638
$1,402
3Oregon
Range: $80$3,638
$1,391
4Idaho
Range: $80$3,638
$1,373
5Alaska
Range: $80$3,638
$1,266
6Montana
Range: $80$3,638
$1,266
7Massachusetts
Range: $80$2,338
$1,051
8New York
Range: $276$2,338
$1,041
9Rhode Island
Range: $80$2,338
$1,031
10Connecticut
Range: $213$2,338
$1,026
11North Dakota
Range: $80$2,334
$976
12Pennsylvania
Range: $80$2,338
$962
13Delaware
Range: $80$2,338
$958
14Minnesota
Range: $80$1,954
$879
15New Hampshire
Range: $457$1,285
$866
16Wyoming
Range: $332$1,540
$808
17Nebraska
Range: $360$1,090
$799
18Hawaii
Range: $80$1,785
$773
19Maine
Range: $494$926
$763
20California
Range: $30$1,785
$756
21Iowa
Range: $95$1,197
$726
22District of Columbia
Range: $212$1,372
$726
23Georgia
Range: $225$1,310
$723
24New Mexico
Range: $265$1,278
$696
25North Carolina
Range: $80$1,433
$685
26New Jersey
Range: $151$1,496
$684
27West Virginia
Range: $98$1,538
$682
28Vermont
Range: $333$1,096
$661
29Utah
Range: $80$1,090
$630
30Colorado
Range: $85$1,282
$611
31Indiana
Range: $80$1,197
$596
32Kentucky
Range: $202$1,136
$586
33Missouri
Range: $239$853
$564
34South Dakota
Range: $80$1,090
$553
35Maryland
Range: $226$1,002
$550
36Michigan
Range: $80$1,088
$545
37Illinois
Range: $220$944
$542
38Louisiana
Range: $197$918
$514
39Mississippi
Range: $209$963
$514
40Nevada
Range: $320$740
$504
41South Carolina
Range: $80$936
$477
42Virginia
Range: $98$916
$471
43Arkansas
Range: $85$853
$464
44Alabama
Range: $80$870
$454
45Texas
Range: $90$866
$453
46Kansas
Range: $239$713
$451
47Ohio
Range: $191$751
$450
48Arizona
Range: $213$715
$432
49Tennessee
Range: $90$796
$428
50Florida
Range: $35$815
$302
51Oklahoma
Range: $85$646
$272
Colonoscopy with Polyp Removal in Other States