Cost of a Colonoscopy Polyp Removal Visit
in Illinois
Reviewed by Momentary Medical Group West PC
Illinois healthcare costs run approximately 10% above national averages, with the Chicago metropolitan area driving much of this premium pricing structure. Colonoscopy Polyp Removal patients typically pay between $219 and $944, with a median out-of-pocket cost of $462 based on negotiated insurance rates across the state's 5,408 active providers. Illinois residents have access to numerous Colonoscopy Polyp Removal specialists throughout the state, from major academic medical centers in Chicago to community hospitals serving rural counties.
Average
$542
Median
$462
Lowest
$220
Highest
$944
Providers
5,408
28% below national average
Compare Similar Procedures
How does colonoscopy with polyp removal compare to related procedures in Illinois?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Colonoscopy Diagnostic colonoscopy | 45378 | $85 | $344 | $901 | 4,773 |
| Colonoscopy with Biopsy Colonoscopy with biopsy | 45380 | $80 | $441 | $1,147 | 4,920 |
| Upper Endoscopy (EGD) Diagnostic upper GI endoscopy | 43235 | $118 | $290 | $534 | 3,608 |
| Upper Endoscopy with Biopsy Upper GI endoscopy with biopsy | 43239 | $70 | $339 | $696 | 5,884 |
| ECG / EKG 12-lead electrocardiogram with interpretation | 93000 | $17 | $24 | $85 | 10,197 |
| Echocardiogram Transthoracic echocardiogram with Doppler | 93306 | $74 | $178 | $378 | 6,654 |
| OB Ultrasound Obstetric ultrasound, complete | 76805 | $45 | $101 | $257 | 6,504 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 45385 — Colonoscopy with removal of polyps by snare). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 45385 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 45385 (Colonoscopy with removal of polyps by snare), as mandated by the CMS Price Transparency Rule.
What CPT 45385 covers: the provider's professional fee for colonoscopy with polyp removal. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Colonoscopy Polyp Removal Visit Costs Vary Across Illinois
Illinois healthcare costs run approximately 10% above national averages, driven by the concentration of high-cost academic medical centers in Chicago and limited rural provider options. The state's economy supports higher physician salaries while regulatory requirements add administrative overhead that gets passed to patients.
Urban vs. Rural Provider Availability
The Chicago metropolitan area contains roughly 70% of Illinois gastroenterologists, creating significant access challenges for residents in southern and central Illinois counties. Rural patients often face 100+ mile drives to reach subspecialty care, sometimes opting for higher-cost emergency department visits when complications arise. This geographic maldistribution allows urban providers to command premium pricing while rural facilities struggle with volume.
Facility Type and Overhead Costs
Major health systems like Northwestern Medicine, Rush University Medical Center, and University of Chicago Medicine dominate the Illinois market with hospital-based practices that typically charge facility fees. Independent gastroenterology groups offer more competitive pricing but may have limited locations outside major metropolitan areas. Academic medical centers command the highest rates due to teaching hospital overhead and research missions.
Insurance Market Competition in Illinois
Blue Cross Blue Shield of Illinois maintains the largest market share, followed by UnitedHealthcare and Aetna, creating moderate competition that helps contain some cost growth. The state's insurance market is relatively concentrated compared to neighboring states, giving major insurers significant negotiating leverage with provider networks. Employer-sponsored plans dominate coverage, with limited individual market options in many counties outside Chicago.
Physician Supply and Demand in Illinois
With 5,408 active providers offering colonoscopy services, Illinois has adequate specialist supply in urban areas but significant shortages in rural regions. The concentration of providers in Chicago and surrounding suburbs creates competitive pricing in those markets while allowing rural practitioners to charge premium rates. Wait times for non-urgent procedures average 2-4 weeks in Chicago but can extend to 6-8 weeks in underserved rural areas.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Colonoscopy Polyp Removal Costs in Illinois
What is the average cost of a Colonoscopy Polyp Removal visit in Illinois without insurance?
Does Illinois Medicaid cover Colonoscopy Polyp Removal visits?
How do I find an affordable Colonoscopy Polyp Removal near me in Illinois?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Colonoscopy Polyp Removal visit in Illinois?
How does telemedicine affect the cost of seeing a Colonoscopy Polyp Removal in Illinois?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 45385)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $81 – $5,357 | $2,018 |
| 2 | Washington Range: $80 – $3,638 | $1,402 |
| 3 | Oregon Range: $80 – $3,638 | $1,391 |
| 4 | Idaho Range: $80 – $3,638 | $1,373 |
| 5 | Alaska Range: $80 – $3,638 | $1,266 |
| 6 | Montana Range: $80 – $3,638 | $1,266 |
| 7 | Massachusetts Range: $80 – $2,338 | $1,051 |
| 8 | New York Range: $276 – $2,338 | $1,041 |
| 9 | Rhode Island Range: $80 – $2,338 | $1,031 |
| 10 | Connecticut Range: $213 – $2,338 | $1,026 |
| 11 | North Dakota Range: $80 – $2,334 | $976 |
| 12 | Pennsylvania Range: $80 – $2,338 | $962 |
| 13 | Delaware Range: $80 – $2,338 | $958 |
| 14 | Minnesota Range: $80 – $1,954 | $879 |
| 15 | New Hampshire Range: $457 – $1,285 | $866 |
| 16 | Wyoming Range: $332 – $1,540 | $808 |
| 17 | Nebraska Range: $360 – $1,090 | $799 |
| 18 | Hawaii Range: $80 – $1,785 | $773 |
| 19 | Maine Range: $494 – $926 | $763 |
| 20 | California Range: $30 – $1,785 | $756 |
| 21 | Iowa Range: $95 – $1,197 | $726 |
| 22 | District of Columbia Range: $212 – $1,372 | $726 |
| 23 | Georgia Range: $225 – $1,310 | $723 |
| 24 | New Mexico Range: $265 – $1,278 | $696 |
| 25 | North Carolina Range: $80 – $1,433 | $685 |
| 26 | New Jersey Range: $151 – $1,496 | $684 |
| 27 | West Virginia Range: $98 – $1,538 | $682 |
| 28 | Vermont Range: $333 – $1,096 | $661 |
| 29 | Utah Range: $80 – $1,090 | $630 |
| 30 | Colorado Range: $85 – $1,282 | $611 |
| 31 | Indiana Range: $80 – $1,197 | $596 |
| 32 | Kentucky Range: $202 – $1,136 | $586 |
| 33 | Missouri Range: $239 – $853 | $564 |
| 34 | South Dakota Range: $80 – $1,090 | $553 |
| 35 | Maryland Range: $226 – $1,002 | $550 |
| 36 | Michigan Range: $80 – $1,088 | $545 |
| 37 | Illinois Range: $220 – $944 | $542 |
| 38 | Louisiana Range: $197 – $918 | $514 |
| 39 | Mississippi Range: $209 – $963 | $514 |
| 40 | Nevada Range: $320 – $740 | $504 |
| 41 | South Carolina Range: $80 – $936 | $477 |
| 42 | Virginia Range: $98 – $916 | $471 |
| 43 | Arkansas Range: $85 – $853 | $464 |
| 44 | Alabama Range: $80 – $870 | $454 |
| 45 | Texas Range: $90 – $866 | $453 |
| 46 | Kansas Range: $239 – $713 | $451 |
| 47 | Ohio Range: $191 – $751 | $450 |
| 48 | Arizona Range: $213 – $715 | $432 |
| 49 | Tennessee Range: $90 – $796 | $428 |
| 50 | Florida Range: $35 – $815 | $302 |
| 51 | Oklahoma Range: $85 – $646 | $272 |
