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Montana

Cost of a Colonoscopy Polyp Removal Visit
in Montana

Reviewed by Momentary Medical Group West PC

Montana's sparse population across 147,000 square miles creates unique challenges for accessing specialized gastroenterology care, with many patients traveling long distances to reach one of the 307 active Colonoscopy Polyp Removal providers across the state. Based on actual insurance negotiated rates, patients typically pay between $80 and $3,638 for this procedure, with costs running approximately 84% below national averages. The wide geographic distribution of Montana's healthcare facilities means that patients can browse all available providers throughout the state to find both convenient locations and competitive pricing.

Average

$1,266

Median

$80

Lowest

$80

Highest

$3,638

Providers

307

National avg: $752Montana: $1,266

68% above national average

Compare Similar Procedures

How does colonoscopy with polyp removal compare to related procedures in Montana?

ProcedureCPTLowMedianHighProviders
Colonoscopy

Diagnostic colonoscopy

45378$80$80$538319
Colonoscopy with Biopsy

Colonoscopy with biopsy

45380$80$80$545315
Upper Endoscopy (EGD)

Diagnostic upper GI endoscopy

43235$90$231$58140
Upper Endoscopy with Biopsy

Upper GI endoscopy with biopsy

43239$80$80$523327
ECG / EKG

12-lead electrocardiogram with interpretation

93000$14$14$80367
Echocardiogram

Transthoracic echocardiogram with Doppler

93306$80$80$269318
OB Ultrasound

Obstetric ultrasound, complete

76805$51$68$991354

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 45385Colonoscopy with removal of polyps by snare). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 45385 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 45385 (Colonoscopy with removal of polyps by snare), as mandated by the CMS Price Transparency Rule.

What CPT 45385 covers: the provider's professional fee for colonoscopy with polyp removal. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Colonoscopy Polyp Removal Visit Costs Vary Across Montana

Montana's healthcare costs run approximately 4% above national averages, but Colonoscopy Polyp Removal procedures actually cost 84% less than national rates, reflecting the state's lower facility overhead and physician costs relative to coastal markets. The state's challenging geography, with patients often traveling hundreds of miles for specialist care, creates unique cost dynamics where providers must balance accessibility with financial sustainability.

Urban vs. Rural Provider Availability

Most of Montana's gastroenterologists concentrate in Billings, Missoula, Great Falls, and Bozeman, leaving vast rural areas dependent on traveling specialists or patient travel to urban centers. This geographic concentration allows urban practices to offer more competitive pricing through higher patient volumes, while rural areas often rely on visiting specialists who may charge premium rates. The 147,000 square mile service area means some patients drive over 200 miles for specialized procedures, adding travel costs to medical expenses.

Facility Type and Overhead Costs

Hospital-based outpatient centers in Montana typically charge higher facility fees than independent ambulatory surgery centers, reflecting the higher overhead costs of maintaining full-service hospitals in low-population areas. Major health systems like Billings Clinic and Providence St. Patrick Hospital operate multiple locations but may have standardized pricing that doesn't reflect local market conditions. Independent gastroenterology practices often offer more flexible pricing, particularly for self-pay patients.

Insurance Market Competition in Montana

The dominance of Blue Cross Blue Shield Montana, PacificSource, and UnitedHealthcare creates a stable but not highly competitive insurance market, with each insurer negotiating different rates with the state's limited number of gastroenterology providers. This concentrated market structure can lead to similar negotiated rates across insurers, reducing the typical price variation seen in more competitive markets. The state's small population and rural geography limit insurers' ability to create narrow networks, giving most providers reasonable negotiating power.

Physician Supply and Demand in Montana

With 307 providers offering Colonoscopy Polyp Removal services across Montana's population of just over one million residents, the state maintains adequate specialist access in urban areas but significant shortages in frontier regions. This relatively balanced supply in population centers helps keep costs competitive, while rural shortages can drive up prices for patients who cannot travel to larger cities. Wait times for non-urgent procedures typically range from 2-8 weeks, indicating neither severe shortages nor oversupply in the specialist market.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Colonoscopy Polyp Removal Costs in Montana

What is the average cost of a Colonoscopy Polyp Removal visit in Montana without insurance?

Uninsured patients in Montana can expect to pay between $80 and $3,638 for Colonoscopy Polyp Removal, with costs varying significantly based on facility type and geographic location. Self-pay patients often qualify for substantial discounts, sometimes 30-50% off standard rates, making the procedure more affordable than these negotiated insurance rates suggest. Many Montana gastroenterology practices offer payment plans to help manage these costs, particularly important given the state's rural economy and seasonal employment patterns.

Does Montana Medicaid cover Colonoscopy Polyp Removal visits?

Yes, Montana Medicaid covers Colonoscopy Polyp Removal procedures as the state expanded Medicaid in 2016, providing coverage for adults up to 138% of federal poverty level. Medicaid typically covers both screening and diagnostic colonoscopies with polyp removal when medically necessary, though patients may need prior authorization for certain procedures. However, Medicaid patients in rural Montana may face longer wait times due to limited specialist availability and the fact that not all gastroenterologists accept Medicaid reimbursement rates.

How do I find an affordable Colonoscopy Polyp Removal near me in Montana?

Compare costs between hospital-based outpatient centers and independent ambulatory surgery centers, as independent facilities often charge significantly less for the same procedure. Ask about self-pay discounts if you're uninsured or have a high-deductible plan, as many Montana providers offer substantial cash-pay reductions. Consider community health centers in larger cities like Billings or Missoula, which may offer sliding-scale fees based on income, and don't overlook the potential savings of traveling to urban centers where competition keeps prices more competitive.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial consultations with gastroenterologists typically cost more than follow-up visits, as they involve comprehensive history-taking, physical examination, and treatment planning. Follow-up visits for polyp surveillance or post-procedure care are generally shorter and less expensive, often qualifying for lower-level billing codes. The actual Colonoscopy Polyp Removal procedure itself, ranging from $80 to $3,638 in Montana, is separate from consultation fees and represents the major cost component of your total treatment.

Can I use an HSA or FSA to pay for a Colonoscopy Polyp Removal visit in Montana?

Yes, Colonoscopy Polyp Removal procedures qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). These pre-tax dollars can cover the procedure costs, consultation fees, anesthesia charges, and pathology fees associated with polyp removal. Keep all receipts and documentation, as you'll need them for reimbursement or to prove qualified medical expenses if your account is audited.

How does telemedicine affect the cost of seeing a Colonoscopy Polyp Removal in Montana?

While the actual polyp removal procedure must be performed in person, telemedicine can reduce costs for initial consultations, pre-procedure planning, and post-procedure follow-up visits in Montana's vast rural areas. Telehealth consultations typically cost $50-150 less than in-person visits and eliminate travel expenses for patients in remote areas. Montana has embraced telemedicine expansion, particularly since the COVID-19 pandemic, with most insurers now covering virtual gastroenterology consultations at the same rate as in-person visits.

Click a state to compare costs

Average Visit Cost

$272
$2,018

Office visit (CPT 45385)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $81$5,357
$2,018
2Washington
Range: $80$3,638
$1,402
3Oregon
Range: $80$3,638
$1,391
4Idaho
Range: $80$3,638
$1,373
5Alaska
Range: $80$3,638
$1,266
6Montana
Range: $80$3,638
$1,266
7Massachusetts
Range: $80$2,338
$1,051
8New York
Range: $276$2,338
$1,041
9Rhode Island
Range: $80$2,338
$1,031
10Connecticut
Range: $213$2,338
$1,026
11North Dakota
Range: $80$2,334
$976
12Pennsylvania
Range: $80$2,338
$962
13Delaware
Range: $80$2,338
$958
14Minnesota
Range: $80$1,954
$879
15New Hampshire
Range: $457$1,285
$866
16Wyoming
Range: $332$1,540
$808
17Nebraska
Range: $360$1,090
$799
18Hawaii
Range: $80$1,785
$773
19Maine
Range: $494$926
$763
20California
Range: $30$1,785
$756
21Iowa
Range: $95$1,197
$726
22District of Columbia
Range: $212$1,372
$726
23Georgia
Range: $225$1,310
$723
24New Mexico
Range: $265$1,278
$696
25North Carolina
Range: $80$1,433
$685
26New Jersey
Range: $151$1,496
$684
27West Virginia
Range: $98$1,538
$682
28Vermont
Range: $333$1,096
$661
29Utah
Range: $80$1,090
$630
30Colorado
Range: $85$1,282
$611
31Indiana
Range: $80$1,197
$596
32Kentucky
Range: $202$1,136
$586
33Missouri
Range: $239$853
$564
34South Dakota
Range: $80$1,090
$553
35Maryland
Range: $226$1,002
$550
36Michigan
Range: $80$1,088
$545
37Illinois
Range: $220$944
$542
38Louisiana
Range: $197$918
$514
39Mississippi
Range: $209$963
$514
40Nevada
Range: $320$740
$504
41South Carolina
Range: $80$936
$477
42Virginia
Range: $98$916
$471
43Arkansas
Range: $85$853
$464
44Alabama
Range: $80$870
$454
45Texas
Range: $90$866
$453
46Kansas
Range: $239$713
$451
47Ohio
Range: $191$751
$450
48Arizona
Range: $213$715
$432
49Tennessee
Range: $90$796
$428
50Florida
Range: $35$815
$302
51Oklahoma
Range: $85$646
$272
Colonoscopy with Polyp Removal in Other States