Cost of a Chest CT Scan Visit
in Kentucky
Reviewed by Momentary Medical Group West PC
Kentucky's healthcare market operates approximately 5% below national cost averages, making medical imaging more accessible across the Commonwealth's diverse geography. Patients seeking a Chest CT Scan typically pay between $54 and $335, with a median out-of-pocket cost of $117 based on negotiated insurance rates from 473 active providers. Kentucky maintains a robust network of imaging facilities spanning from Louisville's major medical centers to rural community hospitals, allowing patients to browse providers throughout the state for optimal cost and convenience.
Average
$169
Median
$117
Lowest
$54
Highest
$335
Providers
473
44% below national average
Compare Similar Procedures
How does ct chest compare to related procedures in Kentucky?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| MRI Brain MRI of the brain with and without contrast | 70553 | $83 | $270 | $842 | 225 |
| MRI Knee MRI of the knee without contrast | 73721 | $59 | $176 | $492 | 218 |
| MRI Lumbar Spine MRI of the lumbar spine without contrast | 72148 | $64 | $167 | $516 | 190 |
| CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast | 74177 | $75 | $211 | $576 | 300 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 71260 — CT chest with contrast). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 71260 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 71260 (CT chest with contrast), as mandated by the CMS Price Transparency Rule.
What CPT 71260 covers: the provider's professional fee for ct chest. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Chest CT Scan Visit Costs Vary Across Kentucky
Kentucky's healthcare costs run approximately 5% below national averages, reflecting the state's lower cost of living and rural-urban economic disparities. The Commonwealth's geography creates distinct cost patterns between the Louisville-Lexington metropolitan corridor and eastern Kentucky's mountainous regions.
Urban vs. Rural Provider Availability
Louisville and Lexington concentrate most of Kentucky's advanced imaging facilities, creating price competition that benefits urban patients. Rural counties in eastern and western Kentucky often rely on critical access hospitals with limited imaging capabilities, sometimes requiring patient travel to larger cities. This geographic disparity can increase total costs when factoring in travel time and expenses for rural residents.
Facility Type and Overhead Costs
Hospital-owned imaging centers in Kentucky typically charge 30-50% more than independent radiology practices due to higher administrative overhead and facility fees. Major health systems like Norton Healthcare and UK HealthCare operate extensive networks but may carry premium pricing compared to standalone imaging centers. Rural hospitals often provide competitive pricing but may have older equipment or longer scheduling waits.
Insurance Market Competition in Kentucky
Three major insurers—Anthem, UHC, and Humana—dominate Kentucky's market, creating moderate competition that helps control negotiated rates. The state's lack of a robust individual marketplace limits insurer competition in some regions, potentially leading to higher out-of-network costs. Employer-sponsored plans generally secure better rates than individual policies due to greater negotiating power.
Physician Supply and Demand in Kentucky
Kentucky's 473 active Chest CT Scan providers represent adequate coverage for the state's 4.5 million residents, though distribution heavily favors urban areas. This supply-demand balance keeps pricing competitive in metropolitan areas while potentially limiting options in rural regions. Shorter wait times in less populated areas may offset travel requirements for some patients seeking timely imaging services.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Chest CT Scan Costs in Kentucky
What is the average cost of a Chest CT Scan visit in Kentucky without insurance?
Does Kentucky Medicaid cover Chest CT Scan visits?
How do I find an affordable Chest CT Scan near me in Kentucky?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Chest CT Scan visit in Kentucky?
How does telemedicine affect the cost of seeing a Chest CT Scan in Kentucky?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 71260)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | North Dakota Range: $118 – $7,881 | $2,723 |
| 2 | Minnesota Range: $80 – $7,881 | $2,711 |
| 3 | Wisconsin Range: $73 – $863 | $363 |
| 4 | Georgia Range: $61 – $699 | $319 |
| 5 | Wyoming Range: $54 – $598 | $287 |
| 6 | Nevada Range: $80 – $453 | $272 |
| 7 | Maine Range: $93 – $439 | $262 |
| 8 | Nebraska Range: $108 – $415 | $246 |
| 9 | Hawaii Range: $67 – $348 | $243 |
| 10 | New Mexico Range: $52 – $505 | $242 |
| 11 | Iowa Range: $73 – $424 | $237 |
| 12 | Vermont Range: $49 – $516 | $236 |
| 13 | North Carolina Range: $60 – $443 | $233 |
| 14 | New Hampshire Range: $67 – $446 | $232 |
| 15 | Massachusetts Range: $64 – $454 | $230 |
| 16 | Rhode Island Range: $54 – $454 | $226 |
| 17 | Alaska Range: $54 – $449 | $224 |
| 18 | District of Columbia Range: $49 – $454 | $223 |
| 19 | Colorado Range: $55 – $441 | $218 |
| 20 | Utah Range: $54 – $374 | $212 |
| 21 | California Range: $25 – $521 | $210 |
| 22 | Indiana Range: $54 – $411 | $206 |
| 23 | New York Range: $42 – $443 | $205 |
| 24 | Washington Range: $54 – $384 | $203 |
| 25 | Michigan Range: $57 – $356 | $195 |
| 26 | Illinois Range: $64 – $346 | $192 |
| 27 | Tennessee Range: $61 – $333 | $188 |
| 28 | Pennsylvania Range: $50 – $389 | $185 |
| 29 | West Virginia Range: $64 – $317 | $184 |
| 30 | Virginia Range: $41 – $371 | $182 |
| 31 | Idaho Range: $54 – $321 | $182 |
| 32 | New Jersey Range: $41 – $371 | $181 |
| 33 | Connecticut Range: $54 – $389 | $179 |
| 34 | Texas Range: $54 – $345 | $178 |
| 35 | South Carolina Range: $54 – $339 | $178 |
| 36 | Kansas Range: $59 – $324 | $178 |
| 37 | Oregon Range: $70 – $291 | $177 |
| 38 | South Dakota Range: $134 – $222 | $175 |
| 39 | Alabama Range: $48 – $332 | $173 |
| 40 | Delaware Range: $61 – $273 | $170 |
| 41 | Louisiana Range: $48 – $288 | $169 |
| 42 | Kentucky Range: $54 – $335 | $169 |
| 43 | Arkansas Range: $61 – $278 | $164 |
| 44 | Montana Range: $54 – $263 | $163 |
| 45 | Maryland Range: $24 – $335 | $161 |
| 46 | Mississippi Range: $48 – $307 | $160 |
| 47 | Missouri Range: $64 – $265 | $159 |
| 48 | Oklahoma Range: $51 – $298 | $154 |
| 49 | Ohio Range: $41 – $298 | $154 |
| 50 | Arizona Range: $54 – $267 | $145 |
| 51 | Florida Range: $35 – $297 | $131 |