Florida

Cost of a Chest CT Scan Visit
in Florida

Name: CT Chest Cost in Florida (2026)
Creator: Jayant Panwar
Published: 2026-03-18

Reviewed by Momentary Medical Group West PC

Florida's healthcare market operates at approximately 2% above national averages, influenced by the state's status as the largest ambulatory surgery center market in the US. Chest CT Scan visits typically cost between $35 and $297, with a median negotiated rate of $60 based on transparency data from major insurers including UHC, BCBS FL, and Aetna. Florida maintains over 5,400 active providers offering chest CT imaging services across the state's diverse urban and rural regions.

Average

$131

Median

$60

Lowest

$35

Highest

$297

Providers

5,487

National avg: $302Florida: $131

57% below national average

Compare Similar Procedures

How does ct chest compare to related procedures in Florida?

Procedure	CPT	Low	Median	High	Providers
MRI Brain MRI of the brain with and without contrast	70553	$35	$60	$811	4,998
MRI Knee MRI of the knee without contrast	73721	$35	$60	$479	4,991
MRI Lumbar Spine MRI of the lumbar spine without contrast	72148	$35	$60	$473	4,666
CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast	74177	$72	$207	$603	4,246

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 71260 — CT chest with contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 71260 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 71260 (CT chest with contrast), as mandated by the CMS Price Transparency Rule.

What CPT 71260 covers: the provider's professional fee for ct chest. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Full data methodology and glossary

Why Chest CT Scan Visit Costs Vary Across Florida

Florida's healthcare costs run approximately 2% above national averages, driven by the state's position as the largest ambulatory surgery center market in America. This competitive ASC landscape creates pricing pressures that vary dramatically between urban corridors and rural counties.

Urban vs. Rural Provider Availability

South Florida's Miami-Dade, Broward, and Palm Beach counties concentrate numerous imaging centers and hospital systems, creating competitive pricing for chest CT scans. Rural areas like the Panhandle or central Florida agricultural regions may have limited imaging options, requiring patients to travel to regional centers. This geographic disparity affects both access and pricing, with rural facilities often charging premium rates due to lower volume.

Facility Type and Overhead Costs

Florida's abundant freestanding imaging centers compete directly with hospital-based outpatient departments, typically offering 30-50% lower prices for identical chest CT procedures. Major health systems like AdventHealth, Baptist Health, and HCA Healthcare operate extensive networks but carry higher facility fees. Independent imaging centers often provide faster scheduling and more competitive cash-pay rates.

Insurance Market Competition in Florida

UHC, BCBS FL, and Aetna dominate Florida's insurance market, each negotiating different rates with imaging providers across the state's diverse geography. The competitive marketplace generally benefits consumers through varied network options, though rural areas may have limited insurer participation. Some regions experience more concentrated insurer presence, affecting negotiated rates and network adequacy.

Physician Supply and Demand in Florida

With over 5,400 providers offering chest CT services, Florida maintains robust imaging capacity relative to its population, particularly in metropolitan areas. This abundant supply helps control pricing in competitive markets like Tampa Bay and Jacksonville, though subspecialty thoracic radiologists remain concentrated in academic medical centers. Rural counties still experience radiologist shortages, potentially affecting both access and pricing for specialized imaging interpretation.

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Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Chest CT Scan Costs in Florida

What is the average cost of a Chest CT Scan visit in Florida without insurance?

Chest CT scans in Florida range from $35 to $297 based on negotiated insurance rates, with a median cost of $60. Uninsured patients typically pay higher list prices, though many facilities offer cash-pay discounts of 20-40%. The final cost varies significantly between hospital-based imaging centers and independent facilities, with freestanding centers generally offering lower self-pay rates.

Does Florida Medicaid cover Chest CT Scan visits?

Florida Medicaid covers medically necessary chest CT scans for eligible recipients, though the state has not expanded Medicaid coverage to broader income levels. Eligible categories include children, pregnant women, disabled individuals, and certain low-income families. Prior authorization may be required depending on the clinical indication, and patients should verify coverage through their managed care organization.

How do I find an affordable Chest CT Scan near me in Florida?

Compare prices between hospital-based imaging departments and freestanding radiology centers, as independents often charge 30-50% less for identical procedures. Ask about cash-pay discounts if you're uninsured or have a high-deductible plan, as many Florida facilities offer significant self-pay reductions. Community health centers and federally qualified health centers may provide imaging services on sliding fee scales based on income.

What is the difference in cost between an initial consultation and a follow-up visit?

Chest CT scans are typically ordered by physicians rather than involving separate consultation visits with radiologists. The imaging procedure itself costs $35-297 in Florida regardless of whether it's initial or follow-up imaging. However, the ordering physician's visit may involve different copays for new patient consultations versus established patient follow-ups, depending on your insurance plan structure.

Can I use an HSA or FSA to pay for a Chest CT Scan visit in Florida?

Yes, chest CT scans qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) when ordered by a physician for diagnostic or treatment purposes. These tax-advantaged accounts can cover the full procedure cost, including any copays or deductibles. Keep all receipts and documentation showing the medical necessity for FSA/HSA reimbursement or direct payment.

How does telemedicine affect the cost of seeing a Chest CT Scan in Florida?

Telemedicine cannot replace chest CT imaging, as the procedure requires physical presence at an imaging facility with specialized equipment. However, telehealth consultations with physicians can help determine if chest CT scanning is necessary, potentially avoiding unnecessary procedures. Some radiologists offer virtual consultations to review results and discuss findings, which may cost less than in-person follow-up visits.

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Average Visit Cost