Florida

Cost of a Knee MRI Visit
in Florida

Name: MRI Knee Cost in Florida (2026)
Creator: Jayant Panwar
Published: 2026-03-18

Reviewed by Momentary Medical Group West PC

Florida's position as the largest ambulatory surgery center market in the US creates unique pricing dynamics for diagnostic imaging services like Knee MRI. Based on negotiated insurance rates, patients typically pay between $35 and $479, with a median out-of-pocket cost of $60. With 4,991 active Knee MRI providers across Florida, patients can browse all providers to find the most affordable option for their needs.

Average

$191

Median

$60

Lowest

$35

Highest

$479

Providers

4,991

National avg: $268Florida: $191

29% below national average

Compare Similar Procedures

How does mri knee compare to related procedures in Florida?

Procedure	CPT	Low	Median	High	Providers
MRI Brain MRI of the brain with and without contrast	70553	$35	$60	$811	4,998
MRI Lumbar Spine MRI of the lumbar spine without contrast	72148	$35	$60	$473	4,666
CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast	74177	$72	$207	$603	4,246
CT Chest CT scan of the chest with contrast	71260	$35	$60	$297	5,487

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 73721 — MRI any joint of lower extremity without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 73721 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 73721 (MRI any joint of lower extremity without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 73721 covers: the provider's professional fee for mri knee. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Full data methodology and glossary

Why Knee MRI Visit Costs Vary Across Florida

Florida's healthcare costs run approximately 2% above the national average, driven by the state's large retiree population and tourist-dependent economy. The state's massive ambulatory surgery center market creates unique competitive dynamics that can benefit patients seeking diagnostic imaging services.

Urban vs. Rural Provider Availability

Florida's population concentration in metro areas like Miami-Dade, Tampa Bay, and Orlando creates dense provider networks with competitive pricing in urban corridors. Rural counties in north Florida and the Panhandle have fewer imaging options, often requiring patients to travel significant distances for specialized services. This geographic disparity can result in 30-50% cost differences between urban and rural facilities.

Facility Type and Overhead Costs

Hospital-based outpatient imaging departments dominate Florida's major health systems like AdventHealth, Baptist Health, and HCA Healthcare facilities. These hospital-owned centers typically carry higher overhead costs reflected in their pricing structure. Independent imaging centers and ambulatory surgery centers often provide the same quality services at lower rates due to reduced facility fees and administrative overhead.

Insurance Market Competition in Florida

The presence of major national insurers UnitedHealthcare, Blue Cross Blue Shield Florida, and Aetna creates moderate competition in most Florida markets. However, certain regions see limited insurer participation, reducing negotiating power and potentially inflating provider rates. The competitive landscape varies significantly between employer-sponsored plans and individual marketplace coverage.

Physician Supply and Demand in Florida

With 4,991 active providers offering Knee MRI services, Florida maintains adequate imaging capacity in most regions. This substantial provider network indicates healthy competition that can benefit patients through competitive pricing and shorter wait times. The concentration of providers in tourist-heavy areas also means excellent access during peak season months.

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Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Knee MRI Costs in Florida

What is the average cost of a Knee MRI visit in Florida without insurance?

Uninsured patients in Florida can expect to pay between $35 and $479 for a knee MRI, with a median cost of $60 based on negotiated insurance rates. Many facilities offer self-pay discounts of 20-40% off standard rates for cash payments. The wide cost range reflects differences between hospital-based imaging centers and independent facilities across Florida's diverse healthcare market.

Does Florida Medicaid cover Knee MRI visits?

Florida Medicaid covers medically necessary knee MRI studies when properly authorized, though the state's decision not to expand Medicaid limits eligibility for many low-income adults. Eligible recipients receive full coverage for approved imaging studies. Prior authorization is typically required, and patients should work with their healthcare provider to ensure proper documentation of medical necessity.

How do I find an affordable Knee MRI near me in Florida?

Compare prices between hospital-based imaging centers and independent outpatient facilities, as costs can vary significantly across Florida. Ask about self-pay discounts if you're uninsured or have a high-deductible plan, and consider community health centers that may offer sliding fee scales. Freestanding imaging centers often provide competitive pricing compared to hospital-owned facilities.

What is the difference in cost between an initial consultation and a follow-up visit?

The provided data focuses specifically on knee MRI imaging costs rather than consultation visits. Most knee MRI studies are ordered by referring physicians rather than requiring separate specialist consultations. If you need to see an orthopedic specialist before imaging, new patient visits typically cost more than follow-up appointments, but the specific pricing varies by provider and insurance coverage.

Can I use an HSA or FSA to pay for a Knee MRI visit in Florida?

Yes, knee MRI studies qualify as eligible medical expenses for both Health Savings Accounts and Flexible Spending Accounts when medically necessary. You can use these pre-tax funds to cover deductibles, copays, and any out-of-pocket costs associated with your imaging study. Keep receipts and documentation of medical necessity for tax purposes.

How does telemedicine affect the cost of seeing a Knee MRI in Florida?

Telemedicine consultations with radiologists or orthopedic specialists can reduce overall costs by eliminating travel and facility fees for follow-up visits. Florida's expanded telehealth coverage during recent years makes remote consultations more accessible and affordable. However, the actual MRI imaging must still be performed at an in-person facility, so telehealth primarily affects consultation costs rather than the imaging procedure itself.

Click a state to compare costs

Average Visit Cost

$183

$447

Office visit (CPT 73721)

Compare With Other States

Rank	State	Average↓	Min⇅	Max⇅	Providers⇅
1	Georgia(GA) Range: $64 – $1,036	$447	$64	$1,036	3,069
2	Wisconsin(WI) Range: $73 – $1,001	$404	$73	$1,001	5,766
3	Maine(ME) Range: $105 – $701	$366	$105	$701	1,696
4	Nevada(NV) Range: $80 – $642	$357	$80	$642	2,603
5	Wyoming(WY) Range: $59 – $697	$336	$59	$697	183
6	Massachusetts(MA) Range: $70 – $590	$329	$70	$590	1,753
7	Hawaii(HI) Range: $75 – $505	$322	$75	$505	106
8	Nebraska(NE) Range: $123 – $504	$322	$123	$504	2,645
9	Minnesota(MN) Range: $83 – $507	$306	$83	$507	3,234
10	Colorado(CO) Range: $60 – $642	$299	$60	$642	1,531
11	Washington(WA) Range: $59 – $505	$297	$59	$505	3,351
12	New Hampshire(NH) Range: $77 – $590	$296	$77	$590	3,687
13	Iowa(IA) Range: $80 – $516	$296	$80	$516	523
14	Illinois(IL) Range: $69 – $595	$295	$69	$595	7,078
15	North Carolina(NC) Range: $65 – $580	$290	$65	$580	2,625
16	Indiana(IN) Range: $59 – $595	$284	$59	$595	374
17	Vermont(VT) Range: $57 – $617	$281	$57	$617	342
18	New Mexico(NM) Range: $57 – $588	$281	$57	$588	1,220
19	West Virginia(WV) Range: $71 – $425	$274	$71	$425	275
20	Utah(UT) Range: $59 – $504	$273	$59	$504	354
21	District of Columbia(DC) Range: $53 – $560	$272	$53	$560	333
22	Louisiana(LA) Range: $55 – $429	$270	$55	$429	1,325
23	Rhode Island(RI) Range: $59 – $537	$267	$59	$537	84
24	Oregon(OR) Range: $75 – $393	$265	$75	$393	711
25	Virginia(VA) Range: $45 – $569	$262	$45	$569	3,190
26	New York(NY) Range: $48 – $582	$262	$48	$582	31,869
27	South Dakota(SD) Range: $131 – $327	$262	$131	$327	320
28	Alaska(AK) Range: $59 – $527	$261	$59	$527	47
29	Idaho(ID) Range: $59 – $462	$255	$59	$462	140
30	Michigan(MI) Range: $62 – $506	$252	$62	$506	2,225
31	Kansas(KS) Range: $65 – $504	$249	$65	$504	1,844
32	Montana(MT) Range: $59 – $358	$248	$59	$358	98
33	Tennessee(TN) Range: $66 – $479	$247	$66	$479	2,446
34	North Dakota(ND) Range: $83 – $327	$246	$83	$327	646
35	Kentucky(KY) Range: $59 – $492	$242	$59	$492	218
36	Missouri(MO) Range: $69 – $461	$238	$69	$461	5,342
37	Alabama(AL) Range: $53 – $479	$232	$53	$479	2,672
38	Pennsylvania(PA) Range: $55 – $506	$232	$55	$506	1,965
39	Texas(TX) Range: $59 – $464	$230	$59	$464	9,215
40	South Carolina(SC) Range: $58 – $468	$230	$58	$468	1,323
41	Delaware(DE) Range: $63 – $399	$226	$63	$399	201
42	California(CA) Range: $75 – $505	$220	$75	$505	10,126
43	Mississippi(MS) Range: $52 – $465	$220	$52	$465	1,307
44	Oklahoma(OK) Range: $55 – $464	$219	$55	$464	2,142
45	New Jersey(NJ) Range: $47 – $466	$219	$47	$466	7,266
46	Maryland(MD) Range: $26 – $457	$218	$26	$457	4,019
47	Ohio(OH) Range: $45 – $452	$214	$45	$452	4,556
48	Connecticut(CT) Range: $55 – $472	$211	$55	$472	891
49	Arkansas(AR) Range: $66 – $327	$192	$66	$327	128
50	Florida(FL) Range: $35 – $479	$191	$35	$479	4,991
51	Arizona(AZ) Range: $59 – $350	$183	$59	$350	5,301