Cost of a Knee MRI Visit
in Florida
Reviewed by Momentary Medical Group West PC
Florida's position as the largest ambulatory surgery center market in the US creates unique pricing dynamics for diagnostic imaging services like Knee MRI. Based on negotiated insurance rates, patients typically pay between $35 and $479, with a median out-of-pocket cost of $60. With 4,991 active Knee MRI providers across Florida, patients can browse all providers to find the most affordable option for their needs.
Average
$191
Median
$60
Lowest
$35
Highest
$479
Providers
4,991
29% below national average
Compare Similar Procedures
How does mri knee compare to related procedures in Florida?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| MRI Brain MRI of the brain with and without contrast | 70553 | $35 | $60 | $811 | 4,998 |
| MRI Lumbar Spine MRI of the lumbar spine without contrast | 72148 | $35 | $60 | $473 | 4,666 |
| CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast | 74177 | $72 | $207 | $603 | 4,246 |
| CT Chest CT scan of the chest with contrast | 71260 | $35 | $60 | $297 | 5,487 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 73721 — MRI any joint of lower extremity without contrast). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 73721 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 73721 (MRI any joint of lower extremity without contrast), as mandated by the CMS Price Transparency Rule.
What CPT 73721 covers: the provider's professional fee for mri knee. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Knee MRI Visit Costs Vary Across Florida
Florida's healthcare costs run approximately 2% above the national average, driven by the state's large retiree population and tourist-dependent economy. The state's massive ambulatory surgery center market creates unique competitive dynamics that can benefit patients seeking diagnostic imaging services.
Urban vs. Rural Provider Availability
Florida's population concentration in metro areas like Miami-Dade, Tampa Bay, and Orlando creates dense provider networks with competitive pricing in urban corridors. Rural counties in north Florida and the Panhandle have fewer imaging options, often requiring patients to travel significant distances for specialized services. This geographic disparity can result in 30-50% cost differences between urban and rural facilities.
Facility Type and Overhead Costs
Hospital-based outpatient imaging departments dominate Florida's major health systems like AdventHealth, Baptist Health, and HCA Healthcare facilities. These hospital-owned centers typically carry higher overhead costs reflected in their pricing structure. Independent imaging centers and ambulatory surgery centers often provide the same quality services at lower rates due to reduced facility fees and administrative overhead.
Insurance Market Competition in Florida
The presence of major national insurers UnitedHealthcare, Blue Cross Blue Shield Florida, and Aetna creates moderate competition in most Florida markets. However, certain regions see limited insurer participation, reducing negotiating power and potentially inflating provider rates. The competitive landscape varies significantly between employer-sponsored plans and individual marketplace coverage.
Physician Supply and Demand in Florida
With 4,991 active providers offering Knee MRI services, Florida maintains adequate imaging capacity in most regions. This substantial provider network indicates healthy competition that can benefit patients through competitive pricing and shorter wait times. The concentration of providers in tourist-heavy areas also means excellent access during peak season months.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Knee MRI Costs in Florida
What is the average cost of a Knee MRI visit in Florida without insurance?
Does Florida Medicaid cover Knee MRI visits?
How do I find an affordable Knee MRI near me in Florida?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Knee MRI visit in Florida?
How does telemedicine affect the cost of seeing a Knee MRI in Florida?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 73721)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Georgia Range: $64 – $1,036 | $447 |
| 2 | Wisconsin Range: $73 – $1,001 | $404 |
| 3 | Maine Range: $105 – $701 | $366 |
| 4 | Nevada Range: $80 – $642 | $357 |
| 5 | Wyoming Range: $59 – $697 | $336 |
| 6 | Massachusetts Range: $70 – $590 | $329 |
| 7 | Hawaii Range: $75 – $505 | $322 |
| 8 | Nebraska Range: $123 – $504 | $322 |
| 9 | Minnesota Range: $83 – $507 | $306 |
| 10 | Colorado Range: $60 – $642 | $299 |
| 11 | Washington Range: $59 – $505 | $297 |
| 12 | New Hampshire Range: $77 – $590 | $296 |
| 13 | Iowa Range: $80 – $516 | $296 |
| 14 | Illinois Range: $69 – $595 | $295 |
| 15 | North Carolina Range: $65 – $580 | $290 |
| 16 | Indiana Range: $59 – $595 | $284 |
| 17 | Vermont Range: $57 – $617 | $281 |
| 18 | New Mexico Range: $57 – $588 | $281 |
| 19 | West Virginia Range: $71 – $425 | $274 |
| 20 | Utah Range: $59 – $504 | $273 |
| 21 | District of Columbia Range: $53 – $560 | $272 |
| 22 | Louisiana Range: $55 – $429 | $270 |
| 23 | Rhode Island Range: $59 – $537 | $267 |
| 24 | Oregon Range: $75 – $393 | $265 |
| 25 | Virginia Range: $45 – $569 | $262 |
| 26 | New York Range: $48 – $582 | $262 |
| 27 | South Dakota Range: $131 – $327 | $262 |
| 28 | Alaska Range: $59 – $527 | $261 |
| 29 | Idaho Range: $59 – $462 | $255 |
| 30 | Michigan Range: $62 – $506 | $252 |
| 31 | Kansas Range: $65 – $504 | $249 |
| 32 | Montana Range: $59 – $358 | $248 |
| 33 | Tennessee Range: $66 – $479 | $247 |
| 34 | North Dakota Range: $83 – $327 | $246 |
| 35 | Kentucky Range: $59 – $492 | $242 |
| 36 | Missouri Range: $69 – $461 | $238 |
| 37 | Alabama Range: $53 – $479 | $232 |
| 38 | Pennsylvania Range: $55 – $506 | $232 |
| 39 | Texas Range: $59 – $464 | $230 |
| 40 | South Carolina Range: $58 – $468 | $230 |
| 41 | Delaware Range: $63 – $399 | $226 |
| 42 | California Range: $75 – $505 | $220 |
| 43 | Mississippi Range: $52 – $465 | $220 |
| 44 | Oklahoma Range: $55 – $464 | $219 |
| 45 | New Jersey Range: $47 – $466 | $219 |
| 46 | Maryland Range: $26 – $457 | $218 |
| 47 | Ohio Range: $45 – $452 | $214 |
| 48 | Connecticut Range: $55 – $472 | $211 |
| 49 | Arkansas Range: $66 – $327 | $192 |
| 50 | Florida Range: $35 – $479 | $191 |
| 51 | Arizona Range: $59 – $350 | $183 |