Logo
Montana

Cost of a Knee MRI Visit
in Montana

Reviewed by Momentary Medical Group West PC

Montana's expansive rural geography creates unique challenges for specialty imaging access, with many patients traveling significant distances for advanced diagnostic services. Knee MRI costs in the state typically range from $58.90 to $358.24, with a median negotiated rate of $327.00 across 98 active providers. Browse all Knee MRI providers in Montana to compare costs and find the most convenient location for your imaging needs.

Average

$248

Median

$327

Lowest

$59

Highest

$358

Providers

98

National avg: $268Montana: $248

8% below national average

Compare Similar Procedures

How does mri knee compare to related procedures in Montana?

ProcedureCPTLowMedianHighProviders
MRI Brain

MRI of the brain with and without contrast

70553$100$552$59091
MRI Lumbar Spine

MRI of the lumbar spine without contrast

72148$73$368$2,851350
CT Abdomen & Pelvis

CT scan of abdomen and pelvis with contrast

74177$79$621$1,834333
CT Chest

CT scan of the chest with contrast

71260$54$171$263108

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 73721MRI any joint of lower extremity without contrast). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 73721 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 73721 (MRI any joint of lower extremity without contrast), as mandated by the CMS Price Transparency Rule.

What CPT 73721 covers: the provider's professional fee for mri knee. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Knee MRI Visit Costs Vary Across Montana

Montana's Knee MRI costs run approximately 49% above national averages, reflecting the state's challenging rural geography and limited provider competition. The vast distances between population centers create natural service area monopolies for many imaging facilities.

Urban vs. Rural Provider Availability

Billings, Missoula, and Great Falls concentrate most of Montana's advanced imaging capacity, while rural counties often have no local MRI services. Patients in eastern Montana frequently travel 100+ miles for imaging studies, creating additional indirect costs. The urban-rural divide significantly impacts both access and pricing across the state.

Facility Type and Overhead Costs

Hospital-based outpatient imaging centers typically charge 15-25% more than independent radiology clinics in Montana due to higher overhead costs and facility fees. Major health systems like Billings Clinic and Providence Montana dominate urban markets and can command premium pricing. Smaller independent facilities often offer more competitive cash-pay rates to attract self-pay patients.

Insurance Market Competition in Montana

The concentration of Blue Cross Blue Shield of Montana, PacificSource, and UnitedHealthcare creates moderate insurer competition, though BCBS Montana maintains the largest market share. Limited insurer participation in rural areas can reduce negotiating leverage for competitive rates. The relatively small population base limits the number of insurance options compared to larger states.

Physician Supply and Demand in Montana

With 98 active Knee MRI providers serving Montana's 1.1 million residents, the state maintains adequate imaging capacity in urban areas but faces shortages in rural regions. Radiologist recruitment challenges in remote areas contribute to higher imaging costs and longer wait times. The concentration of specialists in major cities creates pricing power for urban facilities while limiting patient options.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Knee MRI Costs in Montana

What is the average cost of a Knee MRI visit in Montana without insurance?

Without insurance, Knee MRI costs in Montana range from $58.90 to $358.24, with a median price of $327.00 based on negotiated rates from 98 providers. Self-pay patients often receive discounts of 20-40% off standard rates, making the actual out-of-pocket cost potentially lower. Many Montana facilities offer payment plans to help manage these expenses for uninsured patients.

Does Montana Medicaid cover Knee MRI visits?

Yes, Montana Medicaid covers medically necessary Knee MRI studies, particularly since the state expanded Medicaid in 2016. Prior authorization is typically required for non-emergent imaging to ensure medical necessity. Coverage includes both the imaging study and radiologist interpretation, though you may need a referral from your primary care provider depending on your managed care plan.

How do I find an affordable Knee MRI near me in Montana?

Compare prices between hospital-based imaging centers and independent radiology clinics, as independents often offer lower rates. Ask about self-pay discounts if you're uninsured or have a high deductible plan, as many Montana facilities provide substantial cash-pay reductions. Community health centers and federally qualified health centers may also offer sliding-scale pricing based on income.

What is the difference in cost between an initial consultation and a follow-up visit?

Knee MRI imaging costs are the same whether ordered during an initial consultation or follow-up visit, ranging from $58.90 to $358.24 in Montana. However, the physician consultation fees will differ, with new patient visits typically costing more than established patient appointments. The imaging center charges are separate from and in addition to your doctor's consultation fees.

Can I use an HSA or FSA to pay for a Knee MRI visit in Montana?

Yes, Knee MRI studies are qualified medical expenses that can be paid for using Health Savings Account or Flexible Spending Account funds. This includes both the imaging procedure and any related consultation fees with your physician. Keep all receipts and documentation for tax purposes, as these expenses are considered legitimate healthcare costs under IRS guidelines.

How does telemedicine affect the cost of seeing a Knee MRI in Montana?

While the actual MRI imaging must be performed in person, telemedicine can reduce costs for pre-imaging consultations and results discussions, particularly valuable given Montana's rural geography. Many radiologists now offer virtual consultations to review imaging results, eliminating travel costs for follow-up visits. This hybrid approach can significantly reduce total healthcare expenses for patients in remote areas of the state.

Click a state to compare costs

Average Visit Cost

$183
$447

Office visit (CPT 73721)

Compare With Other States

RankStateAverage
1Georgia
Range: $64$1,036
$447
2Wisconsin
Range: $73$1,001
$404
3Maine
Range: $105$701
$366
4Nevada
Range: $80$642
$357
5Wyoming
Range: $59$697
$336
6Massachusetts
Range: $70$590
$329
7Hawaii
Range: $75$505
$322
8Nebraska
Range: $123$504
$322
9Minnesota
Range: $83$507
$306
10Colorado
Range: $60$642
$299
11Washington
Range: $59$505
$297
12New Hampshire
Range: $77$590
$296
13Iowa
Range: $80$516
$296
14Illinois
Range: $69$595
$295
15North Carolina
Range: $65$580
$290
16Indiana
Range: $59$595
$284
17Vermont
Range: $57$617
$281
18New Mexico
Range: $57$588
$281
19West Virginia
Range: $71$425
$274
20Utah
Range: $59$504
$273
21District of Columbia
Range: $53$560
$272
22Louisiana
Range: $55$429
$270
23Rhode Island
Range: $59$537
$267
24Oregon
Range: $75$393
$265
25Virginia
Range: $45$569
$262
26New York
Range: $48$582
$262
27South Dakota
Range: $131$327
$262
28Alaska
Range: $59$527
$261
29Idaho
Range: $59$462
$255
30Michigan
Range: $62$506
$252
31Kansas
Range: $65$504
$249
32Montana
Range: $59$358
$248
33Tennessee
Range: $66$479
$247
34North Dakota
Range: $83$327
$246
35Kentucky
Range: $59$492
$242
36Missouri
Range: $69$461
$238
37Alabama
Range: $53$479
$232
38Pennsylvania
Range: $55$506
$232
39Texas
Range: $59$464
$230
40South Carolina
Range: $58$468
$230
41Delaware
Range: $63$399
$226
42California
Range: $75$505
$220
43Mississippi
Range: $52$465
$220
44Oklahoma
Range: $55$464
$219
45New Jersey
Range: $47$466
$219
46Maryland
Range: $26$457
$218
47Ohio
Range: $45$452
$214
48Connecticut
Range: $55$472
$211
49Arkansas
Range: $66$327
$192
50Florida
Range: $35$479
$191
51Arizona
Range: $59$350
$183
MRI Knee in Other States