Cost of a Knee MRI Visit
in California
Reviewed by Momentary Medical Group West PC
California's complex healthcare landscape includes some of the nation's most expensive metropolitan markets, particularly impacting specialized diagnostic services. Knee MRI patients typically pay between $75 and $505, with a median out-of-pocket cost of $80 based on negotiated insurance rates across over 10,000 active providers statewide. California maintains an extensive network of imaging centers and orthopedic specialists, allowing patients to browse all providers and compare costs before scheduling their diagnostic appointment.
Average
$220
Median
$80
Lowest
$75
Highest
$505
Providers
10,126
18% below national average
Compare Similar Procedures
How does mri knee compare to related procedures in California?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| MRI Brain MRI of the brain with and without contrast | 70553 | $55 | $85 | $654 | 9,774 |
| MRI Lumbar Spine MRI of the lumbar spine without contrast | 72148 | $72 | $96 | $470 | 6,585 |
| CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast | 74177 | $70 | $85 | $672 | 15,496 |
| CT Chest CT scan of the chest with contrast | 71260 | $25 | $85 | $521 | 10,242 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 73721 — MRI any joint of lower extremity without contrast). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 73721 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 73721 (MRI any joint of lower extremity without contrast), as mandated by the CMS Price Transparency Rule.
What CPT 73721 covers: the provider's professional fee for mri knee. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Knee MRI Visit Costs by City in California — 2026
Knee MRI visit costs fluctuate significantly across California's diverse geography, from expensive coastal metropolitan areas to more affordable inland regions. ---CITY_SUMMARIES---
| City | Min Cost | Median Cost | Max Cost |
|---|---|---|---|
| Chula Vista | $75 | $505 | $505 |
| La Mesa | $75 | $505 | $505 |
| Santee | $67 | $505 | $505 |
| Oceanside | $75 | $350 | $607 |
| Milpitas | $75 | $345 | $360 |
| Palm Desert | $75 | $338 | $2,278 |
| Campbell | $80 | $327 | $360 |
| Pleasant Hill | $75 | $327 | $327 |
| San Diego | $75 | $258 | $505 |
| South Lake Tahoe | $87 | $240 | $576 |
Costs reflect self-pay estimates based on insurer-negotiated rates. Insured patients may pay significantly less depending on plan type, deductible status, and network tier.
Why Knee MRI Visit Costs Vary Across California
California's healthcare costs run approximately 18% above national averages, driven by high operating expenses, stringent regulations, and premium real estate costs in major metropolitan areas. The state's geographic diversity creates stark cost variations between expensive coastal regions and more affordable inland communities.
Urban vs. Rural Provider Availability
California's vast geography creates significant disparities in imaging access, with the San Francisco Bay Area and Los Angeles metropolitan regions offering abundant knee MRI options while rural areas in the Central Valley and northern counties face provider shortages. Urban concentration drives competition and potentially higher baseline costs, while rural patients may travel significant distances for specialized imaging services.
Facility Type and Overhead Costs
Hospital-owned outpatient imaging centers dominate California's major markets, particularly through systems like Kaiser Permanente, UCSF Health, and Cedars-Sinai, often resulting in higher facility fees compared to independent radiology practices. These large health systems face substantial overhead costs including high California real estate prices, strict regulatory compliance, and premium staffing expenses that translate to higher patient charges.
Insurance Market Competition in California
While Anthem, Kaiser Permanente, and UnitedHealthcare control significant market share across California, regional variations exist with some areas lacking robust insurer competition. Kaiser's integrated delivery model creates unique pricing structures different from traditional insurers, while consolidated markets in certain regions may limit patients' ability to find competitively priced imaging services.
Physician Supply and Demand in California
California maintains over 10,000 active providers offering knee MRI services, suggesting robust supply in metropolitan areas though distribution remains uneven across the state's diverse regions. This substantial provider network creates opportunities for cost comparison in urban markets while potentially indicating oversupply in some specialties, though geographic clustering means rural areas still face access challenges that can drive up local pricing.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Knee MRI Costs in California
What is the average cost of a Knee MRI visit in California without insurance?
Does California Medicaid cover Knee MRI visits?
How do I find an affordable Knee MRI near me in California?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Knee MRI visit in California?
How does telemedicine affect the cost of seeing a Knee MRI in California?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 73721)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Georgia Range: $64 – $1,036 | $447 |
| 2 | Wisconsin Range: $73 – $1,001 | $404 |
| 3 | Maine Range: $105 – $701 | $366 |
| 4 | Nevada Range: $80 – $642 | $357 |
| 5 | Wyoming Range: $59 – $697 | $336 |
| 6 | Massachusetts Range: $70 – $590 | $329 |
| 7 | Hawaii Range: $75 – $505 | $322 |
| 8 | Nebraska Range: $123 – $504 | $322 |
| 9 | Minnesota Range: $83 – $507 | $306 |
| 10 | Colorado Range: $60 – $642 | $299 |
| 11 | Washington Range: $59 – $505 | $297 |
| 12 | New Hampshire Range: $77 – $590 | $296 |
| 13 | Iowa Range: $80 – $516 | $296 |
| 14 | Illinois Range: $69 – $595 | $295 |
| 15 | North Carolina Range: $65 – $580 | $290 |
| 16 | Indiana Range: $59 – $595 | $284 |
| 17 | Vermont Range: $57 – $617 | $281 |
| 18 | New Mexico Range: $57 – $588 | $281 |
| 19 | West Virginia Range: $71 – $425 | $274 |
| 20 | Utah Range: $59 – $504 | $273 |
| 21 | District of Columbia Range: $53 – $560 | $272 |
| 22 | Louisiana Range: $55 – $429 | $270 |
| 23 | Rhode Island Range: $59 – $537 | $267 |
| 24 | Oregon Range: $75 – $393 | $265 |
| 25 | Virginia Range: $45 – $569 | $262 |
| 26 | New York Range: $48 – $582 | $262 |
| 27 | South Dakota Range: $131 – $327 | $262 |
| 28 | Alaska Range: $59 – $527 | $261 |
| 29 | Idaho Range: $59 – $462 | $255 |
| 30 | Michigan Range: $62 – $506 | $252 |
| 31 | Kansas Range: $65 – $504 | $249 |
| 32 | Montana Range: $59 – $358 | $248 |
| 33 | Tennessee Range: $66 – $479 | $247 |
| 34 | North Dakota Range: $83 – $327 | $246 |
| 35 | Kentucky Range: $59 – $492 | $242 |
| 36 | Missouri Range: $69 – $461 | $238 |
| 37 | Alabama Range: $53 – $479 | $232 |
| 38 | Pennsylvania Range: $55 – $506 | $232 |
| 39 | Texas Range: $59 – $464 | $230 |
| 40 | South Carolina Range: $58 – $468 | $230 |
| 41 | Delaware Range: $63 – $399 | $226 |
| 42 | California Range: $75 – $505 | $220 |
| 43 | Mississippi Range: $52 – $465 | $220 |
| 44 | Oklahoma Range: $55 – $464 | $219 |
| 45 | New Jersey Range: $47 – $466 | $219 |
| 46 | Maryland Range: $26 – $457 | $218 |
| 47 | Ohio Range: $45 – $452 | $214 |
| 48 | Connecticut Range: $55 – $472 | $211 |
| 49 | Arkansas Range: $66 – $327 | $192 |
| 50 | Florida Range: $35 – $479 | $191 |
| 51 | Arizona Range: $59 – $350 | $183 |