Cost of a Knee MRI Visit
in Iowa
Reviewed by Momentary Medical Group West PC
Iowa ranks among states with the most extensive rural healthcare network challenges, yet maintains costs roughly 9% below national averages for imaging services. Patients typically pay between $80 and $516 for a Knee MRI, with a median out-of-pocket cost of $291. Iowa has 523 active Knee MRI providers across the state, allowing patients to browse all providers and compare costs before booking.
Average
$296
Median
$291
Lowest
$80
Highest
$516
Providers
523
10% above national average
Compare Similar Procedures
How does mri knee compare to related procedures in Iowa?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| MRI Brain MRI of the brain with and without contrast | 70553 | $95 | $511 | $842 | 409 |
| MRI Lumbar Spine MRI of the lumbar spine without contrast | 72148 | $85 | $253 | $513 | 553 |
| CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast | 74177 | $85 | $361 | $753 | 483 |
| CT Chest CT scan of the chest with contrast | 71260 | $73 | $214 | $424 | 424 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 73721 — MRI any joint of lower extremity without contrast). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 73721 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 73721 (MRI any joint of lower extremity without contrast), as mandated by the CMS Price Transparency Rule.
What CPT 73721 covers: the provider's professional fee for mri knee. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Knee MRI Visit Costs Vary Across Iowa
Iowa's healthcare costs run approximately 9% below national averages, driven by lower overhead costs in rural markets and strong regional health system competition. The state's agricultural economy and aging rural population create unique cost pressures different from coastal markets.
Urban vs. Rural Provider Availability
Des Moines and Iowa City concentrate most specialist practices, while rural counties often lack local Knee MRI options entirely. Patients in western Iowa may travel 2+ hours to reach specialists, creating transportation costs that offset lower consultation fees. Telehealth adoption has helped bridge some gaps but cannot replace hands-on examinations.
Facility Type and Overhead Costs
UnityPoint Health and MercyOne dominate Iowa's hospital market, with their employed physician model typically charging higher rates than independent practices. Smaller community hospitals often offer competitive imaging prices but may lack subspecialty expertise. Ambulatory surgery centers provide a middle-ground option for cost-conscious patients.
Insurance Market Competition in Iowa
Wellmark BCBS holds roughly 70% market share statewide, with UHC and Aetna competing primarily in urban markets. This concentration limits competitive pressure on negotiated rates compared to states with more balanced insurer competition. Rural areas often have just one or two viable insurance options.
Physician Supply and Demand in Iowa
With 523 active Knee MRI providers serving Iowa's 3.2 million residents, the state maintains adequate specialist availability in urban areas but faces shortages in rural regions. This supply imbalance drives up wait times in Des Moines and Iowa City while creating cost pressures as patients travel longer distances for care.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Knee MRI Costs in Iowa
What is the average cost of a Knee MRI visit in Iowa without insurance?
Does Iowa Medicaid cover Knee MRI visits?
How do I find an affordable Knee MRI near me in Iowa?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Knee MRI visit in Iowa?
How does telemedicine affect the cost of seeing a Knee MRI in Iowa?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 73721)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Georgia Range: $64 – $1,036 | $447 |
| 2 | Wisconsin Range: $73 – $1,001 | $404 |
| 3 | Maine Range: $105 – $701 | $366 |
| 4 | Nevada Range: $80 – $642 | $357 |
| 5 | Wyoming Range: $59 – $697 | $336 |
| 6 | Massachusetts Range: $70 – $590 | $329 |
| 7 | Hawaii Range: $75 – $505 | $322 |
| 8 | Nebraska Range: $123 – $504 | $322 |
| 9 | Minnesota Range: $83 – $507 | $306 |
| 10 | Colorado Range: $60 – $642 | $299 |
| 11 | Washington Range: $59 – $505 | $297 |
| 12 | New Hampshire Range: $77 – $590 | $296 |
| 13 | Iowa Range: $80 – $516 | $296 |
| 14 | Illinois Range: $69 – $595 | $295 |
| 15 | North Carolina Range: $65 – $580 | $290 |
| 16 | Indiana Range: $59 – $595 | $284 |
| 17 | Vermont Range: $57 – $617 | $281 |
| 18 | New Mexico Range: $57 – $588 | $281 |
| 19 | West Virginia Range: $71 – $425 | $274 |
| 20 | Utah Range: $59 – $504 | $273 |
| 21 | District of Columbia Range: $53 – $560 | $272 |
| 22 | Louisiana Range: $55 – $429 | $270 |
| 23 | Rhode Island Range: $59 – $537 | $267 |
| 24 | Oregon Range: $75 – $393 | $265 |
| 25 | Virginia Range: $45 – $569 | $262 |
| 26 | New York Range: $48 – $582 | $262 |
| 27 | South Dakota Range: $131 – $327 | $262 |
| 28 | Alaska Range: $59 – $527 | $261 |
| 29 | Idaho Range: $59 – $462 | $255 |
| 30 | Michigan Range: $62 – $506 | $252 |
| 31 | Kansas Range: $65 – $504 | $249 |
| 32 | Montana Range: $59 – $358 | $248 |
| 33 | Tennessee Range: $66 – $479 | $247 |
| 34 | North Dakota Range: $83 – $327 | $246 |
| 35 | Kentucky Range: $59 – $492 | $242 |
| 36 | Missouri Range: $69 – $461 | $238 |
| 37 | Alabama Range: $53 – $479 | $232 |
| 38 | Pennsylvania Range: $55 – $506 | $232 |
| 39 | Texas Range: $59 – $464 | $230 |
| 40 | South Carolina Range: $58 – $468 | $230 |
| 41 | Delaware Range: $63 – $399 | $226 |
| 42 | California Range: $75 – $505 | $220 |
| 43 | Mississippi Range: $52 – $465 | $220 |
| 44 | Oklahoma Range: $55 – $464 | $219 |
| 45 | New Jersey Range: $47 – $466 | $219 |
| 46 | Maryland Range: $26 – $457 | $218 |
| 47 | Ohio Range: $45 – $452 | $214 |
| 48 | Connecticut Range: $55 – $472 | $211 |
| 49 | Arkansas Range: $66 – $327 | $192 |
| 50 | Florida Range: $35 – $479 | $191 |
| 51 | Arizona Range: $59 – $350 | $183 |