Cost of a Knee MRI Visit
in Hawaii
Reviewed by Momentary Medical Group West PC
Hawaii's island geography and limited healthcare infrastructure contribute to Knee MRI costs that run approximately 77% above the national average. Patients seeking Knee MRI services typically pay between $75 and $505, with a median out-of-pocket cost of $387 based on negotiated insurance rates. With 106 active Knee MRI providers across the Hawaiian Islands, patients can browse options from Honolulu's major medical centers to specialized imaging facilities on neighbor islands.
Average
$322
Median
$387
Lowest
$75
Highest
$505
Providers
106
20% above national average
Compare Similar Procedures
How does mri knee compare to related procedures in Hawaii?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| MRI Brain MRI of the brain with and without contrast | 70553 | $88 | $628 | $1,014 | 99 |
| MRI Lumbar Spine MRI of the lumbar spine without contrast | 72148 | $85 | $457 | $577 | 99 |
| CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast | 74177 | $80 | $193 | $766 | 99 |
| CT Chest CT scan of the chest with contrast | 71260 | $67 | $315 | $348 | 114 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 73721 — MRI any joint of lower extremity without contrast). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 73721 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 73721 (MRI any joint of lower extremity without contrast), as mandated by the CMS Price Transparency Rule.
What CPT 73721 covers: the provider's professional fee for mri knee. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Knee MRI Visit Costs Vary Across Hawaii
Hawaii's healthcare costs run approximately 77% above national averages, driven by the state's remote location, import-dependent supply chains, and concentrated population centers on Oahu. The island geography creates unique cost pressures where medical equipment and supplies must be shipped thousands of miles, while specialist availability varies dramatically between major islands and rural communities.
Urban vs. Rural Provider Availability
Oahu concentrates most of Hawaii's 106 Knee MRI providers in the Honolulu metro area, while neighbor islands like Molokai and Lanai have limited or no local imaging services. Patients from outer islands often face inter-island travel costs exceeding $200-500 for specialized imaging, effectively doubling their total healthcare expenses. Big Island and Maui maintain moderate provider networks, but appointment availability can extend 2-4 weeks longer than Oahu facilities.
Facility Type and Overhead Costs
Hospital-based outpatient imaging departments in Hawaii carry premium pricing due to higher labor costs and facility overhead, with major systems like Queen's Health Systems and Hawaii Pacific Health operating the most expensive locations. Independent imaging centers typically offer 20-30% lower rates but may have limited hours or require longer scheduling lead times. Many facilities share radiologist reading services across islands, which can affect turnaround times for results.
Insurance Market Competition in Hawaii
HMSA dominates with approximately 70% market share, followed by Kaiser Permanente and UHC, creating limited competition that can result in higher negotiated rates for providers. The concentrated insurer market means providers have less leverage in rate negotiations compared to mainland markets with dozens of competing plans. This dynamic contributes to the relatively high baseline costs for imaging services across all major insurance networks.
Physician Supply and Demand in Hawaii
With 106 active Knee MRI providers serving Hawaii's 1.4 million residents, the state maintains adequate specialist availability primarily concentrated on Oahu and Maui. However, subspecialists in sports medicine and advanced musculoskeletal imaging remain limited, creating premium pricing for specialized services. The desirable lifestyle attracts mainland specialists, but high practice overhead and malpractice costs can limit the number of providers accepting new patients or insurance plans.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Knee MRI Costs in Hawaii
What is the average cost of a Knee MRI visit in Hawaii without insurance?
Does Hawaii Medicaid cover Knee MRI visits?
How do I find an affordable Knee MRI near me in Hawaii?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Knee MRI visit in Hawaii?
How does telemedicine affect the cost of seeing a Knee MRI in Hawaii?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 73721)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Georgia Range: $64 – $1,036 | $447 |
| 2 | Wisconsin Range: $73 – $1,001 | $404 |
| 3 | Maine Range: $105 – $701 | $366 |
| 4 | Nevada Range: $80 – $642 | $357 |
| 5 | Wyoming Range: $59 – $697 | $336 |
| 6 | Massachusetts Range: $70 – $590 | $329 |
| 7 | Hawaii Range: $75 – $505 | $322 |
| 8 | Nebraska Range: $123 – $504 | $322 |
| 9 | Minnesota Range: $83 – $507 | $306 |
| 10 | Colorado Range: $60 – $642 | $299 |
| 11 | Washington Range: $59 – $505 | $297 |
| 12 | New Hampshire Range: $77 – $590 | $296 |
| 13 | Iowa Range: $80 – $516 | $296 |
| 14 | Illinois Range: $69 – $595 | $295 |
| 15 | North Carolina Range: $65 – $580 | $290 |
| 16 | Indiana Range: $59 – $595 | $284 |
| 17 | Vermont Range: $57 – $617 | $281 |
| 18 | New Mexico Range: $57 – $588 | $281 |
| 19 | West Virginia Range: $71 – $425 | $274 |
| 20 | Utah Range: $59 – $504 | $273 |
| 21 | District of Columbia Range: $53 – $560 | $272 |
| 22 | Louisiana Range: $55 – $429 | $270 |
| 23 | Rhode Island Range: $59 – $537 | $267 |
| 24 | Oregon Range: $75 – $393 | $265 |
| 25 | Virginia Range: $45 – $569 | $262 |
| 26 | New York Range: $48 – $582 | $262 |
| 27 | South Dakota Range: $131 – $327 | $262 |
| 28 | Alaska Range: $59 – $527 | $261 |
| 29 | Idaho Range: $59 – $462 | $255 |
| 30 | Michigan Range: $62 – $506 | $252 |
| 31 | Kansas Range: $65 – $504 | $249 |
| 32 | Montana Range: $59 – $358 | $248 |
| 33 | Tennessee Range: $66 – $479 | $247 |
| 34 | North Dakota Range: $83 – $327 | $246 |
| 35 | Kentucky Range: $59 – $492 | $242 |
| 36 | Missouri Range: $69 – $461 | $238 |
| 37 | Alabama Range: $53 – $479 | $232 |
| 38 | Pennsylvania Range: $55 – $506 | $232 |
| 39 | Texas Range: $59 – $464 | $230 |
| 40 | South Carolina Range: $58 – $468 | $230 |
| 41 | Delaware Range: $63 – $399 | $226 |
| 42 | California Range: $75 – $505 | $220 |
| 43 | Mississippi Range: $52 – $465 | $220 |
| 44 | Oklahoma Range: $55 – $464 | $219 |
| 45 | New Jersey Range: $47 – $466 | $219 |
| 46 | Maryland Range: $26 – $457 | $218 |
| 47 | Ohio Range: $45 – $452 | $214 |
| 48 | Connecticut Range: $55 – $472 | $211 |
| 49 | Arkansas Range: $66 – $327 | $192 |
| 50 | Florida Range: $35 – $479 | $191 |
| 51 | Arizona Range: $59 – $350 | $183 |