Cost of a Knee MRI Visit
in Indiana
Reviewed by Momentary Medical Group West PC
Indiana's healthcare market benefits from costs running approximately 6% below national averages, though access varies significantly between urban centers like Indianapolis and rural counties. Knee MRI patients typically pay between $58.90 and $595.19, with a median out-of-pocket cost of $197.56 across the state's 374 active providers. Patients can browse all available Knee MRI providers throughout Indiana to find the best combination of cost and convenience for their specific needs.
Average
$284
Median
$198
Lowest
$59
Highest
$595
Providers
374
6% above national average
Compare Similar Procedures
How does mri knee compare to related procedures in Indiana?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| MRI Brain MRI of the brain with and without contrast | 70553 | $85 | $315 | $1,014 | 360 |
| MRI Lumbar Spine MRI of the lumbar spine without contrast | 72148 | $64 | $188 | $554 | 334 |
| CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast | 74177 | $79 | $231 | $687 | 466 |
| CT Chest CT scan of the chest with contrast | 71260 | $54 | $152 | $411 | 468 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 73721 — MRI any joint of lower extremity without contrast). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 73721 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 73721 (MRI any joint of lower extremity without contrast), as mandated by the CMS Price Transparency Rule.
What CPT 73721 covers: the provider's professional fee for mri knee. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Knee MRI Visit Costs Vary Across Indiana
Healthcare costs in Indiana run about 6% below national averages, benefiting from the state's lower cost of living and competitive insurance market. The growing ambulatory surgery center market has introduced additional pricing competition, particularly in metropolitan areas around Indianapolis and Fort Wayne.
Urban vs. Rural Provider Availability
Indiana's healthcare resources concentrate heavily in Indianapolis, Fort Wayne, and Evansville, while rural counties often rely on critical access hospitals with limited imaging capabilities. Patients in southeastern and southwestern counties may travel significant distances for specialized Knee MRI services. This geographic disparity creates both access challenges and cost variations, with rural facilities sometimes charging less due to lower operating expenses.
Facility Type and Overhead Costs
Hospital-owned outpatient imaging centers typically charge higher facility fees than independent radiology practices throughout Indiana. Major health systems like Indiana University Health and Community Health Network operate extensive imaging networks with standardized pricing structures. Freestanding imaging centers often offer more competitive rates due to lower overhead and focused service delivery models.
Insurance Market Competition in Indiana
Anthem holds significant market share in Indiana, competing with UHC and the locally-based MDwise health plan. This competitive environment has helped keep negotiated rates relatively stable compared to states with single-payer dominance. The presence of multiple insurers gives patients more choice in coverage options, though rural areas may have fewer plan alternatives through the state marketplace.
Physician Supply and Demand in Indiana
With 374 active Knee MRI providers across Indiana, the state maintains adequate imaging capacity relative to its population size. This provider density helps prevent supply-driven price inflation seen in markets with severe radiologist shortages. Wait times for routine Knee MRI services typically remain reasonable, though urgent cases may require scheduling flexibility across multiple facilities.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Knee MRI Costs in Indiana
What is the average cost of a Knee MRI visit in Indiana without insurance?
Does Indiana Medicaid cover Knee MRI visits?
How do I find an affordable Knee MRI near me in Indiana?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Knee MRI visit in Indiana?
How does telemedicine affect the cost of seeing a Knee MRI in Indiana?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 73721)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Georgia Range: $64 – $1,036 | $447 |
| 2 | Wisconsin Range: $73 – $1,001 | $404 |
| 3 | Maine Range: $105 – $701 | $366 |
| 4 | Nevada Range: $80 – $642 | $357 |
| 5 | Wyoming Range: $59 – $697 | $336 |
| 6 | Massachusetts Range: $70 – $590 | $329 |
| 7 | Hawaii Range: $75 – $505 | $322 |
| 8 | Nebraska Range: $123 – $504 | $322 |
| 9 | Minnesota Range: $83 – $507 | $306 |
| 10 | Colorado Range: $60 – $642 | $299 |
| 11 | Washington Range: $59 – $505 | $297 |
| 12 | New Hampshire Range: $77 – $590 | $296 |
| 13 | Iowa Range: $80 – $516 | $296 |
| 14 | Illinois Range: $69 – $595 | $295 |
| 15 | North Carolina Range: $65 – $580 | $290 |
| 16 | Indiana Range: $59 – $595 | $284 |
| 17 | Vermont Range: $57 – $617 | $281 |
| 18 | New Mexico Range: $57 – $588 | $281 |
| 19 | West Virginia Range: $71 – $425 | $274 |
| 20 | Utah Range: $59 – $504 | $273 |
| 21 | District of Columbia Range: $53 – $560 | $272 |
| 22 | Louisiana Range: $55 – $429 | $270 |
| 23 | Rhode Island Range: $59 – $537 | $267 |
| 24 | Oregon Range: $75 – $393 | $265 |
| 25 | Virginia Range: $45 – $569 | $262 |
| 26 | New York Range: $48 – $582 | $262 |
| 27 | South Dakota Range: $131 – $327 | $262 |
| 28 | Alaska Range: $59 – $527 | $261 |
| 29 | Idaho Range: $59 – $462 | $255 |
| 30 | Michigan Range: $62 – $506 | $252 |
| 31 | Kansas Range: $65 – $504 | $249 |
| 32 | Montana Range: $59 – $358 | $248 |
| 33 | Tennessee Range: $66 – $479 | $247 |
| 34 | North Dakota Range: $83 – $327 | $246 |
| 35 | Kentucky Range: $59 – $492 | $242 |
| 36 | Missouri Range: $69 – $461 | $238 |
| 37 | Alabama Range: $53 – $479 | $232 |
| 38 | Pennsylvania Range: $55 – $506 | $232 |
| 39 | Texas Range: $59 – $464 | $230 |
| 40 | South Carolina Range: $58 – $468 | $230 |
| 41 | Delaware Range: $63 – $399 | $226 |
| 42 | California Range: $75 – $505 | $220 |
| 43 | Mississippi Range: $52 – $465 | $220 |
| 44 | Oklahoma Range: $55 – $464 | $219 |
| 45 | New Jersey Range: $47 – $466 | $219 |
| 46 | Maryland Range: $26 – $457 | $218 |
| 47 | Ohio Range: $45 – $452 | $214 |
| 48 | Connecticut Range: $55 – $472 | $211 |
| 49 | Arkansas Range: $66 – $327 | $192 |
| 50 | Florida Range: $35 – $479 | $191 |
| 51 | Arizona Range: $59 – $350 | $183 |