Cost of a Knee MRI Visit
in New Jersey
Reviewed by Momentary Medical Group West PC
New Jersey's healthcare costs run approximately 17% above the national average, reflecting the state's high cost of living and concentration of major medical centers along the New York metropolitan corridor. For Knee MRI visits, patients typically pay based on negotiated insurance rates ranging from $47 to $466, with a median cost of $144 according to recent transparency data. With over 7,000 active providers offering Knee MRI services throughout New Jersey, patients have substantial options when browsing all providers in New Jersey.
Average
$219
Median
$144
Lowest
$47
Highest
$466
Providers
7,266
19% below national average
Compare Similar Procedures
How does mri knee compare to related procedures in New Jersey?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| MRI Brain MRI of the brain with and without contrast | 70553 | $63 | $230 | $830 | 7,290 |
| MRI Lumbar Spine MRI of the lumbar spine without contrast | 72148 | $52 | $144 | $459 | 7,247 |
| CT Abdomen & Pelvis CT scan of abdomen and pelvis with contrast | 74177 | $64 | $235 | $558 | 6,647 |
| CT Chest CT scan of the chest with contrast | 71260 | $41 | $132 | $371 | 7,333 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 73721 — MRI any joint of lower extremity without contrast). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 73721 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 73721 (MRI any joint of lower extremity without contrast), as mandated by the CMS Price Transparency Rule.
What CPT 73721 covers: the provider's professional fee for mri knee. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Why Knee MRI Visit Costs Vary Across New Jersey
Healthcare costs in New Jersey run approximately 17% above the national average, driven by the state's proximity to New York City's expensive medical market and high operational costs throughout the northeastern corridor. The state's dense population and well-developed healthcare infrastructure create both competitive advantages and cost pressures that affect Knee MRI pricing.
Urban vs. Rural Provider Availability
New Jersey's compact geography means most residents live within reasonable driving distance of multiple Knee MRI specialists, though the highest concentrations cluster around Newark, Jersey City, and the Philadelphia suburbs. Northern counties near New York City tend to have more specialists but also higher costs, while central and southern regions offer more competitive pricing.
Facility Type and Overhead Costs
Hospital-based orthopedic clinics affiliated with systems like RWJBarnabas Health or Hackensack Meridian typically charge higher facility fees than independent practices. New Jersey's high real estate and operational costs affect all provider types, but academic medical centers and large health systems often have the highest overhead expenses passed through to patients.
Insurance Market Competition in New Jersey
The presence of major insurers including Horizon Blue Cross Blue Shield, Aetna, and UnitedHealthcare creates moderate market competition that prevents the extreme rate variations seen in less competitive states. However, Horizon's dominant market position in certain regions can limit negotiating leverage for both providers and patients.
Physician Supply and Demand in New Jersey
With over 7,000 providers offering Knee MRI services, New Jersey maintains a relatively strong specialist supply that helps moderate pricing compared to shortage areas. This robust provider network reduces wait times and gives patients more options for finding cost-effective care, though demand remains high in desirable suburban markets.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Knee MRI Costs in New Jersey
What is the average cost of a Knee MRI visit in New Jersey without insurance?
Does New Jersey Medicaid cover Knee MRI visits?
How do I find an affordable Knee MRI near me in New Jersey?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Knee MRI visit in New Jersey?
How does telemedicine affect the cost of seeing a Knee MRI in New Jersey?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 73721)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Georgia Range: $64 – $1,036 | $447 |
| 2 | Wisconsin Range: $73 – $1,001 | $404 |
| 3 | Maine Range: $105 – $701 | $366 |
| 4 | Nevada Range: $80 – $642 | $357 |
| 5 | Wyoming Range: $59 – $697 | $336 |
| 6 | Massachusetts Range: $70 – $590 | $329 |
| 7 | Hawaii Range: $75 – $505 | $322 |
| 8 | Nebraska Range: $123 – $504 | $322 |
| 9 | Minnesota Range: $83 – $507 | $306 |
| 10 | Colorado Range: $60 – $642 | $299 |
| 11 | Washington Range: $59 – $505 | $297 |
| 12 | New Hampshire Range: $77 – $590 | $296 |
| 13 | Iowa Range: $80 – $516 | $296 |
| 14 | Illinois Range: $69 – $595 | $295 |
| 15 | North Carolina Range: $65 – $580 | $290 |
| 16 | Indiana Range: $59 – $595 | $284 |
| 17 | Vermont Range: $57 – $617 | $281 |
| 18 | New Mexico Range: $57 – $588 | $281 |
| 19 | West Virginia Range: $71 – $425 | $274 |
| 20 | Utah Range: $59 – $504 | $273 |
| 21 | District of Columbia Range: $53 – $560 | $272 |
| 22 | Louisiana Range: $55 – $429 | $270 |
| 23 | Rhode Island Range: $59 – $537 | $267 |
| 24 | Oregon Range: $75 – $393 | $265 |
| 25 | Virginia Range: $45 – $569 | $262 |
| 26 | New York Range: $48 – $582 | $262 |
| 27 | South Dakota Range: $131 – $327 | $262 |
| 28 | Alaska Range: $59 – $527 | $261 |
| 29 | Idaho Range: $59 – $462 | $255 |
| 30 | Michigan Range: $62 – $506 | $252 |
| 31 | Kansas Range: $65 – $504 | $249 |
| 32 | Montana Range: $59 – $358 | $248 |
| 33 | Tennessee Range: $66 – $479 | $247 |
| 34 | North Dakota Range: $83 – $327 | $246 |
| 35 | Kentucky Range: $59 – $492 | $242 |
| 36 | Missouri Range: $69 – $461 | $238 |
| 37 | Alabama Range: $53 – $479 | $232 |
| 38 | Pennsylvania Range: $55 – $506 | $232 |
| 39 | Texas Range: $59 – $464 | $230 |
| 40 | South Carolina Range: $58 – $468 | $230 |
| 41 | Delaware Range: $63 – $399 | $226 |
| 42 | California Range: $75 – $505 | $220 |
| 43 | Mississippi Range: $52 – $465 | $220 |
| 44 | Oklahoma Range: $55 – $464 | $219 |
| 45 | New Jersey Range: $47 – $466 | $219 |
| 46 | Maryland Range: $26 – $457 | $218 |
| 47 | Ohio Range: $45 – $452 | $214 |
| 48 | Connecticut Range: $55 – $472 | $211 |
| 49 | Arkansas Range: $66 – $327 | $192 |
| 50 | Florida Range: $35 – $479 | $191 |
| 51 | Arizona Range: $59 – $350 | $183 |