Cost of a ER Visit (Low) Visit
in Tennessee
Reviewed by Momentary Medical Group West PC
Tennessee's healthcare landscape serves 6.9 million residents through a network of regional medical centers and rural hospitals, with emergency departments handling everything from minor injuries to complex trauma cases. Patients seeking ER Visit (Low) services typically pay between $51 and $105, with a median out-of-pocket cost of $69 for low-severity emergency visits. Tennessee maintains 2,966 active ER Visit (Low) providers across the state, allowing patients to browse all available emergency care options throughout the region.
Average
$75
Median
$69
Lowest
$51
Highest
$105
Providers
2,966
20% below national average
Compare Similar Procedures
How does er visit (low severity) compare to related procedures in Tennessee?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| ER Visit (Moderate Severity) Emergency department visit, moderate severity | 99284 | $85 | $114 | $187 | 3,022 |
| ER Visit (High Severity) Emergency department visit, high severity | 99285 | $85 | $168 | $259 | 2,999 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99283 — Emergency department visit, low to moderate severity). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 99283 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99283 (Emergency department visit, low to moderate severity), as mandated by the CMS Price Transparency Rule.
What CPT 99283 covers: the provider's professional fee for er visit (low severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Tennessee
These hospitals in Tennessee are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
MOUNTAIN HOME, TN
MANCHESTER, TN
HUNTINGDON, TN
FRANKLIN, TN
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why ER Visit (Low) Visit Costs Vary Across Tennessee
Tennessee's healthcare costs run approximately 4% below national averages, reflecting the state's lower cost of living and moderate regulatory environment. The state's mix of major metropolitan areas like Nashville and Memphis alongside extensive rural regions creates significant cost variations based on facility type and geographic accessibility.
Urban vs. Rural Provider Availability
Tennessee's emergency care network concentrates heavily in the Nashville, Memphis, and Knoxville metropolitan areas, where multiple hospitals compete and drive down prices through market competition. Rural counties often rely on single critical access hospitals or must transport patients to regional medical centers, creating access challenges but sometimes lower facility fees due to federal rural hospital subsidies.
Facility Type and Overhead Costs
Major health systems like Vanderbilt University Medical Center, HCA Healthcare facilities, and Methodist Le Bonheur Healthcare dominate Tennessee's hospital landscape, with teaching hospitals typically charging premium rates due to higher operational costs. Independent community hospitals and freestanding emergency departments often offer more competitive pricing, particularly for lower-acuity visits that don't require tertiary care capabilities.
Insurance Market Competition in Tennessee
BCBS TN maintains strong market presence alongside national insurers like UHC and Cigna, creating moderate competition that helps keep negotiated rates reasonable compared to monopolistic insurance markets. The competitive environment allows hospitals to negotiate different rates with various insurers, meaning your specific insurance plan significantly impacts your out-of-pocket costs for identical services.
Physician Supply and Demand in Tennessee
With 2,966 active ER Visit (Low) providers serving Tennessee's population, the state maintains adequate emergency physician coverage, though distribution favors urban areas over rural regions. This provider supply helps maintain competitive pricing in metropolitan markets while potentially creating access premiums in underserved rural areas where emergency coverage is limited.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — ER Visit (Low) Costs in Tennessee
What is the average cost of a ER Visit (Low) visit in Tennessee without insurance?
Does Tennessee Medicaid cover ER Visit (Low) visits?
How do I find an affordable ER Visit (Low) near me in Tennessee?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a ER Visit (Low) visit in Tennessee?
How does telemedicine affect the cost of seeing a ER Visit (Low) in Tennessee?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 99283)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Pennsylvania Range: $47 – $693 | $271 |
| 2 | Wisconsin Range: $56 – $355 | $180 |
| 3 | Illinois Range: $57 – $252 | $133 |
| 4 | Maine Range: $86 – $184 | $131 |
| 5 | New Hampshire Range: $59 – $204 | $130 |
| 6 | Michigan Range: $54 – $252 | $126 |
| 7 | Iowa Range: $44 – $218 | $119 |
| 8 | Rhode Island Range: $40 – $204 | $111 |
| 9 | California Range: $80 – $153 | $107 |
| 10 | Vermont Range: $53 – $171 | $107 |
| 11 | Indiana Range: $57 – $171 | $105 |
| 12 | New York Range: $47 – $202 | $105 |
| 13 | Washington Range: $57 – $167 | $101 |
| 14 | Colorado Range: $54 – $159 | $99 |
| 15 | Wyoming Range: $54 – $155 | $97 |
| 16 | Idaho Range: $60 – $142 | $96 |
| 17 | Nebraska Range: $44 – $171 | $95 |
| 18 | Massachusetts Range: $40 – $206 | $95 |
| 19 | Utah Range: $53 – $139 | $93 |
| 20 | District of Columbia Range: $49 – $142 | $92 |
| 21 | Maryland Range: $43 – $162 | $91 |
| 22 | Connecticut Range: $53 – $153 | $90 |
| 23 | Georgia Range: $53 – $143 | $90 |
| 24 | Alaska Range: $69 – $118 | $89 |
| 25 | New Mexico Range: $54 – $139 | $88 |
| 26 | Kentucky Range: $40 – $139 | $88 |
| 27 | Hawaii Range: $54 – $139 | $87 |
| 28 | Texas Range: $54 – $118 | $86 |
| 29 | North Carolina Range: $51 – $136 | $85 |
| 30 | New Jersey Range: $44 – $142 | $84 |
| 31 | South Carolina Range: $51 – $128 | $83 |
| 32 | Arkansas Range: $51 – $115 | $81 |
| 33 | Nevada Range: $60 – $108 | $81 |
| 34 | Alabama Range: $49 – $131 | $80 |
| 35 | Virginia Range: $47 – $119 | $79 |
| 36 | Arizona Range: $53 – $107 | $77 |
| 37 | Ohio Range: $43 – $117 | $77 |
| 38 | Minnesota Range: $40 – $145 | $75 |
| 39 | Tennessee Range: $51 – $105 | $75 |
| 40 | Oklahoma Range: $51 – $104 | $75 |
| 41 | Delaware Range: $60 – $90 | $74 |
| 42 | Missouri Range: $52 – $99 | $74 |
| 43 | Mississippi Range: $51 – $104 | $73 |
| 44 | Montana Range: $40 – $91 | $70 |
| 45 | Kansas Range: $51 – $91 | $70 |
| 46 | Florida Range: $35 – $110 | $67 |
| 47 | West Virginia Range: $40 – $115 | $65 |
| 48 | Louisiana Range: $40 – $87 | $63 |
| 49 | Oregon Range: $40 – $108 | $63 |
| 50 | North Dakota Range: $40 – $91 | $57 |
| 51 | South Dakota Range: $40 – $88 | $56 |