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New York

Cost of a ER Visit (Low) Visit
in New York

Reviewed by Momentary Medical Group West PC

New York's emergency departments handled over 7.5 million visits in 2023, with many low-severity cases treated efficiently through expedited protocols. For an ER Visit (Low) in New York, patients typically pay between $47 and $202, with a median out-of-pocket cost of $65 based on negotiated insurance rates. With over 32,000 active ER Visit (Low) providers across the state's extensive hospital network, patients have numerous options for urgent but non-critical care throughout New York's diverse healthcare landscape.

Average

$105

Median

$65

Lowest

$47

Highest

$202

Providers

32,823

National avg: $94New York: $105

12% above national average

Compare Similar Procedures

How does er visit (low severity) compare to related procedures in New York?

ProcedureCPTLowMedianHighProviders
ER Visit (Moderate Severity)

Emergency department visit, moderate severity

99284$67$107$37432,559
ER Visit (High Severity)

Emergency department visit, high severity

99285$80$156$54332,477

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99283Emergency department visit, low to moderate severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99283 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99283 (Emergency department visit, low to moderate severity), as mandated by the CMS Price Transparency Rule.

What CPT 99283 covers: the provider's professional fee for er visit (low severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in New York

These hospitals in New York are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
87% would recommend116 patient surveys
5/5
84% would recommend532 patient surveys
4/5
88% would recommend927 patient surveys
4/5
87% would recommend118 patient surveys
4/5
85% would recommend2,396 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (Low) Visit Costs Vary Across New York

Healthcare costs in New York average approximately 22% above the national benchmark, driven by the state's high cost of living, extensive regulatory requirements, and concentration of prestigious academic medical centers. The state's emergency care market reflects these premiums, with Manhattan facilities commanding significantly higher rates than rural upstate emergency departments.

Urban vs. Rural Provider Availability

New York's geography creates stark contrasts between the dense concentration of emergency facilities in NYC and the sprawling rural counties upstate where patients may travel significant distances for care. Urban areas like Manhattan and Brooklyn have multiple emergency departments within miles, while rural regions in the North Country or Southern Tier may have limited options. This geographic disparity affects both access and pricing, with rural facilities often offering more competitive rates but urban centers providing specialized capabilities.

Facility Type and Overhead Costs

Hospital-based emergency departments in New York typically charge higher facility fees than independent urgent care centers, reflecting higher overhead costs for 24/7 operations and advanced capabilities. Major health systems like NewYork-Presbyterian, NYU Langone, and Northwell Health operate premium emergency facilities with correspondingly higher charges. Community hospitals and rural emergency departments generally offer more moderate pricing for low-severity visits that don't require tertiary care resources.

Insurance Market Competition in New York

With Empire BCBS, UHC, Aetna, and Cigna all maintaining significant market presence, New York has relatively robust insurer competition that helps moderate negotiated rates for emergency services. However, market concentration varies by region, with some upstate areas having fewer insurer options. The state's regulatory environment requires transparency in emergency billing, which has helped standardize some pricing practices across providers.

Physician Supply and Demand in New York

New York's 32,000+ active ER Visit (Low) providers represent a relatively robust supply of emergency medicine physicians, though distribution favors urban areas over rural regions. This substantial provider network helps moderate costs through competition, particularly in the NYC metropolitan area where patients have numerous emergency care options. Rural areas may experience physician shortages that can affect both availability and pricing for emergency services.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (Low) Costs in New York

What is the average cost of a ER Visit (Low) visit in New York without insurance?

Without insurance, an ER Visit (Low) in New York typically costs between $47 and $202, with a median cost of $65 based on negotiated rates that hospitals often extend to self-pay patients. Many New York hospitals offer cash-pay discounts of 30-50% off list prices for uninsured patients. Payment plans and financial assistance programs are widely available to help manage emergency care costs.

Does New York Medicaid cover ER Visit (Low) visits?

Yes, New York's expanded Medicaid program covers emergency department visits, including low-severity conditions when medically appropriate for emergency care rather than routine office visits. Coverage includes both the facility fee and physician services, though patients should understand the difference between true emergencies and conditions better suited for urgent care. Prior authorization is generally not required for emergency care, but follow-up treatments may need approval.

How do I find an affordable ER Visit (Low) near me in New York?

Compare facility fees across different emergency departments, as community hospitals often charge less than major academic medical centers for low-severity visits. Ask about self-pay discounts if you're uninsured, and consider urgent care centers for non-emergent conditions to reduce costs significantly. Community health centers throughout New York also provide urgent care services on sliding fee scales based on income.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency departments typically use standard visit coding regardless of whether it's your first visit or a return visit for the same condition, with costs ranging from $47 to $202 based on complexity and resources used. The severity of your condition and required interventions determine the final cost more than visit frequency. Follow-up care is often better managed through primary care or urgent care settings for cost efficiency.

Can I use an HSA or FSA to pay for a ER Visit (Low) visit in New York?

Yes, emergency department visits qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) in New York. This includes copays, deductibles, and any portion not covered by insurance for emergency care. Keep receipts and documentation of the medical necessity for your records when using these tax-advantaged accounts.

How does telemedicine affect the cost of seeing a ER Visit (Low) in New York?

While telemedicine can't replace emergency department visits for acute conditions requiring immediate physical examination or intervention, it can help triage symptoms to determine if emergency care is necessary. Many New York health systems offer virtual urgent care consultations for $50-100, potentially saving unnecessary ER visits. Some insurers now cover telehealth consultations that can guide appropriate care decisions and reduce overall healthcare costs.

Click a state to compare costs

Average Visit Cost

$56
$271

Office visit (CPT 99283)

Compare With Other States

RankStateAverage
1Pennsylvania
Range: $47$693
$271
2Wisconsin
Range: $56$355
$180
3Illinois
Range: $57$252
$133
4Maine
Range: $86$184
$131
5New Hampshire
Range: $59$204
$130
6Michigan
Range: $54$252
$126
7Iowa
Range: $44$218
$119
8Rhode Island
Range: $40$204
$111
9California
Range: $80$153
$107
10Vermont
Range: $53$171
$107
11Indiana
Range: $57$171
$105
12New York
Range: $47$202
$105
13Washington
Range: $57$167
$101
14Colorado
Range: $54$159
$99
15Wyoming
Range: $54$155
$97
16Idaho
Range: $60$142
$96
17Nebraska
Range: $44$171
$95
18Massachusetts
Range: $40$206
$95
19Utah
Range: $53$139
$93
20District of Columbia
Range: $49$142
$92
21Maryland
Range: $43$162
$91
22Connecticut
Range: $53$153
$90
23Georgia
Range: $53$143
$90
24Alaska
Range: $69$118
$89
25New Mexico
Range: $54$139
$88
26Kentucky
Range: $40$139
$88
27Hawaii
Range: $54$139
$87
28Texas
Range: $54$118
$86
29North Carolina
Range: $51$136
$85
30New Jersey
Range: $44$142
$84
31South Carolina
Range: $51$128
$83
32Arkansas
Range: $51$115
$81
33Nevada
Range: $60$108
$81
34Alabama
Range: $49$131
$80
35Virginia
Range: $47$119
$79
36Arizona
Range: $53$107
$77
37Ohio
Range: $43$117
$77
38Minnesota
Range: $40$145
$75
39Tennessee
Range: $51$105
$75
40Oklahoma
Range: $51$104
$75
41Delaware
Range: $60$90
$74
42Missouri
Range: $52$99
$74
43Mississippi
Range: $51$104
$73
44Montana
Range: $40$91
$70
45Kansas
Range: $51$91
$70
46Florida
Range: $35$110
$67
47West Virginia
Range: $40$115
$65
48Louisiana
Range: $40$87
$63
49Oregon
Range: $40$108
$63
50North Dakota
Range: $40$91
$57
51South Dakota
Range: $40$88
$56
ER Visit (Low Severity) in Other States