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New York

Cost of a ER Visit (Moderate) Visit
in New York

Reviewed by Momentary Medical Group West PC

New York's emergency departments handle over 7 million visits annually, with the state's urban hospitals often operating at capacity while rural facilities face different resource challenges. For an ER Visit (Moderate), patients typically encounter negotiated rates ranging from $67 to $374, with a median cost of $107 based on transparency data from over 32,000 active providers across the state. New York maintains one of the largest networks of emergency care providers in the nation, giving patients extensive options when seeking moderate-severity emergency treatment throughout the state's diverse healthcare landscape.

Average

$183

Median

$107

Lowest

$67

Highest

$374

Providers

32,559

National avg: $142New York: $183

29% above national average

Compare Similar Procedures

How does er visit (moderate severity) compare to related procedures in New York?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$47$65$20232,823
ER Visit (High Severity)

Emergency department visit, high severity

99285$80$156$54332,477

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99284Emergency department visit, moderate severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99284 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99284 (Emergency department visit, moderate severity), as mandated by the CMS Price Transparency Rule.

What CPT 99284 covers: the provider's professional fee for er visit (moderate severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in New York

These hospitals in New York are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
87% would recommend116 patient surveys
5/5
84% would recommend532 patient surveys
4/5
88% would recommend927 patient surveys
4/5
87% would recommend118 patient surveys
4/5
85% would recommend2,396 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (Moderate) Visit Costs Vary Across New York

New York's emergency care costs run approximately 22% above national averages, driven by the state's high cost of living, expensive real estate in metropolitan areas, and premium staffing costs in competitive urban markets. The concentration of major medical centers in New York City creates a unique pricing dynamic that influences emergency care costs throughout the state.

Urban vs. Rural Provider Availability

New York City's dense concentration of hospitals contrasts sharply with upstate rural counties where emergency departments may be 30+ miles apart, creating access challenges but often lower overhead costs. The Hudson Valley and Capital District regions fall between these extremes, with moderate provider density and pricing that reflects suburban market dynamics. Rural hospitals often struggle with lower patient volumes, which can paradoxically increase per-visit costs despite lower operational expenses.

Facility Type and Overhead Costs

New York's emergency care landscape includes everything from massive academic medical centers like NYU Langone and NewYork-Presbyterian to smaller community hospitals and freestanding emergency departments. Manhattan hospital emergency departments face extraordinary real estate and staffing costs, while suburban and rural facilities operate with lower overhead but may lack specialized services. The dominance of large health systems throughout the state creates economies of scale but also market power that can influence pricing.

Insurance Market Competition in New York

Strong competition among Empire BCBS, UnitedHealthcare, Aetna, and Cigna in New York's commercial market helps moderate some emergency care costs through competitive rate negotiations. The state's robust Medicaid program and significant Medicare population create additional negotiating leverage with providers. However, market consolidation among hospital systems can offset some competitive benefits by giving providers more bargaining power with insurers.

Physician Supply and Demand in New York

With over 32,000 emergency care providers active across the state, New York maintains strong physician availability in urban areas while facing shortages in rural regions. This supply imbalance creates wage premiums for emergency physicians willing to work in underserved areas, which can increase costs in those markets. The state's medical schools and residency programs produce substantial numbers of emergency medicine specialists, helping maintain competitive staffing levels in most metropolitan areas.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (Moderate) Costs in New York

What is the average cost of a ER Visit (Moderate) visit in New York without insurance?

Without insurance, moderate emergency visits in New York typically cost between $67 and $374, with a median price of $107 based on negotiated rate data from transparency files. However, uninsured patients often face higher list prices before any self-pay discounts are applied. Many New York hospitals offer significant cash-pay discounts and charity care programs that can substantially reduce these costs for qualifying patients.

Does New York Medicaid cover ER Visit (Moderate) visits?

Yes, New York's expanded Medicaid program covers emergency visits, including moderate-severity cases that meet medical necessity criteria. With over 6 million New Yorkers enrolled in Medicaid, the program provides comprehensive emergency coverage with minimal or no patient cost-sharing. Prior authorization is not required for emergency visits, though Medicaid may review cases afterward to confirm they met emergency care standards.

How do I find an affordable ER Visit (Moderate) near me in New York?

Compare costs across different facility types, as freestanding emergency departments often charge less than hospital-based emergency rooms for moderate cases. Many New York providers offer self-pay discounts of 30-50% when paid promptly, and community health centers provide emergency referrals at reduced rates. Consider urgent care centers for non-life-threatening conditions, as they typically cost significantly less than emergency departments while still providing immediate care.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency departments typically charge the same facility fees and evaluation costs regardless of whether it's your first visit or a return visit for the same condition. The complexity and severity of your condition, reflected in the CPT code used (99281-99285), determines the cost rather than whether you've been seen before. However, follow-up care is often better handled through urgent care or primary care settings, which cost substantially less than repeat emergency visits.

Can I use an HSA or FSA to pay for a ER Visit (Moderate) visit in New York?

Yes, emergency room visits qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) in New York. You can use these pre-tax dollars to pay for deductibles, copayments, and coinsurance related to your emergency care. Keep all receipts and documentation, as you may need to provide proof that the visit was for qualified medical care if your account administrator requests verification.

How does telemedicine affect the cost of seeing a ER Visit (Moderate) in New York?

Telemedicine cannot replace true emergency care for moderate-severity conditions requiring immediate physical evaluation, diagnostic tests, or procedures. However, virtual urgent care consultations can help determine whether your symptoms require emergency attention, potentially saving unnecessary emergency visits that cost hundreds of dollars. New York has strong telehealth infrastructure that allows remote consultations for follow-up care after emergency visits, reducing the need for costly return trips to the emergency department.

Click a state to compare costs

Average Visit Cost

$82
$311

Office visit (CPT 99284)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$647
$311
2Illinois
Range: $80$431
$223
3Iowa
Range: $80$371
$205
4New Hampshire
Range: $102$307
$202
5Pennsylvania
Range: $55$431
$191
6New York
Range: $67$374
$183
7Rhode Island
Range: $62$374
$177
8Maine
Range: $116$233
$172
9Massachusetts
Range: $62$368
$170
10Nebraska
Range: $83$291
$165
11Washington
Range: $80$259
$161
12Michigan
Range: $80$291
$158
13New Mexico
Range: $85$266
$158
14Wyoming
Range: $85$262
$157
15Colorado
Range: $80$267
$157
16Vermont
Range: $80$257
$156
17Georgia
Range: $84$246
$151
18California
Range: $80$258
$142
19Indiana
Range: $80$258
$142
20Kentucky
Range: $70$246
$140
21North Carolina
Range: $80$231
$139
22District of Columbia
Range: $80$217
$138
23West Virginia
Range: $62$174
$137
24Utah
Range: $80$228
$135
25Maryland
Range: $80$206
$132
26New Jersey
Range: $60$237
$131
27Hawaii
Range: $80$217
$130
28Arkansas
Range: $80$194
$130
29Virginia
Range: $81$202
$129
30Tennessee
Range: $85$187
$128
31South Carolina
Range: $80$206
$128
32Ohio
Range: $75$197
$127
33Missouri
Range: $85$167
$124
34Alabama
Range: $80$195
$124
35Oklahoma
Range: $85$169
$123
36Kansas
Range: $86$167
$123
37Texas
Range: $80$196
$122
38Arizona
Range: $80$187
$122
39Mississippi
Range: $86$165
$121
40Idaho
Range: $80$194
$121
41Delaware
Range: $80$157
$120
42Minnesota
Range: $62$233
$119
43Nevada
Range: $84$184
$119
44Connecticut
Range: $55$211
$118
45Alaska
Range: $80$194
$118
46Louisiana
Range: $62$150
$104
47Oregon
Range: $62$183
$102
48Montana
Range: $62$145
$96
49Florida
Range: $35$190
$95
50North Dakota
Range: $62$121
$82
51South Dakota
Range: $62$121
$82
ER Visit (Moderate Severity) in Other States