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Connecticut

Cost of a ER Visit (Moderate) Visit
in Connecticut

Reviewed by Momentary Medical Group West PC

Connecticut's emergency departments serve a population with higher than average healthcare utilization rates, particularly in urban areas like Hartford and New Haven where emergency care demand consistently exceeds national benchmarks. For a ER Visit (Moderate) in Connecticut, patients typically pay between $55 and $211, with a median negotiated rate of $88 across nearly 2,000 active providers statewide. Connecticut maintains one of the most robust emergency care networks in New England, and patients can browse all available ER Visit (Moderate) providers throughout the state to find the most cost-effective option for their specific insurance plan.

Average

$118

Median

$88

Lowest

$55

Highest

$211

Providers

1,968

National avg: $142Connecticut: $118

17% below national average

Compare Similar Procedures

How does er visit (moderate severity) compare to related procedures in Connecticut?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$53$63$153987
ER Visit (High Severity)

Emergency department visit, high severity

99285$55$68$320987

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99284Emergency department visit, moderate severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99284 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99284 (Emergency department visit, moderate severity), as mandated by the CMS Price Transparency Rule.

What CPT 99284 covers: the provider's professional fee for er visit (moderate severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Connecticut

These hospitals in Connecticut are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

4/5
80% would recommend767 patient surveys
SHARON HOSPITAL

SHARON, CT

4/5
76% would recommend267 patient surveys
4/5
74% would recommend1,054 patient surveys
4/5
74% would recommend678 patient surveys
4/5
73% would recommend415 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (Moderate) Visit Costs Vary Across Connecticut

Connecticut's healthcare costs run approximately 14% above national averages, driven primarily by the state's high cost of living, proximity to expensive metropolitan markets like New York City, and a healthcare workforce that commands premium salaries. The state's compact geography means that most residents have access to multiple emergency care options within a reasonable drive, creating some price competition while maintaining high quality standards across facilities.

Urban vs. Rural Provider Availability

Connecticut's emergency care is heavily concentrated in urban corridors along I-95 and I-91, with major academic medical centers in New Haven, Hartford, and Bridgeport serving as regional referral hubs. Rural areas in the eastern and northwestern parts of the state have fewer emergency options, sometimes requiring longer transport times and potentially higher costs due to limited competition. The state's small size means that even rural residents are typically within 30 minutes of comprehensive emergency care, though facility fees may vary based on local market dynamics.

Facility Type and Overhead Costs

Connecticut's emergency care landscape is dominated by large hospital systems including Yale-New Haven Health, Hartford HealthCare, and Trinity Health, which operate most major emergency departments with correspondingly higher overhead costs. Independent freestanding emergency departments are less common in Connecticut compared to other states, though some urgent care centers offer extended hours emergency-level care at lower facility fees. Academic medical centers affiliated with Yale and UConn medical schools typically charge premium rates but offer specialized emergency care capabilities not available at community hospitals.

Insurance Market Competition in Connecticut

The Connecticut insurance market features moderate competition between major players Anthem, Cigna, and UnitedHealthcare, along with several smaller regional plans and Medicaid managed care organizations. This competitive environment has helped prevent the extreme cost escalation seen in less competitive markets, though emergency care rates still exceed national averages. Negotiated rates between insurers and Connecticut's major hospital systems tend to favor the larger health systems with greater market leverage, potentially affecting patient costs at different facilities.

Physician Supply and Demand in Connecticut

With nearly 2,000 emergency medicine providers across the state, Connecticut maintains a relatively robust emergency care workforce that helps prevent severe access bottlenecks and extreme pricing due to physician shortages. The state's proximity to major medical schools and residency programs ensures a steady pipeline of emergency medicine physicians, though recruitment to rural facilities remains challenging. This adequate supply of emergency physicians helps moderate costs compared to states with severe emergency medicine shortages, though demand continues to grow as the population ages and emergency department utilization increases.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (Moderate) Costs in Connecticut

What is the average cost of a ER Visit (Moderate) visit in Connecticut without insurance?

Without insurance, a ER Visit (Moderate) visit in Connecticut typically costs between $55 and $211, with a median rate of $88 based on negotiated rates from nearly 2,000 providers statewide. However, uninsured patients often face higher list prices and should ask about self-pay discounts, which many Connecticut hospitals offer. Many facilities provide payment plans and financial assistance programs, particularly for patients who meet income eligibility requirements. The final cost depends on the specific hospital, additional services required, and any available discount programs.

Does Connecticut Medicaid cover ER Visit (Moderate) visits?

Yes, Connecticut Medicaid covers medically necessary ER Visit (Moderate) visits, as the state expanded Medicaid under the Affordable Care Act, providing emergency care coverage to low-income residents. Most Medicaid managed care plans in Connecticut require small copays for emergency department visits, typically ranging from $3-8 depending on the specific plan. Coverage includes both the emergency physician fees and facility fees, though patients should verify that the specific hospital accepts their Medicaid managed care plan. Follow-up care recommended during the emergency visit may require coordination with a primary care provider within the Medicaid network.

How do I find an affordable ER Visit (Moderate) near me in Connecticut?

To find affordable ER Visit (Moderate) care in Connecticut, compare costs across different hospital systems, as rates can vary significantly between community hospitals and academic medical centers. Consider freestanding emergency centers or urgent care facilities with extended hours if your condition allows, as these typically have lower facility fees than hospital emergency departments. Ask about self-pay discounts if you're uninsured, and verify your insurance network status before choosing a facility. Community health centers throughout Connecticut also offer urgent care services that may be more cost-effective for moderate-severity conditions.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency department visits are typically coded as single encounters rather than initial consultations or follow-up visits, with costs based on the level of service provided rather than visit sequence. A ER Visit (Moderate) in Connecticut costs between $55-$211 regardless of whether it's your first visit to that facility or a return visit. However, if you return to the emergency department within a short timeframe for the same condition, some facilities may adjust billing or recommend follow-up with a primary care provider instead. The complexity and resources required during your visit determine the final cost more than the visit type.

Can I use an HSA or FSA to pay for a ER Visit (Moderate) visit in Connecticut?

Yes, ER Visit (Moderate) visits are qualified medical expenses that can be paid for using Health Savings Account (HSA) or Flexible Spending Account (FSA) funds. This includes both the emergency physician fees and hospital facility fees associated with your emergency care in Connecticut. Keep all receipts and documentation from your emergency visit, as you may need to provide this information for HSA/FSA reimbursement. Using pre-tax HSA or FSA funds can effectively reduce your out-of-pocket costs by your marginal tax rate, making emergency care more affordable.

How does telemedicine affect the cost of seeing a ER Visit (Moderate) in Connecticut?

Telemedicine cannot replace in-person ER Visit (Moderate) care, as moderate-severity emergency conditions require physical examination, diagnostic testing, and immediate interventions that aren't possible through virtual visits. However, some Connecticut health systems offer virtual urgent care services that can help determine whether your symptoms require emergency department evaluation or can be managed through less expensive alternatives. Virtual triage services may help you avoid unnecessary emergency department visits for conditions that can be treated in urgent care or primary care settings. If you're unsure about the severity of your symptoms, telemedicine consultations can provide valuable guidance about appropriate care settings.

Click a state to compare costs

Average Visit Cost

$82
$311

Office visit (CPT 99284)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$647
$311
2Illinois
Range: $80$431
$223
3Iowa
Range: $80$371
$205
4New Hampshire
Range: $102$307
$202
5Pennsylvania
Range: $55$431
$191
6New York
Range: $67$374
$183
7Rhode Island
Range: $62$374
$177
8Maine
Range: $116$233
$172
9Massachusetts
Range: $62$368
$170
10Nebraska
Range: $83$291
$165
11Washington
Range: $80$259
$161
12Michigan
Range: $80$291
$158
13New Mexico
Range: $85$266
$158
14Wyoming
Range: $85$262
$157
15Colorado
Range: $80$267
$157
16Vermont
Range: $80$257
$156
17Georgia
Range: $84$246
$151
18California
Range: $80$258
$142
19Indiana
Range: $80$258
$142
20Kentucky
Range: $70$246
$140
21North Carolina
Range: $80$231
$139
22District of Columbia
Range: $80$217
$138
23West Virginia
Range: $62$174
$137
24Utah
Range: $80$228
$135
25Maryland
Range: $80$206
$132
26New Jersey
Range: $60$237
$131
27Hawaii
Range: $80$217
$130
28Arkansas
Range: $80$194
$130
29Virginia
Range: $81$202
$129
30Tennessee
Range: $85$187
$128
31South Carolina
Range: $80$206
$128
32Ohio
Range: $75$197
$127
33Missouri
Range: $85$167
$124
34Alabama
Range: $80$195
$124
35Oklahoma
Range: $85$169
$123
36Kansas
Range: $86$167
$123
37Texas
Range: $80$196
$122
38Arizona
Range: $80$187
$122
39Mississippi
Range: $86$165
$121
40Idaho
Range: $80$194
$121
41Delaware
Range: $80$157
$120
42Minnesota
Range: $62$233
$119
43Nevada
Range: $84$184
$119
44Connecticut
Range: $55$211
$118
45Alaska
Range: $80$194
$118
46Louisiana
Range: $62$150
$104
47Oregon
Range: $62$183
$102
48Montana
Range: $62$145
$96
49Florida
Range: $35$190
$95
50North Dakota
Range: $62$121
$82
51South Dakota
Range: $62$121
$82
ER Visit (Moderate Severity) in Other States