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Vermont

Cost of a ER Visit (Moderate) Visit
in Vermont

Reviewed by Momentary Medical Group West PC

Vermont's small but concentrated healthcare market, dominated by a few major health systems across the Green Mountain State's rural landscape, creates unique pricing patterns for emergency care. Patients seeking an ER Visit (Moderate) in Vermont typically encounter negotiated rates ranging from $80 to $257, with a median cost of $132 based on transparency data from 354 active providers. Vermont maintains many qualified emergency medicine providers across its hospitals and medical centers, allowing patients to browse all available options when selecting care that fits their insurance network and budget.

Average

$156

Median

$132

Lowest

$80

Highest

$257

Providers

354

National avg: $142Vermont: $156

10% above national average

Compare Similar Procedures

How does er visit (moderate severity) compare to related procedures in Vermont?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$53$96$171356
ER Visit (High Severity)

Emergency department visit, high severity

99285$98$194$356351

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99284Emergency department visit, moderate severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99284 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99284 (Emergency department visit, moderate severity), as mandated by the CMS Price Transparency Rule.

What CPT 99284 covers: the provider's professional fee for er visit (moderate severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why ER Visit (Moderate) Visit Costs Vary Across Vermont

Vermont's healthcare costs run approximately 15% above national averages, driven by the state's small population spread across rural areas and limited provider competition. The Green Mountain State's challenging geography and seasonal population fluctuations create unique cost pressures for emergency services throughout the region.

Urban vs. Rural Provider Availability

Vermont's emergency care concentrates around Burlington and Montpelier, while rural areas depend on critical access hospitals that may have higher per-visit costs due to lower patient volumes. The state's mountainous terrain and winter weather conditions can affect patient transport costs and emergency department utilization patterns. Rural emergency departments often struggle with physician staffing, leading to higher locum tenens costs that get reflected in patient bills.

Facility Type and Overhead Costs

Hospital-based emergency departments dominate Vermont's emergency care landscape, with facilities like UVM Medical Center and Central Vermont Medical Center setting regional pricing standards. Independent emergency medicine groups contract with most Vermont hospitals, creating separate physician billing alongside facility charges. The state's older hospital infrastructure often results in higher operational costs compared to newer facilities in other regions.

Insurance Market Competition in Vermont

BCBS VT and MVP Health Care control the majority of Vermont's commercial insurance market, limiting competitive pressure on negotiated rates with emergency providers. This concentrated insurer market can lead to higher negotiated rates since providers have fewer payers to work with across the small state. Vermont's insurance exchange offers limited carrier options compared to larger states, reducing competitive pricing pressure on emergency services.

Physician Supply and Demand in Vermont

With 354 active ER Visit (Moderate) providers serving Vermont's population of roughly 645,000, the state maintains reasonable emergency physician availability relative to its size. However, many providers work part-time or seasonal schedules, particularly in resort areas, creating periodic staffing shortages that can drive up locum coverage costs. The state's rural nature means emergency physicians often cover multiple facilities, affecting both availability and pricing structures across different regions.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (Moderate) Costs in Vermont

What is the average cost of a ER Visit (Moderate) visit in Vermont without insurance?

Based on transparency data from 354 Vermont providers, uninsured patients typically pay between $80 and $257 for a moderate-complexity emergency visit, with a median cost of $132. These rates represent what insurers have negotiated with providers, though self-pay patients may qualify for discounts or payment plans. Many Vermont hospitals offer charity care programs or reduced rates for uninsured patients based on income and financial hardship.

Does Vermont Medicaid cover ER Visit (Moderate) visits?

Yes, Vermont's expanded Medicaid program covers emergency visits including moderate-complexity cases with minimal patient cost-sharing. Medicaid recipients typically pay small copays for emergency care, though the specific amount depends on their eligibility category and the services provided. Vermont's Medicaid expansion has significantly improved emergency care access for low-income residents across the state's rural communities.

How do I find an affordable ER Visit (Moderate) near me in Vermont?

Compare costs between different Vermont hospitals, as pricing can vary significantly between facilities even within the same region. Ask about self-pay discounts if you're uninsured, and consider community health center urgent care options for conditions that don't require full emergency department resources. Federally Qualified Health Centers throughout Vermont often provide urgent care services at reduced rates based on your ability to pay.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency department visits are typically billed at the same rate whether it's your first visit or a return visit for the same condition, with costs based on the complexity of care provided rather than patient status. The moderate-complexity emergency visit rate of $80-$257 applies regardless of whether you've been seen before. However, follow-up care after emergency treatment often transitions to outpatient specialty or primary care settings with different pricing structures.

Can I use an HSA or FSA to pay for a ER Visit (Moderate) visit in Vermont?

Yes, Health Savings Accounts and Flexible Spending Accounts can be used to pay for emergency medical care including moderate-complexity emergency visits in Vermont. These accounts offer tax advantages for qualified medical expenses, including copays, deductibles, and coinsurance for emergency services. Keep all receipts and documentation for HSA/FSA reimbursement, as emergency care clearly qualifies as a necessary medical expense.

How does telemedicine affect the cost of seeing a ER Visit (Moderate) in Vermont?

Telemedicine cannot replace in-person emergency care for moderate-complexity conditions that require physical examination, diagnostic testing, or immediate intervention. However, virtual urgent care services in Vermont can help triage symptoms and determine whether emergency department care is truly necessary. Some Vermont health systems offer telehealth consultations that can help patients avoid unnecessary emergency visits while ensuring appropriate care for urgent medical needs.

Click a state to compare costs

Average Visit Cost

$82
$311

Office visit (CPT 99284)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$647
$311
2Illinois
Range: $80$431
$223
3Iowa
Range: $80$371
$205
4New Hampshire
Range: $102$307
$202
5Pennsylvania
Range: $55$431
$191
6New York
Range: $67$374
$183
7Rhode Island
Range: $62$374
$177
8Maine
Range: $116$233
$172
9Massachusetts
Range: $62$368
$170
10Nebraska
Range: $83$291
$165
11Washington
Range: $80$259
$161
12Michigan
Range: $80$291
$158
13New Mexico
Range: $85$266
$158
14Wyoming
Range: $85$262
$157
15Colorado
Range: $80$267
$157
16Vermont
Range: $80$257
$156
17Georgia
Range: $84$246
$151
18California
Range: $80$258
$142
19Indiana
Range: $80$258
$142
20Kentucky
Range: $70$246
$140
21North Carolina
Range: $80$231
$139
22District of Columbia
Range: $80$217
$138
23West Virginia
Range: $62$174
$137
24Utah
Range: $80$228
$135
25Maryland
Range: $80$206
$132
26New Jersey
Range: $60$237
$131
27Hawaii
Range: $80$217
$130
28Arkansas
Range: $80$194
$130
29Virginia
Range: $81$202
$129
30Tennessee
Range: $85$187
$128
31South Carolina
Range: $80$206
$128
32Ohio
Range: $75$197
$127
33Missouri
Range: $85$167
$124
34Alabama
Range: $80$195
$124
35Oklahoma
Range: $85$169
$123
36Kansas
Range: $86$167
$123
37Texas
Range: $80$196
$122
38Arizona
Range: $80$187
$122
39Mississippi
Range: $86$165
$121
40Idaho
Range: $80$194
$121
41Delaware
Range: $80$157
$120
42Minnesota
Range: $62$233
$119
43Nevada
Range: $84$184
$119
44Connecticut
Range: $55$211
$118
45Alaska
Range: $80$194
$118
46Louisiana
Range: $62$150
$104
47Oregon
Range: $62$183
$102
48Montana
Range: $62$145
$96
49Florida
Range: $35$190
$95
50North Dakota
Range: $62$121
$82
51South Dakota
Range: $62$121
$82
ER Visit (Moderate Severity) in Other States