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Colorado

Cost of a ER Visit (Moderate) Visit
in Colorado

Reviewed by Momentary Medical Group West PC

Colorado's healthcare landscape reflects the state's unique geography, with emergency departments serving diverse communities from the Denver metropolitan corridor to remote mountain towns across the Rockies. For a ER Visit (Moderate) in Colorado, patients typically pay between $80 and $267, with a median cost of $123. The state's 1,987 active emergency medicine providers offer extensive coverage, though costs vary significantly by location and facility type.

Average

$157

Median

$123

Lowest

$80

Highest

$267

Providers

1,987

National avg: $142Colorado: $157

10% above national average

Compare Similar Procedures

How does er visit (moderate severity) compare to related procedures in Colorado?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$54$85$1591,888
ER Visit (High Severity)

Emergency department visit, high severity

99285$80$186$3901,884

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99284Emergency department visit, moderate severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99284 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99284 (Emergency department visit, moderate severity), as mandated by the CMS Price Transparency Rule.

What CPT 99284 covers: the provider's professional fee for er visit (moderate severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Colorado

These hospitals in Colorado are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
92% would recommend191 patient surveys
5/5
85% would recommend182 patient surveys
5/5
82% would recommend337 patient surveys
5/5
80% would recommend215 patient surveys
5/5
77% would recommend107 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (Moderate) Visit Costs Vary Across Colorado

Colorado's emergency care costs run approximately 13% above national averages, reflecting the state's geographic challenges, specialized mountain rescue capabilities, and higher cost of living in metro areas. The state's unique combination of urban medical centers and remote rural hospitals creates significant cost disparities based on location and facility capabilities.

Urban vs. Rural Provider Availability

Denver's Front Range corridor concentrates multiple Level I trauma centers and specialty emergency services, while Colorado's Western Slope and Eastern Plains rely on critical access hospitals with limited specialist coverage. Rural emergency departments often transfer complex cases to urban centers, adding transport costs and potential billing from multiple providers. Mountain communities face seasonal patient volume fluctuations during ski season and summer recreation periods, affecting staffing costs and availability.

Facility Type and Overhead Costs

Large health systems like UCHealth, Presbyterian/Saint Joseph, and SCL Health operate high-volume emergency departments with extensive support services, resulting in higher facility fees but comprehensive capabilities. Independent and rural hospitals typically charge lower facility fees but may have limited diagnostic and treatment options for moderate-severity cases. Colorado's mountain hospitals face unique overhead costs related to helicopter transport capabilities and specialized equipment for altitude-related emergencies.

Insurance Market Competition in Colorado

Strong competition among UnitedHealthcare, Anthem, and Kaiser Permanente has created diverse network options and competitive negotiated rates across Colorado's emergency care market. The state's insurance exchange offers multiple carrier choices in most regions, though some rural areas have limited insurer participation affecting network availability. Competitive market dynamics have helped moderate emergency care cost increases compared to states with less insurer competition.

Physician Supply and Demand in Colorado

Colorado's 1,987 active emergency medicine providers represent adequate coverage for the state's population, though geographic distribution heavily favors urban areas along the Front Range. Rural physician shortages require many emergency departments to rely on locum tenens providers or telemedicine consultations, potentially affecting costs and continuity of care. The state's lifestyle appeal helps attract emergency physicians, but retention in rural areas remains challenging due to workload and compensation factors.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (Moderate) Costs in Colorado

What is the average cost of a ER Visit (Moderate) visit in Colorado without insurance?

Without insurance, a moderate-severity emergency visit in Colorado typically costs between $80 and $267, with a median cost around $123 based on negotiated rates. However, uninsured patients often face higher list prices before any self-pay discounts are applied. Many Colorado hospitals offer significant cash-pay discounts of 20-40% and payment plans to help manage these costs.

Does Colorado Medicaid cover ER Visit (Moderate) visits?

Yes, Colorado's expanded Medicaid program covers emergency department visits for moderate-severity conditions when medically necessary. With over 400,000 Coloradans covered under Medicaid expansion, emergency care is available with minimal copays, typically $3-8 for emergency visits. Coverage includes both facility fees and physician charges, though some plans may review visits post-care to confirm emergency medical necessity.

How do I find an affordable ER Visit (Moderate) near me in Colorado?

Compare costs between hospital emergency departments and freestanding emergency centers in your area, as prices can vary significantly even within the same network. Many Colorado hospitals offer online price estimators and self-pay discounts for uninsured patients. Community health centers and urgent care facilities may provide more affordable alternatives for conditions that don't require full emergency department capabilities.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency department visits are typically billed per encounter rather than as initial versus follow-up visits, with costs based on the complexity and resources required for your specific condition. A moderate-severity emergency visit in Colorado costs between $80-267 regardless of whether it's your first visit to that facility. However, follow-up care arranged through the emergency department may be billed separately if it involves different providers or services.

Can I use an HSA or FSA to pay for a ER Visit (Moderate) visit in Colorado?

Yes, emergency department visits qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) under IRS guidelines. You can use these pre-tax dollars to pay for emergency care copays, deductibles, and any out-of-pocket costs associated with your visit. Keep all receipts and documentation for tax purposes and FSA reimbursement requirements.

How does telemedicine affect the cost of seeing a ER Visit (Moderate) in Colorado?

While telemedicine can't replace in-person emergency care for moderate-severity conditions requiring diagnostic testing or procedures, some Colorado health systems offer virtual triage services to help determine if emergency care is needed. Telehealth consultations typically cost $50-150 and may help avoid unnecessary emergency visits for conditions manageable through urgent care or primary care. However, most moderate emergency conditions require physical examination and on-site diagnostic capabilities that telemedicine cannot provide.

Click a state to compare costs

Average Visit Cost

$82
$311

Office visit (CPT 99284)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$647
$311
2Illinois
Range: $80$431
$223
3Iowa
Range: $80$371
$205
4New Hampshire
Range: $102$307
$202
5Pennsylvania
Range: $55$431
$191
6New York
Range: $67$374
$183
7Rhode Island
Range: $62$374
$177
8Maine
Range: $116$233
$172
9Massachusetts
Range: $62$368
$170
10Nebraska
Range: $83$291
$165
11Washington
Range: $80$259
$161
12Michigan
Range: $80$291
$158
13New Mexico
Range: $85$266
$158
14Wyoming
Range: $85$262
$157
15Colorado
Range: $80$267
$157
16Vermont
Range: $80$257
$156
17Georgia
Range: $84$246
$151
18California
Range: $80$258
$142
19Indiana
Range: $80$258
$142
20Kentucky
Range: $70$246
$140
21North Carolina
Range: $80$231
$139
22District of Columbia
Range: $80$217
$138
23West Virginia
Range: $62$174
$137
24Utah
Range: $80$228
$135
25Maryland
Range: $80$206
$132
26New Jersey
Range: $60$237
$131
27Hawaii
Range: $80$217
$130
28Arkansas
Range: $80$194
$130
29Virginia
Range: $81$202
$129
30Tennessee
Range: $85$187
$128
31South Carolina
Range: $80$206
$128
32Ohio
Range: $75$197
$127
33Missouri
Range: $85$167
$124
34Alabama
Range: $80$195
$124
35Oklahoma
Range: $85$169
$123
36Kansas
Range: $86$167
$123
37Texas
Range: $80$196
$122
38Arizona
Range: $80$187
$122
39Mississippi
Range: $86$165
$121
40Idaho
Range: $80$194
$121
41Delaware
Range: $80$157
$120
42Minnesota
Range: $62$233
$119
43Nevada
Range: $84$184
$119
44Connecticut
Range: $55$211
$118
45Alaska
Range: $80$194
$118
46Louisiana
Range: $62$150
$104
47Oregon
Range: $62$183
$102
48Montana
Range: $62$145
$96
49Florida
Range: $35$190
$95
50North Dakota
Range: $62$121
$82
51South Dakota
Range: $62$121
$82
ER Visit (Moderate Severity) in Other States