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Pennsylvania

Cost of a ER Visit (Moderate) Visit
in Pennsylvania

Reviewed by Momentary Medical Group West PC

Pennsylvania's healthcare landscape includes major academic medical centers in Philadelphia and Pittsburgh alongside rural hospitals serving Appalachian communities, creating diverse pricing structures for emergency care. An ER Visit (Moderate) in Pennsylvania typically costs between $55 and $431, with a median negotiated rate of $88 across the state's 2,690 active emergency providers. These rates reflect what insurers actually pay facilities based on Transparency in Coverage data, offering patients realistic cost expectations when seeking moderate-severity emergency care throughout Pennsylvania.

Average

$191

Median

$88

Lowest

$55

Highest

$431

Providers

2,690

National avg: $142Pennsylvania: $191

35% above national average

Compare Similar Procedures

How does er visit (moderate severity) compare to related procedures in Pennsylvania?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$47$72$6932,351
ER Visit (High Severity)

Emergency department visit, high severity

99285$55$88$3342,214

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99284Emergency department visit, moderate severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99284 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99284 (Emergency department visit, moderate severity), as mandated by the CMS Price Transparency Rule.

What CPT 99284 covers: the provider's professional fee for er visit (moderate severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Pennsylvania

These hospitals in Pennsylvania are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
96% would recommend286 patient surveys
5/5
94% would recommend120 patient surveys
5/5
94% would recommend272 patient surveys
5/5
92% would recommend240 patient surveys
5/5
92% would recommend348 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (Moderate) Visit Costs Vary Across Pennsylvania

Pennsylvania's emergency care costs run approximately 9% above national averages, reflecting the state's mix of high-cost urban markets in Philadelphia and Pittsburgh alongside more affordable rural regions. The state's healthcare landscape includes major academic medical centers, community hospitals, and critical access hospitals serving Pennsylvania's diverse geography from Delaware Valley suburbs to Appalachian mountain communities.

Urban vs. Rural Provider Availability

Pennsylvania's 67 counties include dense metropolitan areas around Philadelphia and Pittsburgh with multiple emergency options, while rural counties in north-central and southwestern Pennsylvania may have limited emergency department choices. Urban emergency departments typically charge higher rates due to increased overhead costs and higher patient acuity, while rural hospitals may offer more competitive pricing but potentially require transfers for complex cases. The state's geography creates significant travel distances in rural areas, making local emergency department choice particularly important for cost planning.

Facility Type and Overhead Costs

Major health systems like UPMC, Jefferson Health, and Penn Medicine operate numerous emergency departments throughout Pennsylvania with varying cost structures based on facility type and trauma center designation. Teaching hospitals affiliated with medical schools typically have higher overhead costs reflected in emergency visit pricing, while community hospitals may offer more competitive rates for moderate-severity visits. Freestanding emergency departments, though less common in Pennsylvania than other states, provide another pricing option distinct from traditional hospital-based emergency care.

Insurance Market Competition in Pennsylvania

Highmark dominates western Pennsylvania while Independence Blue Cross holds strong market share in the Philadelphia region, with UnitedHealthcare and other national carriers providing competition statewide. This regional insurer concentration can limit negotiated rate competition in some areas, particularly where a single health system and single insurer have significant market power. The state's insurance market structure affects emergency department pricing through varying negotiation leverage between insurers and hospital systems.

Physician Supply and Demand in Pennsylvania

With 2,690 active emergency care providers reported in transparency data, Pennsylvania maintains relatively strong emergency physician availability compared to many states, though distribution varies significantly between urban and rural areas. Philadelphia and Pittsburgh attract emergency medicine specialists to academic medical centers and trauma centers, while rural areas face ongoing challenges recruiting and retaining emergency physicians. This supply-demand imbalance affects pricing and wait times, with urban areas potentially having higher costs but more immediate availability, while rural areas may offer lower costs but longer travel distances.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (Moderate) Costs in Pennsylvania

What is the average cost of a ER Visit (Moderate) visit in Pennsylvania without insurance?

Without insurance, a moderate-severity emergency visit in Pennsylvania typically costs between $55 and $431, with a median rate of $88 based on negotiated insurance rates. Uninsured patients often pay higher list prices initially, but many Pennsylvania hospitals offer substantial self-pay discounts that can bring costs closer to these insured rates. Most facilities also provide payment plans and financial assistance programs to help manage these expenses.

Does Pennsylvania Medicaid cover ER Visit (Moderate) visits?

Yes, Pennsylvania Medicaid covers emergency department visits when medically necessary, including moderate-severity conditions requiring urgent evaluation. Pennsylvania expanded Medicaid under the Affordable Care Act, providing coverage for adults up to 138% of the federal poverty level. Medicaid recipients may have small copays for emergency visits, but coverage includes physician services, diagnostic tests, and medications provided during the visit.

How do I find an affordable ER Visit (Moderate) near me in Pennsylvania?

Compare costs between hospital-based emergency departments, freestanding emergency rooms, and urgent care centers that can handle moderate-severity conditions in your Pennsylvania area. Many hospitals offer price transparency tools and self-pay discounts for uninsured patients, while community health centers provide sliding-fee scales based on income. Consider facilities outside major metropolitan areas like Philadelphia and Pittsburgh, which may offer more competitive pricing for the same level of emergency care.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency departments don't typically distinguish between initial and follow-up visits in their pricing structure, as each visit is billed based on the complexity and resources required during that specific encounter. A moderate-severity emergency visit in Pennsylvania costs between $55 and $431 regardless of whether it's your first visit or a return visit for the same condition. However, planned follow-up care is usually better managed through primary care or specialist offices, which do have lower follow-up visit rates.

Can I use an HSA or FSA to pay for a ER Visit (Moderate) visit in Pennsylvania?

Yes, emergency department visits qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) in Pennsylvania. You can use these tax-advantaged funds to pay copays, coinsurance, or the full cost of emergency care if you haven't met your deductible. Keep receipts and documentation of the medical necessity for your records, as emergency visits clearly meet IRS requirements for qualified medical expenses.

How does telemedicine affect the cost of seeing a ER Visit (Moderate) in Pennsylvania?

Telemedicine can't replace emergency department care for conditions requiring physical examination, diagnostic testing, or immediate intervention, but virtual urgent care can help determine if emergency care is necessary. Many Pennsylvania health systems offer 24/7 telemedicine triage services that cost $50-$100 and can help avoid unnecessary emergency visits for conditions manageable at home. However, moderate-severity conditions typically require in-person emergency evaluation regardless of telemedicine consultation.

Click a state to compare costs

Average Visit Cost

$82
$311

Office visit (CPT 99284)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$647
$311
2Illinois
Range: $80$431
$223
3Iowa
Range: $80$371
$205
4New Hampshire
Range: $102$307
$202
5Pennsylvania
Range: $55$431
$191
6New York
Range: $67$374
$183
7Rhode Island
Range: $62$374
$177
8Maine
Range: $116$233
$172
9Massachusetts
Range: $62$368
$170
10Nebraska
Range: $83$291
$165
11Washington
Range: $80$259
$161
12Michigan
Range: $80$291
$158
13New Mexico
Range: $85$266
$158
14Wyoming
Range: $85$262
$157
15Colorado
Range: $80$267
$157
16Vermont
Range: $80$257
$156
17Georgia
Range: $84$246
$151
18California
Range: $80$258
$142
19Indiana
Range: $80$258
$142
20Kentucky
Range: $70$246
$140
21North Carolina
Range: $80$231
$139
22District of Columbia
Range: $80$217
$138
23West Virginia
Range: $62$174
$137
24Utah
Range: $80$228
$135
25Maryland
Range: $80$206
$132
26New Jersey
Range: $60$237
$131
27Hawaii
Range: $80$217
$130
28Arkansas
Range: $80$194
$130
29Virginia
Range: $81$202
$129
30Tennessee
Range: $85$187
$128
31South Carolina
Range: $80$206
$128
32Ohio
Range: $75$197
$127
33Missouri
Range: $85$167
$124
34Alabama
Range: $80$195
$124
35Oklahoma
Range: $85$169
$123
36Kansas
Range: $86$167
$123
37Texas
Range: $80$196
$122
38Arizona
Range: $80$187
$122
39Mississippi
Range: $86$165
$121
40Idaho
Range: $80$194
$121
41Delaware
Range: $80$157
$120
42Minnesota
Range: $62$233
$119
43Nevada
Range: $84$184
$119
44Connecticut
Range: $55$211
$118
45Alaska
Range: $80$194
$118
46Louisiana
Range: $62$150
$104
47Oregon
Range: $62$183
$102
48Montana
Range: $62$145
$96
49Florida
Range: $35$190
$95
50North Dakota
Range: $62$121
$82
51South Dakota
Range: $62$121
$82
ER Visit (Moderate Severity) in Other States