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Arizona

Cost of a ER Visit (Moderate) Visit
in Arizona

Reviewed by Momentary Medical Group West PC

Arizona's desert climate and active outdoor lifestyle contribute to unique emergency department utilization patterns across the state's diverse geography. For an ER Visit (Moderate) in Arizona, patients typically pay between $80 and $187, with a median out-of-pocket cost of $98. The state maintains over 7,200 active providers offering moderate-severity emergency care, giving patients throughout Arizona's metropolitan areas and rural communities access to urgent medical services when needed.

Average

$122

Median

$98

Lowest

$80

Highest

$187

Providers

7,258

National avg: $142Arizona: $122

14% below national average

Compare Similar Procedures

How does er visit (moderate severity) compare to related procedures in Arizona?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$53$72$1076,402
ER Visit (High Severity)

Emergency department visit, high severity

99285$80$142$2506,577

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99284Emergency department visit, moderate severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99284 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99284 (Emergency department visit, moderate severity), as mandated by the CMS Price Transparency Rule.

What CPT 99284 covers: the provider's professional fee for er visit (moderate severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Arizona

These hospitals in Arizona are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
94% would recommend1,050 patient surveys
5/5
87% would recommend230 patient surveys
5/5
86% would recommend154 patient surveys
5/5
84% would recommend301 patient surveys
4/5
86% would recommend366 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (Moderate) Visit Costs Vary Across Arizona

Arizona's emergency care costs run approximately 5% above the national average, reflecting the state's rapid population growth and seasonal demand fluctuations from winter visitors and outdoor recreation injuries. The state's unique geography creates distinct cost patterns between metropolitan Phoenix and Tucson versus rural border communities and mountain regions.

Urban vs. Rural Provider Availability

Phoenix and Tucson metropolitan areas concentrate most of Arizona's emergency facilities, while vast rural counties like Cochise and Yuma have limited options that may charge higher rates due to lower patient volumes. Remote areas along the Mexican border and in northern Arizona often require longer transport times to reach emergency care, affecting both access and pricing. Some rural hospitals operate critical access designations that influence their reimbursement and pricing structures.

Facility Type and Overhead Costs

Hospital-based emergency departments in Arizona typically charge higher facility fees than freestanding emergency centers, with major health systems like Banner Health and Dignity Health operating most hospital emergency services. Independent emergency facilities and urgent care centers often offer more competitive pricing for moderate-severity conditions that don't require full hospital resources. Academic medical centers like those affiliated with University of Arizona may have different cost structures due to their teaching and research missions.

Insurance Market Competition in Arizona

Arizona maintains a competitive insurance market with UHC, BCBS AZ, and Aetna holding significant market share alongside regional players, creating negotiating pressure that helps moderate emergency care costs. The state's insurance marketplace offers multiple plan options in most counties, giving consumers choice in network coverage and cost-sharing structures. Rural counties sometimes have fewer insurer options, which can affect negotiated rates and provider networks for emergency services.

Physician Supply and Demand in Arizona

With over 7,200 active emergency medicine providers, Arizona maintains adequate emergency physician coverage in urban areas while facing shortages in rural regions that can drive up costs. The state's growing population and aging demographics increase demand for emergency services, particularly during winter months when seasonal residents arrive. Phoenix and Tucson areas benefit from residency programs that train new emergency physicians, helping maintain competitive provider markets.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (Moderate) Costs in Arizona

What is the average cost of a ER Visit (Moderate) visit in Arizona without insurance?

Without insurance, a moderate-severity emergency room visit in Arizona typically costs between $80 and $187, with a median cost of $98 based on negotiated rates from transparency data. However, uninsured patients often face higher list prices, so ask about self-pay discounts which many Arizona emergency departments offer. Payment plans and financial assistance programs may be available to help manage these costs.

Does Arizona Medicaid cover ER Visit (Moderate) visits?

Yes, Arizona Medicaid covers emergency department visits including moderate-severity care, as the state expanded Medicaid coverage to improve access for lower-income residents. Covered members typically pay minimal copays or no cost-sharing for emergency services when medically necessary. You should present your Medicaid card at registration and verify that the emergency facility accepts Arizona Medicaid to avoid unexpected charges.

How do I find an affordable ER Visit (Moderate) near me in Arizona?

Compare costs between hospital emergency departments and freestanding emergency centers, as independent facilities often charge less for moderate-severity care. Ask about self-pay discounts if you're uninsured, and consider community health centers or urgent care for conditions that don't require full emergency services. Rural areas may have fewer options but sometimes offer lower base rates than urban facilities.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency departments typically charge the same facility and physician fees regardless of whether it's your first or repeat visit for a condition, with costs based on the severity level and treatments provided rather than visit type. The median cost of $98 applies to moderate-severity emergency care regardless of your visit history. However, follow-up care is often better handled by primary care physicians or specialists at lower cost than repeat emergency visits.

Can I use an HSA or FSA to pay for a ER Visit (Moderate) visit in Arizona?

Yes, emergency department visits qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) in Arizona. You can use these pre-tax dollars to cover copays, deductibles, and coinsurance for emergency care. Keep receipts and documentation from your emergency visit for tax purposes and account reimbursement.

How does telemedicine affect the cost of seeing a ER Visit (Moderate) in Arizona?

While telemedicine can help determine if emergency care is needed, moderate-severity conditions requiring emergency treatment typically need in-person evaluation and cannot be fully managed virtually. Arizona has expanded telehealth options that may help with follow-up care after emergency visits at lower cost than repeat emergency department visits. Some urgent care chains offer virtual consultations to help patients decide between urgent care and emergency department treatment.

Click a state to compare costs

Average Visit Cost

$82
$311

Office visit (CPT 99284)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$647
$311
2Illinois
Range: $80$431
$223
3Iowa
Range: $80$371
$205
4New Hampshire
Range: $102$307
$202
5Pennsylvania
Range: $55$431
$191
6New York
Range: $67$374
$183
7Rhode Island
Range: $62$374
$177
8Maine
Range: $116$233
$172
9Massachusetts
Range: $62$368
$170
10Nebraska
Range: $83$291
$165
11Washington
Range: $80$259
$161
12Michigan
Range: $80$291
$158
13New Mexico
Range: $85$266
$158
14Wyoming
Range: $85$262
$157
15Colorado
Range: $80$267
$157
16Vermont
Range: $80$257
$156
17Georgia
Range: $84$246
$151
18California
Range: $80$258
$142
19Indiana
Range: $80$258
$142
20Kentucky
Range: $70$246
$140
21North Carolina
Range: $80$231
$139
22District of Columbia
Range: $80$217
$138
23West Virginia
Range: $62$174
$137
24Utah
Range: $80$228
$135
25Maryland
Range: $80$206
$132
26New Jersey
Range: $60$237
$131
27Hawaii
Range: $80$217
$130
28Arkansas
Range: $80$194
$130
29Virginia
Range: $81$202
$129
30Tennessee
Range: $85$187
$128
31South Carolina
Range: $80$206
$128
32Ohio
Range: $75$197
$127
33Missouri
Range: $85$167
$124
34Alabama
Range: $80$195
$124
35Oklahoma
Range: $85$169
$123
36Kansas
Range: $86$167
$123
37Texas
Range: $80$196
$122
38Arizona
Range: $80$187
$122
39Mississippi
Range: $86$165
$121
40Idaho
Range: $80$194
$121
41Delaware
Range: $80$157
$120
42Minnesota
Range: $62$233
$119
43Nevada
Range: $84$184
$119
44Connecticut
Range: $55$211
$118
45Alaska
Range: $80$194
$118
46Louisiana
Range: $62$150
$104
47Oregon
Range: $62$183
$102
48Montana
Range: $62$145
$96
49Florida
Range: $35$190
$95
50North Dakota
Range: $62$121
$82
51South Dakota
Range: $62$121
$82
ER Visit (Moderate Severity) in Other States