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Nebraska

Cost of a ER Visit (Moderate) Visit
in Nebraska

Reviewed by Momentary Medical Group West PC

Nebraska's rural healthcare landscape presents unique challenges, with many residents traveling significant distances to access emergency care across the state's vast geography. For an ER Visit (Moderate) in Nebraska, patients typically pay between $83 and $291, with a median out-of-pocket cost of $120 based on negotiated insurance rates. With nearly 4,000 active providers handling moderate-severity emergency visits across the state, patients can browse all available ER Visit (Moderate) options throughout Nebraska's urban centers and rural communities.

Average

$165

Median

$120

Lowest

$83

Highest

$291

Providers

3,953

National avg: $142Nebraska: $165

16% above national average

Compare Similar Procedures

How does er visit (moderate severity) compare to related procedures in Nebraska?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$44$71$1713,950
ER Visit (High Severity)

Emergency department visit, high severity

99285$123$162$4223,954

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99284Emergency department visit, moderate severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99284 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99284 (Emergency department visit, moderate severity), as mandated by the CMS Price Transparency Rule.

What CPT 99284 covers: the provider's professional fee for er visit (moderate severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Nebraska

These hospitals in Nebraska are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
93% would recommend266 patient surveys
5/5
92% would recommend174 patient surveys
5/5
88% would recommend136 patient surveys
5/5
87% would recommend499 patient surveys
5/5
85% would recommend297 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (Moderate) Visit Costs Vary Across Nebraska

Nebraska's emergency care costs run approximately 1% below national averages, reflecting the state's lower overall cost of living and moderate healthcare market competition. The state's agricultural economy and dispersed population create unique cost pressures in rural areas where emergency departments serve as primary access points for many residents.

Urban vs. Rural Provider Availability

Nebraska's metropolitan areas of Omaha and Lincoln offer multiple emergency department options with competitive pricing, while the state's 83 rural counties often depend on critical access hospitals with limited emergency capabilities. Rural residents frequently travel 30-60 miles for moderate-severity emergency care, creating additional transportation costs alongside medical expenses. This geographic reality means rural Nebraska emergency departments often charge higher per-visit rates to maintain 24/7 staffing.

Facility Type and Overhead Costs

Large health systems like Nebraska Medicine and CHI Health operate the majority of Nebraska's emergency departments, with their hospital-based facilities typically charging higher rates than standalone emergency centers. These major systems invest heavily in trauma capabilities and specialized equipment, costs that get distributed across all emergency visits including moderate-severity cases. Independent and critical access hospitals in smaller communities often offer more transparent, lower pricing structures.

Insurance Market Competition in Nebraska

BCBS Nebraska dominates the state's insurance market alongside national carriers UHC and Aetna, creating moderate competition that keeps negotiated rates relatively stable across emergency services. This concentrated market means most Nebraska hospitals have established relationships with the major insurers, leading to fairly predictable coverage patterns. The limited number of major players reduces extreme rate variations but may limit aggressive price competition seen in more fragmented markets.

Physician Supply and Demand in Nebraska

With nearly 4,000 providers handling moderate-severity emergency cases across Nebraska, the state maintains adequate emergency medicine capacity in urban areas while facing shortages in rural regions. This supply distribution creates cost pressures in rural areas where emergency physicians command premium compensation for covering vast geographic territories. Urban areas benefit from residency programs at UNMC that help maintain steady physician supply and competitive pricing.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (Moderate) Costs in Nebraska

What is the average cost of a ER Visit (Moderate) visit in Nebraska without insurance?

Uninsured patients in Nebraska typically pay $83 to $291 for a moderate-severity emergency visit, with a median cost of $120 based on negotiated insurance rates. However, many Nebraska hospitals offer cash-pay discounts of 20-40% for uninsured patients who pay upfront. Self-pay patients should always ask about financial assistance programs and payment plans before receiving care, as these can significantly reduce the final cost.

Does Nebraska Medicaid cover ER Visit (Moderate) visits?

Yes, Nebraska Medicaid covers emergency department visits for moderate-severity conditions, typically with minimal copays for eligible recipients. Since Nebraska expanded Medicaid, adults earning up to 138% of the federal poverty level qualify for coverage that includes emergency care. Coverage applies regardless of which Nebraska hospital emergency department you visit, though some managed care plans may require notification within 24-48 hours of the visit.

How do I find an affordable ER Visit (Moderate) near me in Nebraska?

Compare costs between different Nebraska hospitals, as pricing can vary significantly between large health systems and smaller community hospitals. Ask about self-pay discounts if you're uninsured, as many facilities offer 20-40% reductions for upfront payment. Consider whether your condition might be appropriate for an urgent care center instead, which typically costs $100-300 less than emergency department visits for non-emergency conditions.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency department visits are typically billed as single encounters regardless of whether it's your first visit for a condition, with costs based on the complexity and resources used during that specific visit. The $83-$291 range for moderate ER visits in Nebraska reflects the level of care provided rather than new versus established patient status. Follow-up care for emergency conditions usually transitions to outpatient specialty or primary care settings at lower cost points.

Can I use an HSA or FSA to pay for a ER Visit (Moderate) visit in Nebraska?

Yes, emergency department visits qualify as eligible medical expenses for both HSA and FSA accounts, allowing you to pay with pre-tax dollars. This can provide significant savings, especially if you're in a higher tax bracket and facing the full cost due to high-deductible health plans. Keep all receipts and documentation from your Nebraska emergency visit, as you may need them for FSA reimbursement or HSA record-keeping.

How does telemedicine affect the cost of seeing a ER Visit (Moderate) in Nebraska?

Telemedicine cannot replace in-person emergency care for moderate-severity conditions requiring immediate evaluation, testing, or procedures. However, virtual urgent care consultations can help Nebraska residents determine whether their symptoms warrant emergency department visits or could be managed through other care settings. Many Nebraska health systems now offer 24/7 telehealth triage services that cost $40-80, potentially saving unnecessary emergency visits while ensuring appropriate care.

Click a state to compare costs

Average Visit Cost

$82
$311

Office visit (CPT 99284)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$647
$311
2Illinois
Range: $80$431
$223
3Iowa
Range: $80$371
$205
4New Hampshire
Range: $102$307
$202
5Pennsylvania
Range: $55$431
$191
6New York
Range: $67$374
$183
7Rhode Island
Range: $62$374
$177
8Maine
Range: $116$233
$172
9Massachusetts
Range: $62$368
$170
10Nebraska
Range: $83$291
$165
11Washington
Range: $80$259
$161
12Michigan
Range: $80$291
$158
13New Mexico
Range: $85$266
$158
14Wyoming
Range: $85$262
$157
15Colorado
Range: $80$267
$157
16Vermont
Range: $80$257
$156
17Georgia
Range: $84$246
$151
18California
Range: $80$258
$142
19Indiana
Range: $80$258
$142
20Kentucky
Range: $70$246
$140
21North Carolina
Range: $80$231
$139
22District of Columbia
Range: $80$217
$138
23West Virginia
Range: $62$174
$137
24Utah
Range: $80$228
$135
25Maryland
Range: $80$206
$132
26New Jersey
Range: $60$237
$131
27Hawaii
Range: $80$217
$130
28Arkansas
Range: $80$194
$130
29Virginia
Range: $81$202
$129
30Tennessee
Range: $85$187
$128
31South Carolina
Range: $80$206
$128
32Ohio
Range: $75$197
$127
33Missouri
Range: $85$167
$124
34Alabama
Range: $80$195
$124
35Oklahoma
Range: $85$169
$123
36Kansas
Range: $86$167
$123
37Texas
Range: $80$196
$122
38Arizona
Range: $80$187
$122
39Mississippi
Range: $86$165
$121
40Idaho
Range: $80$194
$121
41Delaware
Range: $80$157
$120
42Minnesota
Range: $62$233
$119
43Nevada
Range: $84$184
$119
44Connecticut
Range: $55$211
$118
45Alaska
Range: $80$194
$118
46Louisiana
Range: $62$150
$104
47Oregon
Range: $62$183
$102
48Montana
Range: $62$145
$96
49Florida
Range: $35$190
$95
50North Dakota
Range: $62$121
$82
51South Dakota
Range: $62$121
$82
ER Visit (Moderate Severity) in Other States