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New Mexico

Cost of a ER Visit (Moderate) Visit
in New Mexico

Reviewed by Momentary Medical Group West PC

New Mexico's rural geography creates significant disparities in emergency care access, with 15 counties lacking a hospital entirely. For an ER Visit (Moderate), patients typically pay between $85 and $266, with a median negotiated rate of $121 based on insurance contracts with local providers. The state has 2,466 active providers handling moderate-severity emergency visits across urban centers like Albuquerque and rural communities. Patients can browse all emergency care providers throughout New Mexico to compare costs and coverage options.

Average

$158

Median

$121

Lowest

$85

Highest

$266

Providers

2,466

National avg: $142New Mexico: $158

11% above national average

Compare Similar Procedures

How does er visit (moderate severity) compare to related procedures in New Mexico?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$54$72$1392,391
ER Visit (High Severity)

Emergency department visit, high severity

99285$88$177$3892,452

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99284Emergency department visit, moderate severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99284 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99284 (Emergency department visit, moderate severity), as mandated by the CMS Price Transparency Rule.

What CPT 99284 covers: the provider's professional fee for er visit (moderate severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in New Mexico

These hospitals in New Mexico are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

4/5
86% would recommend414 patient surveys
4/5
75% would recommend388 patient surveys
4/5
72% would recommend203 patient surveys
4/5
62% would recommend135 patient surveys
3/5
76% would recommend296 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (Moderate) Visit Costs Vary Across New Mexico

New Mexico's healthcare costs run approximately 3% below national averages, reflecting lower practice overhead in rural areas but higher transport and staffing costs due to provider shortages. The state's unique geography, with vast distances between population centers, creates distinct cost pressures for emergency services.

Urban vs. Rural Provider Availability

Albuquerque and Santa Fe concentrate most emergency specialists, while 15 rural counties lack hospitals entirely, forcing patients to travel significant distances for care. Rural critical access hospitals often charge lower facility fees but may transfer moderate cases to urban centers, adding transport costs.

Facility Type and Overhead Costs

Hospital-based emergency departments dominate New Mexico's emergency care landscape, with Presbyterian Healthcare Services and UNM Health operating the largest networks. Independent emergency groups are less common than in other states, limiting competitive pricing pressure on facility fees.

Insurance Market Competition in New Mexico

Limited insurer competition between BCBS NM, UHC, and Molina creates less negotiating pressure on provider rates compared to more competitive markets. Rural areas often have single-insurer dominance, reducing patient choice and potentially increasing out-of-pocket costs for out-of-network emergency care.

Physician Supply and Demand in New Mexico

With 2,466 providers handling moderate-severity emergency cases, New Mexico maintains adequate coverage in urban areas but faces significant shortages in rural regions. This supply imbalance contributes to longer wait times in cities and higher per-visit costs as rural facilities struggle to maintain 24/7 emergency physician coverage.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (Moderate) Costs in New Mexico

What is the average cost of a ER Visit (Moderate) visit in New Mexico without insurance?

Without insurance, ER Visit (Moderate) costs in New Mexico range from $85 to $266, with a median rate of $121 based on negotiated insurance rates. Uninsured patients often pay higher list prices but may qualify for hospital charity care programs or cash-pay discounts that bring costs closer to these negotiated rates. Many New Mexico hospitals offer payment plans and sliding-scale fees based on income.

Does New Mexico Medicaid cover ER Visit (Moderate) visits?

Yes, New Mexico Medicaid covers emergency visits with minimal copays, typically $3-5 for emergency department visits when medically necessary. Since New Mexico expanded Medicaid in 2014, over 300,000 additional residents gained coverage for emergency services. Medicaid managed care plans like Western Sky Community Care coordinate coverage and may require follow-up authorization for non-emergency specialist referrals.

How do I find an affordable ER Visit (Moderate) near me in New Mexico?

Compare costs between hospital emergency departments and urgent care centers that handle moderate cases, as urgent care typically costs 60-80% less than traditional ERs. Rural critical access hospitals often offer more flexible payment options and community health center partnerships. Ask about cash-pay discounts and Hill-Burton program eligibility, which can significantly reduce out-of-pocket costs for qualifying patients.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency visits are typically billed as single encounters rather than initial versus follow-up visits, with costs based on the complexity and resources used during treatment. The $85-266 range reflects different levels of emergency care complexity, with moderate cases falling around the $121 median. Follow-up care after emergency treatment usually occurs in outpatient settings with different pricing structures entirely.

Can I use an HSA or FSA to pay for a ER Visit (Moderate) visit in New Mexico?

Yes, emergency medical care qualifies as an eligible expense for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use these pre-tax dollars for emergency physician fees, facility charges, and any prescribed medications or follow-up treatments. Keep all receipts and documentation for reimbursement or direct payment from your account.

How does telemedicine affect the cost of seeing a ER Visit (Moderate) in New Mexico?

Telemedicine cannot replace in-person emergency care for moderate-severity conditions requiring physical examination, diagnostic tests, or immediate interventions. However, virtual urgent care consultations costing $40-80 can help determine whether your symptoms warrant emergency department evaluation. Some New Mexico health systems offer telehealth triage services to guide patients to appropriate care levels, potentially avoiding unnecessary emergency visits.

Click a state to compare costs

Average Visit Cost

$82
$311

Office visit (CPT 99284)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$647
$311
2Illinois
Range: $80$431
$223
3Iowa
Range: $80$371
$205
4New Hampshire
Range: $102$307
$202
5Pennsylvania
Range: $55$431
$191
6New York
Range: $67$374
$183
7Rhode Island
Range: $62$374
$177
8Maine
Range: $116$233
$172
9Massachusetts
Range: $62$368
$170
10Nebraska
Range: $83$291
$165
11Washington
Range: $80$259
$161
12Michigan
Range: $80$291
$158
13New Mexico
Range: $85$266
$158
14Wyoming
Range: $85$262
$157
15Colorado
Range: $80$267
$157
16Vermont
Range: $80$257
$156
17Georgia
Range: $84$246
$151
18California
Range: $80$258
$142
19Indiana
Range: $80$258
$142
20Kentucky
Range: $70$246
$140
21North Carolina
Range: $80$231
$139
22District of Columbia
Range: $80$217
$138
23West Virginia
Range: $62$174
$137
24Utah
Range: $80$228
$135
25Maryland
Range: $80$206
$132
26New Jersey
Range: $60$237
$131
27Hawaii
Range: $80$217
$130
28Arkansas
Range: $80$194
$130
29Virginia
Range: $81$202
$129
30Tennessee
Range: $85$187
$128
31South Carolina
Range: $80$206
$128
32Ohio
Range: $75$197
$127
33Missouri
Range: $85$167
$124
34Alabama
Range: $80$195
$124
35Oklahoma
Range: $85$169
$123
36Kansas
Range: $86$167
$123
37Texas
Range: $80$196
$122
38Arizona
Range: $80$187
$122
39Mississippi
Range: $86$165
$121
40Idaho
Range: $80$194
$121
41Delaware
Range: $80$157
$120
42Minnesota
Range: $62$233
$119
43Nevada
Range: $84$184
$119
44Connecticut
Range: $55$211
$118
45Alaska
Range: $80$194
$118
46Louisiana
Range: $62$150
$104
47Oregon
Range: $62$183
$102
48Montana
Range: $62$145
$96
49Florida
Range: $35$190
$95
50North Dakota
Range: $62$121
$82
51South Dakota
Range: $62$121
$82
ER Visit (Moderate Severity) in Other States