Cost of a ER Visit (Moderate) Visit
in Minnesota
Reviewed by Momentary Medical Group West PC
Minnesota's healthcare system serves nearly 6 million residents through major health networks like Mayo Clinic, Allina Health, and Fairview, creating a competitive landscape for emergency services. ER Visit (Moderate) patients in Minnesota typically pay between $62 and $233, with a median negotiated rate of $62 based on transparency data from over 3,300 active providers statewide. The state's robust provider network spans from the Twin Cities metro to rural communities, offering patients numerous options for emergency care across all regions of Minnesota.
Average
$119
Median
$62
Lowest
$62
Highest
$233
Providers
3,385
16% below national average
Compare Similar Procedures
How does er visit (moderate severity) compare to related procedures in Minnesota?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| ER Visit (Low Severity) Emergency department visit, low severity | 99283 | $40 | $40 | $145 | 3,388 |
| ER Visit (High Severity) Emergency department visit, high severity | 99285 | $91 | $98 | $312 | 3,352 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99284 — Emergency department visit, moderate severity). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 99284 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99284 (Emergency department visit, moderate severity), as mandated by the CMS Price Transparency Rule.
What CPT 99284 covers: the provider's professional fee for er visit (moderate severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Minnesota
These hospitals in Minnesota are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
ST PETER, MN
GLENWOOD, MN
PERHAM, MN
CLOQUET, MN
AITKIN, MN
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why ER Visit (Moderate) Visit Costs Vary Across Minnesota
Minnesota's healthcare costs run approximately 2% above national averages, reflecting the state's high-quality care standards and competitive provider market. The concentration of major health systems in the Twin Cities creates cost pressures that ripple throughout the state's emergency care network.
Urban vs. Rural Provider Availability
The Twin Cities metropolitan area contains the highest concentration of emergency facilities, creating competitive pricing pressure, while greater Minnesota's rural regions often have fewer options but lower overhead costs. Critical access hospitals in northern and southwestern Minnesota serve large geographic areas with limited competition, which can affect both availability and pricing. Distance from major medical centers like Mayo Clinic or the University of Minnesota Medical Center influences referral patterns and cost structures.
Facility Type and Overhead Costs
Hospital-based emergency departments, particularly those affiliated with major health systems like Allina, Fairview, or Essentia Health, typically carry higher facility fees due to their 24/7 staffing requirements and advanced equipment. Independent urgent care centers and retail health clinics offer lower-cost alternatives for moderate emergency situations. Minnesota's strong health system consolidation means many emergency facilities operate under large networks with standardized pricing structures.
Insurance Market Competition in Minnesota
Minnesota's insurance market includes strong regional players like Blue Cross Blue Shield of Minnesota and HealthPartners competing alongside national carriers like UnitedHealthcare and Aetna. This competitive environment generally results in better negotiated rates for emergency services compared to less competitive markets. The state's active insurance regulation and oversight help maintain relatively stable premium growth and network adequacy requirements.
Physician Supply and Demand in Minnesota
With over 3,300 providers handling moderate emergency cases statewide, Minnesota maintains adequate emergency physician supply in most regions. The state's medical training programs, including the University of Minnesota and Mayo Clinic, help maintain steady physician recruitment. This healthy supply-demand balance generally keeps wait times reasonable and prevents extreme pricing due to provider shortages, though rural areas may still experience occasional staffing challenges.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — ER Visit (Moderate) Costs in Minnesota
What is the average cost of a ER Visit (Moderate) visit in Minnesota without insurance?
Does Minnesota Medicaid cover ER Visit (Moderate) visits?
How do I find an affordable ER Visit (Moderate) near me in Minnesota?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a ER Visit (Moderate) visit in Minnesota?
How does telemedicine affect the cost of seeing a ER Visit (Moderate) in Minnesota?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 99284)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Wisconsin Range: $73 – $647 | $311 |
| 2 | Illinois Range: $80 – $431 | $223 |
| 3 | Iowa Range: $80 – $371 | $205 |
| 4 | New Hampshire Range: $102 – $307 | $202 |
| 5 | Pennsylvania Range: $55 – $431 | $191 |
| 6 | New York Range: $67 – $374 | $183 |
| 7 | Rhode Island Range: $62 – $374 | $177 |
| 8 | Maine Range: $116 – $233 | $172 |
| 9 | Massachusetts Range: $62 – $368 | $170 |
| 10 | Nebraska Range: $83 – $291 | $165 |
| 11 | Washington Range: $80 – $259 | $161 |
| 12 | Michigan Range: $80 – $291 | $158 |
| 13 | New Mexico Range: $85 – $266 | $158 |
| 14 | Wyoming Range: $85 – $262 | $157 |
| 15 | Colorado Range: $80 – $267 | $157 |
| 16 | Vermont Range: $80 – $257 | $156 |
| 17 | Georgia Range: $84 – $246 | $151 |
| 18 | California Range: $80 – $258 | $142 |
| 19 | Indiana Range: $80 – $258 | $142 |
| 20 | Kentucky Range: $70 – $246 | $140 |
| 21 | North Carolina Range: $80 – $231 | $139 |
| 22 | District of Columbia Range: $80 – $217 | $138 |
| 23 | West Virginia Range: $62 – $174 | $137 |
| 24 | Utah Range: $80 – $228 | $135 |
| 25 | Maryland Range: $80 – $206 | $132 |
| 26 | New Jersey Range: $60 – $237 | $131 |
| 27 | Hawaii Range: $80 – $217 | $130 |
| 28 | Arkansas Range: $80 – $194 | $130 |
| 29 | Virginia Range: $81 – $202 | $129 |
| 30 | Tennessee Range: $85 – $187 | $128 |
| 31 | South Carolina Range: $80 – $206 | $128 |
| 32 | Ohio Range: $75 – $197 | $127 |
| 33 | Missouri Range: $85 – $167 | $124 |
| 34 | Alabama Range: $80 – $195 | $124 |
| 35 | Oklahoma Range: $85 – $169 | $123 |
| 36 | Kansas Range: $86 – $167 | $123 |
| 37 | Texas Range: $80 – $196 | $122 |
| 38 | Arizona Range: $80 – $187 | $122 |
| 39 | Mississippi Range: $86 – $165 | $121 |
| 40 | Idaho Range: $80 – $194 | $121 |
| 41 | Delaware Range: $80 – $157 | $120 |
| 42 | Minnesota Range: $62 – $233 | $119 |
| 43 | Nevada Range: $84 – $184 | $119 |
| 44 | Connecticut Range: $55 – $211 | $118 |
| 45 | Alaska Range: $80 – $194 | $118 |
| 46 | Louisiana Range: $62 – $150 | $104 |
| 47 | Oregon Range: $62 – $183 | $102 |
| 48 | Montana Range: $62 – $145 | $96 |
| 49 | Florida Range: $35 – $190 | $95 |
| 50 | North Dakota Range: $62 – $121 | $82 |
| 51 | South Dakota Range: $62 – $121 | $82 |