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Vermont

Cost of a ER Visit (High) Visit
in Vermont

Reviewed by Momentary Medical Group West PC

Vermont's rural geography and limited hospital infrastructure mean ER Visit (High) costs can vary significantly from Burlington's medical centers to isolated community hospitals. Patients typically pay between $97 and $356 for high-severity emergency room visits, with a median out-of-pocket cost of $194. With 351 active emergency care providers across the Green Mountain State, patients can browse all providers in Vermont to find the most cost-effective option for their urgent medical needs.

Average

$216

Median

$194

Lowest

$98

Highest

$356

Providers

351

National avg: $189Vermont: $216

14% above national average

Compare Similar Procedures

How does er visit (high severity) compare to related procedures in Vermont?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$53$96$171356
ER Visit (Moderate Severity)

Emergency department visit, moderate severity

99284$80$132$257354

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99285Emergency department visit, high severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99285 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99285 (Emergency department visit, high severity), as mandated by the CMS Price Transparency Rule.

What CPT 99285 covers: the provider's professional fee for er visit (high severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why ER Visit (High) Visit Costs Vary Across Vermont

Vermont's emergency care costs run approximately 15% above national averages due to the state's rural geography and limited hospital competition. The concentration of major medical facilities in Burlington and Rutland creates cost disparities between urban medical centers and smaller community hospitals serving remote areas.

Urban vs. Rural Provider Availability

Burlington's medical corridor around University of Vermont Medical Center offers more emergency care options and competitive pricing, while rural counties like Essex and Grand Isle rely on critical access hospitals with higher per-visit costs. The state's mountainous terrain and seasonal weather create additional staffing challenges for remote emergency departments, driving up operational costs. Rural hospitals often maintain higher baseline staffing despite lower patient volumes, increasing overhead expenses passed to patients.

Facility Type and Overhead Costs

Hospital-based emergency departments dominate Vermont's landscape, with major systems like University of Vermont Health Network and Southwestern Vermont Health Care controlling most facilities. Independent emergency departments are rare due to Vermont's regulatory environment and rural market challenges, limiting cost competition. Academic medical centers in Burlington typically charge premium rates due to teaching hospital overhead and specialized equipment capabilities.

Insurance Market Competition in Vermont

Blue Cross Blue Shield of Vermont and MVP Health Care control the majority of the state's insurance market, creating limited negotiating pressure on emergency care rates. This concentrated market allows hospitals to maintain higher negotiated rates compared to states with more insurance competition. Vermont's small population and regulatory environment discourage new insurers from entering the market, perpetuating higher healthcare costs statewide.

Physician Supply and Demand in Vermont

With 351 active emergency care providers serving just over 640,000 residents, Vermont maintains adequate emergency physician coverage compared to national ratios. However, rural areas face seasonal shortages during peak tourism periods and winter weather events that strain emergency departments. The state's aging physician workforce and limited residency programs create long-term supply concerns that may drive up emergency care costs as competition for physicians increases.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (High) Costs in Vermont

What is the average cost of a ER Visit (High) visit in Vermont without insurance?

Without insurance, high-severity emergency visits in Vermont range from $97 to $356, with a median cost of $194 based on negotiated insurance rates. Uninsured patients often face higher list prices initially but may qualify for hospital charity care programs or cash-pay discounts. Many Vermont hospitals offer payment plans and sliding fee scales based on income, potentially reducing your final bill significantly. Contact the hospital's financial counselor before or after your visit to explore available assistance programs.

Does Vermont Medicaid cover ER Visit (High) visits?

Yes, Vermont's expanded Medicaid program covers emergency visits with minimal copayments, typically $3-8 for high-severity care depending on your income level and specific plan. Coverage includes both emergency physician fees and hospital facility charges, though you may need referrals for follow-up specialty care recommended during your visit. Vermont Medicaid also covers emergency transportation when medically necessary, though prior authorization may be required for non-emergency ambulance services.

How do I find an affordable ER Visit (High) near me in Vermont?

Compare costs between different emergency departments in your area, as prices can vary significantly even within the same city or region. Look for hospitals offering cash-pay discounts or charity care programs if you're uninsured, and consider community hospitals which may have lower costs than academic medical centers. Contact hospital financial counselors to discuss payment options, but remember that in true emergencies, seek the closest appropriate care regardless of cost considerations.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency departments don't typically distinguish between initial and follow-up visits in their billing structure, as each visit is treated as a separate emergency encounter. High-severity emergency visits are billed using CPT code 99285, with costs ranging from $97 to $356 regardless of whether it's your first or subsequent visit for the same condition. However, planned follow-up care should occur through outpatient clinics or specialists, which cost significantly less than repeat emergency visits.

Can I use an HSA or FSA to pay for a ER Visit (High) visit in Vermont?

Yes, emergency medical care qualifies as an eligible expense for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) under IRS guidelines. You can use these accounts to pay for deductibles, copayments, and any portion of emergency care costs not covered by insurance. Keep all receipts and documentation from your emergency visit, as you may need them for HSA/FSA reimbursement or tax purposes.

How does telemedicine affect the cost of seeing a ER Visit (High) in Vermont?

Telemedicine cannot replace high-severity emergency care that requires immediate physical examination, diagnostic testing, or interventions available only in hospital settings. However, virtual urgent care consultations costing $50-150 can help determine whether your symptoms require emergency department evaluation or can be managed with less expensive alternatives. Vermont's telehealth infrastructure has expanded significantly, offering 24/7 virtual triage services that may help you avoid unnecessary emergency visits while ensuring appropriate care.

Click a state to compare costs

Average Visit Cost

$114
$430

Office visit (CPT 99285)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$940
$430
2New Hampshire
Range: $150$446
$294
3Illinois
Range: $80$569
$285
4Iowa
Range: $85$538
$275
5Louisiana
Range: $98$536
$261
6New York
Range: $80$543
$260
7Maine
Range: $170$337
$251
8Nebraska
Range: $123$422
$236
9Washington
Range: $80$379
$224
10Colorado
Range: $80$390
$219
11New Mexico
Range: $88$389
$218
12Wyoming
Range: $88$385
$217
13Vermont
Range: $98$356
$216
14Rhode Island
Range: $80$429
$202
15Massachusetts
Range: $80$428
$202
16Georgia
Range: $85$333
$198
17North Carolina
Range: $80$330
$188
18District of Columbia
Range: $85$305
$185
19Maryland
Range: $88$298
$183
20Michigan
Range: $80$318
$183
21Utah
Range: $80$317
$182
22New Jersey
Range: $60$348
$182
23Ohio
Range: $85$287
$181
24Mississippi
Range: $126$250
$181
25California
Range: $80$374
$181
26Hawaii
Range: $80$313
$179
27Arkansas
Range: $85$282
$178
28Virginia
Range: $88$293
$177
29Tennessee
Range: $85$259
$170
30South Carolina
Range: $80$287
$170
31Missouri
Range: $88$239
$168
32Minnesota
Range: $91$312
$167
33Oklahoma
Range: $85$246
$166
34Kansas
Range: $88$243
$166
35Alabama
Range: $80$257
$160
36Pennsylvania
Range: $55$334
$159
37Arizona
Range: $80$250
$157
38Indiana
Range: $85$298
$157
39West Virginia
Range: $88$281
$155
40Delaware
Range: $85$203
$155
41Kentucky
Range: $80$296
$155
42Nevada
Range: $85$267
$154
43Alaska
Range: $80$292
$151
44Connecticut
Range: $55$320
$148
45Idaho
Range: $80$275
$148
46Oregon
Range: $80$250
$142
47Texas
Range: $80$257
$142
48Montana
Range: $80$213
$124
49North Dakota
Range: $91$177
$122
50South Dakota
Range: $98$161
$119
51Florida
Range: $35$246
$114
ER Visit (High Severity) in Other States