Logo
Missouri

Cost of a ER Visit (High) Visit
in Missouri

Reviewed by Momentary Medical Group West PC

Missouri's emergency departments handle over 2.5 million visits annually, with high-severity cases requiring intensive medical intervention and monitoring. Patients seeking an ER Visit (High) in Missouri typically pay between $88 and $239, with a median out-of-pocket cost of $177 based on negotiated insurance rates. With over 7,498 active ER Visit (High) providers across the state's hospitals and emergency centers, patients can browse all available providers throughout Missouri's urban centers and rural communities.

Average

$168

Median

$177

Lowest

$88

Highest

$239

Providers

7,498

National avg: $189Missouri: $168

11% below national average

Compare Similar Procedures

How does er visit (high severity) compare to related procedures in Missouri?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$52$70$997,521
ER Visit (Moderate Severity)

Emergency department visit, moderate severity

99284$85$121$1677,537

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99285Emergency department visit, high severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99285 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99285 (Emergency department visit, high severity), as mandated by the CMS Price Transparency Rule.

What CPT 99285 covers: the provider's professional fee for er visit (high severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Missouri

These hospitals in Missouri are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
83% would recommend101 patient surveys
5/5
82% would recommend145 patient surveys
5/5
81% would recommend153 patient surveys
5/5
74% would recommend127 patient surveys
HEDRICK MEDICAL CENTER

CHILLICOTHE, MO

5/5
70% would recommend106 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (High) Visit Costs Vary Across Missouri

Missouri's healthcare costs run approximately 5% below the national average, reflecting the state's lower cost of living and moderate competition among major insurers. The state's mix of urban medical centers in Kansas City and St. Louis alongside extensive rural areas creates significant geographic cost variations for emergency services.

Urban vs. Rural Provider Availability

Missouri's metropolitan areas around Kansas City, St. Louis, and Springfield offer multiple hospital options with comprehensive emergency departments, while rural counties often depend on critical access hospitals with limited emergency capabilities. Rural emergency departments may transfer high-severity cases to urban trauma centers, potentially involving multiple facility charges. The state's geography creates access challenges in the Ozarks and northern rural counties where patients may travel significant distances for emergency care.

Facility Type and Overhead Costs

Large health systems like BJC HealthCare, Mercy Health, and Saint Luke's Health System operate major emergency departments with higher overhead costs but more comprehensive critical care capabilities. Independent community hospitals typically offer lower facility fees but may have limited subspecialty coverage for complex cases. Teaching hospitals affiliated with the University of Missouri system often charge premium rates due to their academic mission and advanced trauma capabilities.

Insurance Market Competition in Missouri

Missouri's insurance market features moderate competition with Anthem, UHC, and Cigna as dominant carriers, along with regional players like Blue Cross Blue Shield of Kansas City. The competitive landscape allows for reasonable negotiated rates with emergency departments, though rural areas may have fewer carrier options. Insurance market concentration varies by region, with urban areas offering more plan choices compared to rural counties with limited carrier participation.

Physician Supply and Demand in Missouri

With over 7,498 active ER Visit (High) providers throughout Missouri, the state maintains adequate emergency physician coverage in urban areas while facing shortages in rural regions. This supply distribution contributes to higher emergency department utilization rates in metropolitan areas and longer wait times in rural facilities. The physician supply relative to population suggests balanced availability in major cities, though recruitment challenges persist in Missouri's frontier counties.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (High) Costs in Missouri

What is the average cost of a ER Visit (High) visit in Missouri without insurance?

Uninsured patients in Missouri typically pay between $88 and $239 for a high-severity emergency visit, with a median cost of $177 based on negotiated insurance rates. However, hospitals often charge higher list prices to uninsured patients, so the actual cash price may be significantly higher. Many Missouri hospitals offer substantial self-pay discounts of 30-50% when patients pay in full or qualify for charity care programs based on income.

Does Missouri Medicaid cover ER Visit (High) visits?

Missouri Medicaid covers medically necessary emergency visits for eligible beneficiaries, though the state has not expanded Medicaid eligibility beyond traditional categories. Coverage typically includes both facility and physician fees for emergency care, with small copays depending on the recipient's specific Medicaid category. Medicaid recipients should bring their current eligibility card and understand that emergency departments are required to provide screening and stabilization regardless of ability to pay.

How do I find an affordable ER Visit (High) near me in Missouri?

Compare costs between hospital-based emergency departments and freestanding emergency centers, as facility fees can vary significantly even within the same city. Ask about self-pay discounts upfront, as many Missouri hospitals offer substantial reductions for uninsured patients who pay cash. Community health centers with extended hours may provide urgent care services at lower costs for conditions that don't require true emergency intervention.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency department visits are typically billed as single encounters regardless of whether it's your first visit to that facility, with costs based on the severity and complexity of medical decision-making required. High-severity emergency visits ($88-$239 median $177) involve extensive evaluation and management compared to lower-level emergency visits. Follow-up care after an emergency visit usually occurs in outpatient settings rather than returning to the emergency department, which would be billed as a separate new emergency encounter.

Can I use an HSA or FSA to pay for a ER Visit (High) visit in Missouri?

Yes, emergency department visits qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use these pre-tax dollars to pay deductibles, copays, or coinsurance associated with emergency care. Keep all receipts and explanation of benefits statements from your emergency visit for tax documentation, as IRS rules require documentation for all HSA and FSA expenditures on medical care.

How does telemedicine affect the cost of seeing a ER Visit (High) in Missouri?

Telemedicine cannot replace in-person emergency care for high-severity conditions that require immediate physical examination, procedures, or monitoring. However, telehealth consultations may help determine whether your symptoms require emergency care or could be managed through urgent care or primary care settings. Missouri has expanded telehealth coverage during recent years, and some health systems offer virtual triage services to help patients decide on the most appropriate level of care for their symptoms.

Click a state to compare costs

Average Visit Cost

$114
$430

Office visit (CPT 99285)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$940
$430
2New Hampshire
Range: $150$446
$294
3Illinois
Range: $80$569
$285
4Iowa
Range: $85$538
$275
5Louisiana
Range: $98$536
$261
6New York
Range: $80$543
$260
7Maine
Range: $170$337
$251
8Nebraska
Range: $123$422
$236
9Washington
Range: $80$379
$224
10Colorado
Range: $80$390
$219
11New Mexico
Range: $88$389
$218
12Wyoming
Range: $88$385
$217
13Vermont
Range: $98$356
$216
14Rhode Island
Range: $80$429
$202
15Massachusetts
Range: $80$428
$202
16Georgia
Range: $85$333
$198
17North Carolina
Range: $80$330
$188
18District of Columbia
Range: $85$305
$185
19Maryland
Range: $88$298
$183
20Michigan
Range: $80$318
$183
21Utah
Range: $80$317
$182
22New Jersey
Range: $60$348
$182
23Ohio
Range: $85$287
$181
24Mississippi
Range: $126$250
$181
25California
Range: $80$374
$181
26Hawaii
Range: $80$313
$179
27Arkansas
Range: $85$282
$178
28Virginia
Range: $88$293
$177
29Tennessee
Range: $85$259
$170
30South Carolina
Range: $80$287
$170
31Missouri
Range: $88$239
$168
32Minnesota
Range: $91$312
$167
33Oklahoma
Range: $85$246
$166
34Kansas
Range: $88$243
$166
35Alabama
Range: $80$257
$160
36Pennsylvania
Range: $55$334
$159
37Arizona
Range: $80$250
$157
38Indiana
Range: $85$298
$157
39West Virginia
Range: $88$281
$155
40Delaware
Range: $85$203
$155
41Kentucky
Range: $80$296
$155
42Nevada
Range: $85$267
$154
43Alaska
Range: $80$292
$151
44Connecticut
Range: $55$320
$148
45Idaho
Range: $80$275
$148
46Oregon
Range: $80$250
$142
47Texas
Range: $80$257
$142
48Montana
Range: $80$213
$124
49North Dakota
Range: $91$177
$122
50South Dakota
Range: $98$161
$119
51Florida
Range: $35$246
$114
ER Visit (High Severity) in Other States