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New York

Cost of a ER Visit (High) Visit
in New York

Reviewed by Momentary Medical Group West PC

New York's emergency departments handle over 9 million visits annually, with Empire State Medical Center and NewYork-Presbyterian leading high-acuity care across the state. For an ER Visit (High) in New York, patients typically pay between $80 and $543, with a median negotiated rate of $156 based on insurance contracts with major health systems. The state maintains over 32,000 active emergency medicine providers across its diverse urban and rural landscapes, from Manhattan's world-class trauma centers to upstate community hospitals serving rural populations.

Average

$260

Median

$156

Lowest

$80

Highest

$543

Providers

32,477

National avg: $189New York: $260

37% above national average

Compare Similar Procedures

How does er visit (high severity) compare to related procedures in New York?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$47$65$20232,823
ER Visit (Moderate Severity)

Emergency department visit, moderate severity

99284$67$107$37432,559

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99285Emergency department visit, high severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99285 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99285 (Emergency department visit, high severity), as mandated by the CMS Price Transparency Rule.

What CPT 99285 covers: the provider's professional fee for er visit (high severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in New York

These hospitals in New York are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
87% would recommend116 patient surveys
5/5
84% would recommend532 patient surveys
4/5
88% would recommend927 patient surveys
4/5
87% would recommend118 patient surveys
4/5
85% would recommend2,396 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (High) Visit Costs Vary Across New York

New York's emergency care costs run approximately 22% above national averages, driven by the state's high concentration of academic medical centers and costly metropolitan overhead in the NYC region. The Empire State's geography creates dramatic cost variations between expensive Manhattan trauma centers and more affordable rural hospitals serving upstate farming communities.

Urban vs. Rural Provider Availability

New York City boasts the nation's highest density of emergency facilities, with multiple Level I trauma centers within miles of each other, while rural counties like Hamilton and Essex struggle with hospital closures and longer transport times. This geographic disparity means Manhattan patients pay premium prices for immediate access to specialized emergency care, while upstate residents may travel hours to reach comparable facilities.

Facility Type and Overhead Costs

Hospital-owned emergency departments affiliated with major systems like NewYork-Presbyterian or NYU Langone typically charge 40-60% more than independent emergency centers due to their teaching hospital infrastructure and specialized equipment. Academic medical centers dominate New York's emergency landscape, driving up average costs through research overhead and resident training programs that independent facilities avoid.

Insurance Market Competition in New York

The state's four major insurers - Empire BCBS, UnitedHealthcare, Aetna, and Cigna - maintain competitive negotiated rates with most emergency facilities, though Empire's dominant market share often secures the best pricing. New York's robust insurance competition helps keep emergency visit costs more predictable than in states with monopolistic insurer control, benefiting patients through standardized emergency coverage policies.

Physician Supply and Demand in New York

With over 32,000 active emergency providers statewide, New York maintains adequate emergency physician supply in urban areas while facing shortages in rural regions like the North Country and Southern Tier. This surplus-shortage dynamic creates pricing pressure where urban emergency physicians accept lower per-visit rates due to high patient volume, while rural facilities must offer premium compensation to attract emergency medicine talent.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (High) Costs in New York

What is the average cost of a ER Visit (High) visit in New York without insurance?

Uninsured patients in New York face emergency visit costs ranging from $80 to $543, with a median rate of $156 based on negotiated insurance rates. Self-pay patients often receive discounts of 20-40% off these rates, and many hospitals offer charity care programs or payment plans to make high-severity emergency care more affordable.

Does New York Medicaid cover ER Visit (High) visits?

Yes, New York's expanded Medicaid program provides comprehensive coverage for emergency visits with minimal patient cost-sharing, typically just a small copay or no charge at all. The state's Medicaid expansion ensures that over 6 million residents have access to emergency care regardless of their ability to pay, including follow-up care and necessary medical procedures.

How do I find an affordable ER Visit (High) near me in New York?

Compare costs between hospital-owned emergency departments and independent emergency centers, as independents often charge 30-40% less for similar care quality. Many New York hospitals offer cash-pay discounts and charity care programs, while community health centers provide urgent care alternatives that may be appropriate for less severe conditions.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency departments typically use standardized billing codes regardless of whether it's your first visit or a return visit for the same condition, with high-severity visits averaging $156 in New York. However, follow-up care after an emergency visit often transitions to outpatient specialty care, which costs significantly less than repeat emergency department visits.

Can I use an HSA or FSA to pay for a ER Visit (High) visit in New York?

Yes, emergency room visits qualify as eligible medical expenses under both HSA and FSA rules, allowing you to use pre-tax dollars for copays, deductibles, and any uncovered portions of your emergency care. Keep all receipts and documentation, as emergency visits represent qualified medical expenses that reduce your taxable income when paid through these accounts.

How does telemedicine affect the cost of seeing a ER Visit (High) in New York?

Telemedicine cannot replace high-severity emergency care that requires immediate hands-on evaluation, diagnostic testing, and potentially life-saving interventions available only in emergency departments. However, telehealth consultations can help determine whether your symptoms warrant an expensive emergency visit or could be managed through urgent care or primary care, potentially saving hundreds of dollars in unnecessary emergency charges.

Click a state to compare costs

Average Visit Cost

$114
$430

Office visit (CPT 99285)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$940
$430
2New Hampshire
Range: $150$446
$294
3Illinois
Range: $80$569
$285
4Iowa
Range: $85$538
$275
5Louisiana
Range: $98$536
$261
6New York
Range: $80$543
$260
7Maine
Range: $170$337
$251
8Nebraska
Range: $123$422
$236
9Washington
Range: $80$379
$224
10Colorado
Range: $80$390
$219
11New Mexico
Range: $88$389
$218
12Wyoming
Range: $88$385
$217
13Vermont
Range: $98$356
$216
14Rhode Island
Range: $80$429
$202
15Massachusetts
Range: $80$428
$202
16Georgia
Range: $85$333
$198
17North Carolina
Range: $80$330
$188
18District of Columbia
Range: $85$305
$185
19Maryland
Range: $88$298
$183
20Michigan
Range: $80$318
$183
21Utah
Range: $80$317
$182
22New Jersey
Range: $60$348
$182
23Ohio
Range: $85$287
$181
24Mississippi
Range: $126$250
$181
25California
Range: $80$374
$181
26Hawaii
Range: $80$313
$179
27Arkansas
Range: $85$282
$178
28Virginia
Range: $88$293
$177
29Tennessee
Range: $85$259
$170
30South Carolina
Range: $80$287
$170
31Missouri
Range: $88$239
$168
32Minnesota
Range: $91$312
$167
33Oklahoma
Range: $85$246
$166
34Kansas
Range: $88$243
$166
35Alabama
Range: $80$257
$160
36Pennsylvania
Range: $55$334
$159
37Arizona
Range: $80$250
$157
38Indiana
Range: $85$298
$157
39West Virginia
Range: $88$281
$155
40Delaware
Range: $85$203
$155
41Kentucky
Range: $80$296
$155
42Nevada
Range: $85$267
$154
43Alaska
Range: $80$292
$151
44Connecticut
Range: $55$320
$148
45Idaho
Range: $80$275
$148
46Oregon
Range: $80$250
$142
47Texas
Range: $80$257
$142
48Montana
Range: $80$213
$124
49North Dakota
Range: $91$177
$122
50South Dakota
Range: $98$161
$119
51Florida
Range: $35$246
$114
ER Visit (High Severity) in Other States