Logo
Maine

Cost of a ER Visit (High) Visit
in Maine

Reviewed by Momentary Medical Group West PC

Maine's rural geography and limited hospital networks create unique challenges for accessing high-severity emergency care across the state's 16 counties. Patients seeking an ER Visit (High) typically pay between $170 and $337, with a median out-of-pocket cost of $246 based on negotiated insurance rates. Maine maintains 1,747 active providers handling high-severity emergency cases, allowing patients to browse all emergency providers statewide for cost comparison and availability.

Average

$251

Median

$246

Lowest

$170

Highest

$337

Providers

1,747

National avg: $189Maine: $251

33% above national average

Compare Similar Procedures

How does er visit (high severity) compare to related procedures in Maine?

ProcedureCPTLowMedianHighProviders
ER Visit (Low Severity)

Emergency department visit, low severity

99283$86$122$1841,743
ER Visit (Moderate Severity)

Emergency department visit, moderate severity

99284$116$167$2331,755

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99285Emergency department visit, high severity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99285 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99285 (Emergency department visit, high severity), as mandated by the CMS Price Transparency Rule.

What CPT 99285 covers: the provider's professional fee for er visit (high severity). It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top-Rated Hospitals in Maine

These hospitals in Maine are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.

5/5
83% would recommend423 patient surveys
5/5
71% would recommend114 patient surveys
4/5
85% would recommend1,053 patient surveys
4/5
85% would recommend649 patient surveys
4/5
84% would recommend120 patient surveys

Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.

Why ER Visit (High) Visit Costs Vary Across Maine

Maine's emergency care costs run approximately 12% above national averages, driven by the state's rural geography and seasonal population fluctuations that strain capacity during summer months. The concentration of advanced trauma capabilities in southern Maine creates cost disparities as patients from rural areas often require expensive transfers to higher-level facilities.

Urban vs. Rural Provider Availability

Portland and Bangor metropolitan areas contain Maine's major trauma centers and specialty emergency services, while rural counties rely on critical access hospitals with limited high-acuity capabilities. Patients in Aroostook, Washington, and Piscataquis counties frequently face ambulance transfers to distant facilities, adding transportation costs to emergency care bills. This geographic reality means rural residents often pay premium rates for high-severity emergency care due to facility limitations and transfer requirements.

Facility Type and Overhead Costs

MaineHealth and Northern Light Health systems operate most emergency departments statewide, with hospital-based facilities charging significant facility fees alongside physician services. Independent emergency physicians are rare in Maine's market, with most providers employed directly by health systems that negotiate bundled payment arrangements. Critical access hospitals receive special Medicare reimbursement rates but may lack resources for complex emergency cases requiring immediate transfer.

Insurance Market Competition in Maine

Anthem Blue Cross Blue Shield dominates Maine's individual market while Harvard Pilgrim and United Healthcare maintain smaller but significant presence in employer-sponsored plans. Limited insurer competition allows less aggressive rate negotiations compared to more competitive markets, contributing to higher emergency care costs. The state's lack of a major national insurer headquarters means less local influence over network development and rate structures.

Physician Supply and Demand in Maine

With 1,747 providers handling high-severity emergency cases, Maine maintains adequate emergency physician coverage despite ongoing recruitment challenges in rural areas. The state's aging population increases demand for high-acuity emergency services while younger physicians often prefer urban practices, creating supply-demand imbalances in remote regions. Seasonal population swings during tourist season strain emergency departments along the coast, affecting both availability and pricing during peak months.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — ER Visit (High) Costs in Maine

What is the average cost of a ER Visit (High) visit in Maine without insurance?

Without insurance, a high-severity emergency visit in Maine typically costs between $170 and $337 based on negotiated rates, with a median cost of $246 for physician services alone. However, total bills including facility fees, diagnostic tests, and treatments can reach several thousand dollars for complex cases. Many Maine hospitals offer self-pay discounts and payment plans to help uninsured patients manage these costs.

Does Maine Medicaid cover ER Visit (High) visits?

Yes, Maine expanded Medicaid in 2019, and MaineCare covers medically necessary emergency visits for high-severity conditions with minimal copays. Coverage includes emergency physician services, facility fees, and necessary diagnostic tests when the visit meets emergency criteria. Prior authorization is not required for true emergency situations, though MaineCare may review claims after treatment to confirm medical necessity.

How do I find an affordable ER Visit (High) near me in Maine?

Compare costs between different emergency departments in your area, as prices can vary significantly between facilities even within the same insurance network. Ask about self-pay discounts if you're uninsured, and consider whether your condition might be appropriately treated at an urgent care center rather than a hospital emergency department. Community health centers throughout Maine also provide urgent care services at reduced costs for qualifying patients.

What is the difference in cost between an initial consultation and a follow-up visit?

Emergency department visits are typically billed as single encounters rather than initial consultations versus follow-ups, with costs based on the complexity and severity of care provided. High-severity emergency visits involving extensive evaluation, multiple procedures, or specialist consultations will cost significantly more than straightforward cases. Follow-up care after an emergency visit usually occurs in outpatient settings with different, typically lower, pricing structures.

Can I use an HSA or FSA to pay for a ER Visit (High) visit in Maine?

Yes, emergency medical care qualifies as an eligible expense for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use these tax-advantaged funds to pay deductibles, copays, and coinsurance for emergency visits. Keep all receipts and documentation from your emergency visit, as you may need them for HSA or FSA reimbursement claims.

How does telemedicine affect the cost of seeing a ER Visit (High) in Maine?

Telemedicine cannot replace in-person emergency care for high-severity conditions requiring immediate physical intervention, diagnostic testing, or life support measures. However, some Maine health systems offer virtual triage services to help patients determine whether their symptoms warrant emergency department visits. While telehealth costs significantly less than emergency visits, true high-acuity emergencies always require immediate in-person medical attention regardless of geographic location in Maine.

Click a state to compare costs

Average Visit Cost

$114
$430

Office visit (CPT 99285)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$940
$430
2New Hampshire
Range: $150$446
$294
3Illinois
Range: $80$569
$285
4Iowa
Range: $85$538
$275
5Louisiana
Range: $98$536
$261
6New York
Range: $80$543
$260
7Maine
Range: $170$337
$251
8Nebraska
Range: $123$422
$236
9Washington
Range: $80$379
$224
10Colorado
Range: $80$390
$219
11New Mexico
Range: $88$389
$218
12Wyoming
Range: $88$385
$217
13Vermont
Range: $98$356
$216
14Rhode Island
Range: $80$429
$202
15Massachusetts
Range: $80$428
$202
16Georgia
Range: $85$333
$198
17North Carolina
Range: $80$330
$188
18District of Columbia
Range: $85$305
$185
19Maryland
Range: $88$298
$183
20Michigan
Range: $80$318
$183
21Utah
Range: $80$317
$182
22New Jersey
Range: $60$348
$182
23Ohio
Range: $85$287
$181
24Mississippi
Range: $126$250
$181
25California
Range: $80$374
$181
26Hawaii
Range: $80$313
$179
27Arkansas
Range: $85$282
$178
28Virginia
Range: $88$293
$177
29Tennessee
Range: $85$259
$170
30South Carolina
Range: $80$287
$170
31Missouri
Range: $88$239
$168
32Minnesota
Range: $91$312
$167
33Oklahoma
Range: $85$246
$166
34Kansas
Range: $88$243
$166
35Alabama
Range: $80$257
$160
36Pennsylvania
Range: $55$334
$159
37Arizona
Range: $80$250
$157
38Indiana
Range: $85$298
$157
39West Virginia
Range: $88$281
$155
40Delaware
Range: $85$203
$155
41Kentucky
Range: $80$296
$155
42Nevada
Range: $85$267
$154
43Alaska
Range: $80$292
$151
44Connecticut
Range: $55$320
$148
45Idaho
Range: $80$275
$148
46Oregon
Range: $80$250
$142
47Texas
Range: $80$257
$142
48Montana
Range: $80$213
$124
49North Dakota
Range: $91$177
$122
50South Dakota
Range: $98$161
$119
51Florida
Range: $35$246
$114
ER Visit (High Severity) in Other States