Logo
Massachusetts

Cost of a General Doctor (Adult) Visit
in Massachusetts

Reviewed by Momentary Medical Group West PC

Massachusetts operates one of the nation's most regulated healthcare markets, with universal coverage requirements that have served as a model for national healthcare reform. General Doctor (Adult) visits across the state range from $80 to $255, with patients typically paying a median out-of-pocket cost of $85 based on negotiated insurance rates. With 184 active General Doctor (Adult) providers throughout Massachusetts, patients can browse comprehensive options from urban academic medical centers to community-based practices.

Average

$140

Median

$85

Lowest

$80

Highest

$255

Providers

184

National avg: $132Massachusetts: $140

6% above national average

Compare Similar Procedures

How does internal medicine visit compare to related procedures in Massachusetts?

ProcedureCPTLowMedianHighProviders
Family Medicine Visit

Standard office visit with a family medicine physician

99214$80$80$27153
Cardiologist Visit

Standard office visit with a cardiologist

99214$80$120$27124

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for internal medicine visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Internists in Massachusetts

Why General Doctor (Adult) Visit Costs Vary Across Massachusetts

Massachusetts healthcare costs run approximately 20% above national averages, driven by the state's concentration of prestigious academic medical centers, high cost of living, and sophisticated healthcare infrastructure. The Commonwealth's universal coverage mandate and regulated insurance marketplace create unique pricing dynamics that affect General Doctor (Adult) visit costs throughout the state.

Urban vs. Rural Provider Availability

The greater Boston metropolitan area concentrates the majority of Massachusetts specialists, with world-renowned institutions like Mass General Brigham and Beth Israel Lahey Health driving premium pricing in urban markets. Western Massachusetts and Cape Cod face more limited provider options, though regional health systems like Berkshire Health Systems and Cape Cod Healthcare work to maintain access in these less dense markets. Rural areas often see lower negotiated rates due to reduced competition, but patients may face longer travel times and wait periods.

Facility Type and Overhead Costs

Hospital-owned practices dominate Massachusetts healthcare delivery, with major systems like Mass General Brigham, Beth Israel Lahey Health, and UMass Memorial controlling significant market share and typically charging higher facility fees. Independent General Doctor (Adult) practices often offer lower base costs due to reduced administrative overhead, though many have been acquired by health systems seeking market consolidation. Academic medical centers command premium rates due to their teaching mission, research infrastructure, and subspecialty expertise.

Insurance Market Competition in Massachusetts

The state's insurance landscape features moderate competition between Blue Cross Blue Shield of Massachusetts, Tufts Health Plan, and Harvard Pilgrim Health Care, with each insurer negotiating distinct rate structures with provider networks. Massachusetts's regulated marketplace and standardized benefit requirements limit dramatic pricing variations, though negotiated rates can still differ significantly between insurers and provider systems. The state's emphasis on managed care and accountable care organizations influences how insurers structure their General Doctor (Adult) reimbursement strategies.

Physician Supply and Demand in Massachusetts

With 184 active General Doctor (Adult) providers serving the state's population, Massachusetts maintains relatively strong physician density compared to national averages, particularly in the Boston metropolitan area. The concentration of medical schools including Harvard, Tufts, and UMass ensures steady resident training pipelines, though geographic distribution favors urban centers over rural regions. This adequate supply helps moderate pricing pressure in competitive markets, while shortage areas may see higher rates due to limited provider options.

Cost by Procedure Type

Internal Medicine Visit can be billed under different CPT codes depending on what's done during the procedure in Massachusetts.

CPT 99213191 providers

Follow-up, low complexity

$80
Range: $69$176
CPT 99214184 providers

Follow-up, moderate complexity

$85
Range: $80$255
CPT 99215162 providers

Follow-up, high complexity

$172
Range: $80$364
CPT 99203177 providers

New patient, low complexity

$128
Range: $80$269
CPT 99204178 providers

New patient, moderate complexity

$155
Range: $80$409
CPT 99205157 providers

New patient, high complexity

$213
Range: $80$517

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — General Doctor (Adult) Costs in Massachusetts

What is the average cost of a General Doctor (Adult) visit in Massachusetts without insurance?

General Doctor (Adult) visits in Massachusetts range from $80 to $255 without insurance, with a median cost of $85 for established patient visits. New patient consultations typically cost more, ranging from $128 to $212 depending on visit complexity. These rates represent actual negotiated prices between insurers and providers, so self-pay patients may be able to negotiate similar rates or receive cash discounts. Many practices offer payment plans or sliding fee scales to help make care more affordable for uninsured patients.

Does Massachusetts Medicaid cover General Doctor (Adult) visits?

Yes, Massachusetts expanded Medicaid (MassHealth) covers General Doctor (Adult) visits with minimal or no copays for eligible adults. The state's Medicaid expansion provides comprehensive coverage including preventive care, chronic disease management, and specialist consultations through internal medicine providers. MassHealth members typically need referrals from their primary care physicians to access specialty internal medicine services, though some plans allow direct access for certain conditions.

How do I find an affordable General Doctor (Adult) near me in Massachusetts?

Compare costs across different practice settings, as independent practices often charge less than hospital-owned clinics in Massachusetts. Community health centers and federally qualified health centers throughout the state offer sliding fee scales based on income, while some practices provide significant cash-pay discounts for uninsured patients. Consider telehealth options for routine follow-ups, which may cost less than in-person visits and are widely available across Massachusetts providers.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial General Doctor (Adult) consultations in Massachusetts cost significantly more than follow-up visits, with new patient visits ranging from $128 to $212 compared to established patient visits ranging from $80 to $171. The median cost for a new patient visit is $155, while established patient follow-ups have a median cost of $85. This price difference reflects the additional time and complexity involved in comprehensive initial evaluations, medical history review, and establishing care relationships with new patients.

Can I use an HSA or FSA to pay for a General Doctor (Adult) visit in Massachusetts?

Yes, General Doctor (Adult) visits qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use these tax-advantaged funds to pay copays, coinsurance, or the full cost of visits if you haven't met your deductible. Keep receipts for all payments as documentation, and remember that HSA funds roll over year to year while most FSA funds must be used within the plan year. Both account types can also cover related expenses like diagnostic tests or prescription medications ordered during your visit.

How does telemedicine affect the cost of seeing a General Doctor (Adult) in Massachusetts?

Telemedicine visits with General Doctor (Adult) providers in Massachusetts typically cost 10-30% less than in-person consultations, as they eliminate facility fees and reduce provider overhead costs. Many Massachusetts insurers cover telehealth at the same rate as in-person visits, meaning your copay or coinsurance remains unchanged. The state has maintained expanded telehealth coverage policies established during the pandemic, making virtual consultations a cost-effective option for routine follow-ups, medication management, and non-emergency consultations that don't require physical examination.

Click a state to compare costs

Average Visit Cost

$84
$236

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Nebraska
Range: $80$314
$236
2New Hampshire
Range: $113$282
$205
3Maine
Range: $85$255
$197
4Wyoming
Range: $98$303
$177
5Iowa
Range: $80$274
$165
6Wisconsin
Range: $73$315
$162
7Minnesota
Range: $73$313
$159
8Vermont
Range: $73$243
$158
9New Mexico
Range: $80$234
$157
10South Dakota
Range: $80$293
$154
11Illinois
Range: $73$226
$151
12District of Columbia
Range: $59$242
$148
13Delaware
Range: $80$200
$141
14Massachusetts
Range: $80$255
$140
15California
Range: $80$250
$138
16New York
Range: $73$200
$135
17Washington
Range: $80$242
$134
18Michigan
Range: $66$236
$130
19Hawaii
Range: $70$228
$128
20Georgia
Range: $74$202
$127
21Connecticut
Range: $80$202
$125
22Arkansas
Range: $72$175
$125
23Indiana
Range: $74$209
$125
24Louisiana
Range: $70$202
$124
25Colorado
Range: $80$203
$124
26West Virginia
Range: $80$159
$124
27Oregon
Range: $80$206
$124
28Ohio
Range: $70$201
$124
29Rhode Island
Range: $80$200
$123
30Pennsylvania
Range: $74$202
$122
31Kentucky
Range: $80$201
$122
32Utah
Range: $75$204
$121
33North Dakota
Range: $80$188
$120
34North Carolina
Range: $73$200
$119
35Florida
Range: $55$207
$117
36Tennessee
Range: $73$173
$115
37Missouri
Range: $72$146
$115
38Maryland
Range: $49$202
$112
39Nevada
Range: $48$202
$112
40Kansas
Range: $72$151
$111
41Arizona
Range: $65$179
$111
42South Carolina
Range: $73$163
$105
43Oklahoma
Range: $72$158
$105
44New Jersey
Range: $53$193
$103
45Alabama
Range: $64$160
$101
46Mississippi
Range: $64$150
$101
47Idaho
Range: $75$125
$93
48Montana
Range: $80$102
$87
49Alaska
Range: $80$91
$84
Internal Medicine Visit in Other States