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Massachusetts

Cost of a Heart Doctor Visit
in Massachusetts

Reviewed by Momentary Medical Group West PC

Massachusetts maintains one of the nation's most sophisticated healthcare systems, yet Heart Doctor visits cost approximately 20% above national averages across the Commonwealth's 24 active providers. Patients typically pay between $80 and $271 for cardiac specialist consultations, with a median out-of-pocket cost of $120 depending on visit complexity and insurance coverage. Browse all Heart Doctor providers in Massachusetts to compare costs and find the right specialist for your cardiac care needs.

Average

$157

Median

$120

Lowest

$80

Highest

$271

Providers

24

National avg: $131Massachusetts: $157

20% above national average

Compare Similar Procedures

How does cardiologist visit compare to related procedures in Massachusetts?

ProcedureCPTLowMedianHighProviders
Family Medicine Visit

Standard office visit with a family medicine physician

99214$80$80$27153
Internal Medicine Visit

Standard office visit with an internist

99214$80$85$255184

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for cardiologist visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Cardiologists in Massachusetts

Why Heart Doctor Visit Costs Vary Across Massachusetts

Massachusetts operates approximately 20% above national averages for Heart Doctor visits due to high healthcare labor costs and concentration of prestigious academic medical centers. The state's sophisticated healthcare infrastructure drives premium pricing, particularly around Boston's world-renowned cardiac programs that attract complex cases and command higher reimbursement rates.

Urban vs. Rural Provider Availability

Boston's concentration of 15+ Heart Doctor providers contrasts sharply with western Massachusetts counties where patients may travel 60+ miles for cardiac specialty care. This geographic disparity creates cost variations, with rural patients often facing higher total expenses due to travel costs and limited provider competition in outlying regions.

Facility Type and Overhead Costs

Hospital-owned cardiac clinics affiliated with Mass General Brigham, Beth Israel Lahey Health, or UMass Memorial typically charge facility fees that increase total visit costs by $50-150 compared to independent cardiology practices. Academic medical centers command premium rates due to teaching hospital status and cutting-edge cardiac technology investments.

Insurance Market Competition in Massachusetts

Blue Cross Blue Shield of Massachusetts, Tufts Health Plan, and Harvard Pilgrim create a competitive yet concentrated insurance market that influences negotiated rates with Heart Doctor providers. The state's insurance regulation and rate review processes help moderate cost growth, though provider consolidation among major health systems continues to drive pricing power toward hospitals.

Physician Supply and Demand in Massachusetts

With 24 active Heart Doctor providers serving approximately 7 million residents, Massachusetts maintains adequate cardiac specialty access compared to national ratios. However, demand for cardiac care continues growing with the state's aging population, potentially creating appointment delays and supporting current premium pricing structures across the Commonwealth.

Cost by Procedure Type

Cardiologist Visit can be billed under different CPT codes depending on what's done during the procedure in Massachusetts.

CPT 9921326 providers

Follow-up, low complexity

$82
Range: $74$187
CPT 9921424 providers

Follow-up, moderate complexity

$120
Range: $80$271
CPT 9921523 providers

Follow-up, high complexity

$189
Range: $80$364
CPT 9920323 providers

New patient, low complexity

$140
Range: $76$269
CPT 9920422 providers

New patient, moderate complexity

$212
Range: $80$409
CPT 9920524 providers

New patient, high complexity

$267
Range: $80$517

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Heart Doctor Costs in Massachusetts

What is the average cost of a Heart Doctor visit in Massachusetts without insurance?

Uninsured patients in Massachusetts typically pay between $80 and $271 for Heart Doctor consultations, with a median cost around $120 for standard visits. New patient appointments with comprehensive evaluation can reach $266, while follow-up visits average $120. Many providers offer self-pay discounts of 20-40% for cash payments, making cardiac care more affordable for uninsured patients.

Does Massachusetts Medicaid cover Heart Doctor visits?

Yes, Massachusetts expanded Medicaid covers Heart Doctor visits with minimal or no copays for qualifying patients. MassHealth provides comprehensive cardiac care coverage including specialist consultations, diagnostic tests, and follow-up visits. Patients may need referrals from primary care physicians, but emergency cardiac consultations are covered without prior authorization.

How do I find an affordable Heart Doctor near me in Massachusetts?

Compare costs across different facility types, as independent cardiology practices often charge less than hospital-owned clinics that add facility fees. Community health centers throughout Massachusetts offer sliding-scale fees based on income, while many practices provide cash-pay discounts for uninsured patients. Academic medical centers may offer charity care programs for qualifying patients seeking cardiac specialty care.

What is the difference in cost between an initial consultation and a follow-up visit?

New patient Heart Doctor visits in Massachusetts cost $139-266 depending on complexity, while established patient follow-ups range from $82-188 for the same provider. Initial consultations require comprehensive evaluation and typically take longer, justifying the higher cost. Follow-up visits focus on specific concerns or treatment monitoring, resulting in lower overall charges.

Can I use an HSA or FSA to pay for a Heart Doctor visit in Massachusetts?

Yes, Health Savings Account and Flexible Spending Account funds can pay for Heart Doctor consultations as qualified medical expenses. This includes copays, deductibles, and out-of-pocket costs for cardiac specialty care in Massachusetts. Keep receipts and documentation for tax purposes, as HSA and FSA payments for medical services are generally tax-deductible.

How does telemedicine affect the cost of seeing a Heart Doctor in Massachusetts?

Telemedicine Heart Doctor consultations in Massachusetts typically cost 10-30% less than in-person visits, with many providers offering virtual follow-ups for $60-100. Massachusetts insurance plans generally cover telehealth cardiac consultations at the same rate as office visits since COVID-19 policy changes. However, initial consultations and certain diagnostic procedures still require in-person evaluation for optimal cardiac care.

Click a state to compare costs

Average Visit Cost

$80
$250

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Maine
Range: $114$255
$208
2Iowa
Range: $80$274
$187
3Indiana
Range: $81$226
$159
4Massachusetts
Range: $80$271
$157
5Minnesota
Range: $80$250
$157
6Arkansas
Range: $74$226
$152
7Illinois
Range: $70$226
$150
8Colorado
Range: $64$257
$143
9Georgia
Range: $75$216
$142
10Connecticut
Range: $93$207
$131
11Missouri
Range: $72$198
$127
12Hawaii
Range: $70$203
$124
13District of Columbia
Range: $71$194
$122
14Florida
Range: $67$200
$121
15Michigan
Range: $66$204
$119
16Maryland
Range: $57$194
$116
17Idaho
Range: $90$150
$110
18Kentucky
Range: $79$170
$110
19Kansas
Range: $65$151
$109
20Arizona
Range: $65$154
$100
21Mississippi
Range: $75$133
$99
22Montana
Range: $80$136
$99
23Louisiana
Range: $80$120
$96
24Alabama
Range: $69$128
$92
25Delaware
Range: $80$100
$87
26Alaska
Range: $80$80
$80
Cardiologist Visit in Other States