Cost of a Heart Doctor Visit
in Florida
Reviewed by Momentary Medical Group West PC
Florida operates the largest ambulatory surgery center market in the United States, creating a competitive healthcare landscape where Heart Doctor visits typically cost between $67 and $200, with patients paying a median out-of-pocket cost of $96. The state maintains 130 active Heart Doctor providers serving communities from Miami's medical corridors to Tallahassee's academic centers, offering residents multiple options when seeking cardiac care throughout Florida.
Average
$121
Median
$96
Lowest
$67
Highest
$200
Providers
130
8% below national average
Compare Similar Procedures
How does cardiologist visit compare to related procedures in Florida?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Family Medicine Visit Standard office visit with a family medicine physician | 99214 | $54 | $91 | $200 | 359 |
| Internal Medicine Visit Standard office visit with an internist | 99214 | $55 | $91 | $207 | 510 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214 — Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 99214 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.
What CPT 99214 covers: the provider's professional fee for cardiologist visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top Rated Cardiologists in Florida
Dr. William Pilcher, MD
Cardiovascular Disease Physician · Jacksonville, FL
Dr. James Tarver, MD
Cardiovascular Disease Physician · Orlando, FL
Dr. Rupert Curry, MD
Cardiovascular Disease Physician · Orlando, FL
Dr. Robert Skotnicki, DO
Cardiovascular Disease Physician · The Villages, FL
Dr. Albert Seals, MD
Cardiovascular Disease Physician · Jacksonville, FL
Why Heart Doctor Visit Costs Vary Across Florida
Florida's Heart Doctor costs run approximately 2% above national averages, reflecting the state's diverse healthcare markets spanning from high-cost metropolitan areas to more affordable rural regions. The state's massive ambulatory surgery center infrastructure creates competitive pricing pressure while serving as a major medical tourism destination for cardiac procedures.
Urban vs. Rural Provider Availability
Heart Doctor access varies dramatically between Florida's metro areas like Miami-Dade and Tampa Bay, which feature multiple cardiology practices, and rural counties in North Florida where patients may travel hours for specialist care. This geographic disparity influences both appointment availability and pricing, with rural areas often seeing higher costs due to limited provider competition.
Facility Type and Overhead Costs
Hospital-based cardiology clinics affiliated with major health systems like AdventHealth, Baptist Health, and HCA Healthcare typically charge premium rates due to facility fees and higher operational costs. Independent cardiology practices across Florida often provide more competitive pricing structures, particularly in markets with strong ambulatory surgery center penetration.
Insurance Market Competition in Florida
The presence of major insurers including UnitedHealthcare, Blue Cross Blue Shield of Florida, and Aetena creates moderate competition in most Florida markets, though rural areas may have limited insurer options. South Florida's concentrated managed care market results in tighter negotiated rates, while North Florida's more fragmented insurance landscape can lead to wider cost variations.
Physician Supply and Demand in Florida
With 130 active Heart Doctor providers serving Florida's population of over 22 million residents, the state maintains adequate specialist coverage in urban areas but faces shortages in rural counties. This supply-demand imbalance contributes to longer wait times in underserved regions and can drive up pricing where cardiologist availability remains limited.
Cost by Procedure Type
Cardiologist Visit can be billed under different CPT codes depending on what's done during the procedure in Florida.
Follow-up, low complexity
Follow-up, moderate complexity
Follow-up, high complexity
New patient, low complexity
New patient, moderate complexity
New patient, high complexity
Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Heart Doctor Costs in Florida
What is the average cost of a Heart Doctor visit in Florida without insurance?
Does Florida Medicaid cover Heart Doctor visits?
How do I find an affordable Heart Doctor near me in Florida?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Heart Doctor visit in Florida?
How does telemedicine affect the cost of seeing a Heart Doctor in Florida?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 99214)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Maine Range: $114 – $255 | $208 |
| 2 | Iowa Range: $80 – $274 | $187 |
| 3 | Indiana Range: $81 – $226 | $159 |
| 4 | Massachusetts Range: $80 – $271 | $157 |
| 5 | Minnesota Range: $80 – $250 | $157 |
| 6 | Arkansas Range: $74 – $226 | $152 |
| 7 | Illinois Range: $70 – $226 | $150 |
| 8 | Colorado Range: $64 – $257 | $143 |
| 9 | Georgia Range: $75 – $216 | $142 |
| 10 | Connecticut Range: $93 – $207 | $131 |
| 11 | Missouri Range: $72 – $198 | $127 |
| 12 | Hawaii Range: $70 – $203 | $124 |
| 13 | District of Columbia Range: $71 – $194 | $122 |
| 14 | Florida Range: $67 – $200 | $121 |
| 15 | Michigan Range: $66 – $204 | $119 |
| 16 | Maryland Range: $57 – $194 | $116 |
| 17 | Idaho Range: $90 – $150 | $110 |
| 18 | Kentucky Range: $79 – $170 | $110 |
| 19 | Kansas Range: $65 – $151 | $109 |
| 20 | Arizona Range: $65 – $154 | $100 |
| 21 | Mississippi Range: $75 – $133 | $99 |
| 22 | Montana Range: $80 – $136 | $99 |
| 23 | Louisiana Range: $80 – $120 | $96 |
| 24 | Alabama Range: $69 – $128 | $92 |
| 25 | Delaware Range: $80 – $100 | $87 |
| 26 | Alaska Range: $80 – $80 | $80 |