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Mississippi

Cost of a Heart Doctor Visit
in Mississippi

Reviewed by Momentary Medical Group West PC

Mississippi's non-participation in Medicaid expansion creates unique cardiac care access challenges, particularly affecting the state's rural counties where heart disease remains the leading cause of death. Heart Doctor visits across the Magnolia State typically cost patients between $75 and $133, with a median out-of-pocket expense of $90 - rates that rank 18th nationally for affordability despite limited provider competition. With only 9 active Heart Doctor providers serving the entire state, patients can browse all available specialists to compare costs and credentials before scheduling their appointment.

Average

$99

Median

$90

Lowest

$75

Highest

$133

Providers

9

National avg: $131Mississippi: $99

24% below national average

Compare Similar Procedures

How does cardiologist visit compare to related procedures in Mississippi?

ProcedureCPTLowMedianHighProviders
Family Medicine Visit

Standard office visit with a family medicine physician

99214$67$91$24989
Internal Medicine Visit

Standard office visit with an internist

99214$64$88$15051

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for cardiologist visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Cardiologists in Mississippi

Why Heart Doctor Visit Costs Vary Across Mississippi

Mississippi's healthcare costs run approximately 14% below national averages, reflecting the state's lower cost of living and reduced provider competition in specialty markets. The concentration of cardiac specialists in Jackson and limited rural access creates significant geographic cost disparities across the Delta and Gulf Coast regions.

Urban vs. Rural Provider Availability

Jackson metropolitan area hosts the majority of Mississippi's Heart Doctors, while vast rural counties in the Delta region rely on telemedicine or traveling specialists. This geographic concentration allows urban providers to maintain higher patient volumes but requires rural patients to travel significant distances for specialty care. The resulting supply-demand imbalance affects both accessibility and pricing across different regions of the state.

Facility Type and Overhead Costs

University of Mississippi Medical Center and other hospital-owned cardiology practices typically charge facility fees that increase total visit costs compared to independent physician offices. Private practice Heart Doctors in Mississippi often operate with lower overhead costs, particularly outside Jackson, allowing for more competitive self-pay rates. Academic medical centers may offer the latest technology but generally maintain higher pricing structures due to teaching and research missions.

Insurance Market Competition in Mississippi

Limited insurer competition among BCBS Mississippi, UnitedHealthcare, and Magnolia Health Plans reduces negotiating pressure on provider rates compared to more competitive markets. The state's small population and rural geography make it less attractive to national insurers, resulting in fewer plan options and potentially higher premiums. This concentrated market structure can lead to higher negotiated rates for specialty services like cardiology.

Physician Supply and Demand in Mississippi

With only 9 active Heart Doctor providers serving the entire state's 2.9 million residents, Mississippi faces a significant cardiac specialist shortage relative to national benchmarks. This supply constraint allows existing providers to maintain higher patient volumes and pricing power, though many offer sliding scale fees for uninsured patients. Wait times for non-urgent appointments often extend several weeks, particularly for preferred providers in the Jackson area.

Cost by Procedure Type

Cardiologist Visit can be billed under different CPT codes depending on what's done during the procedure in Mississippi.

CPT 9921310 providers

Follow-up, low complexity

$70
Range: $49$91
CPT 992149 providers

Follow-up, moderate complexity

$90
Range: $75$133
CPT 992157 providers

Follow-up, high complexity

$136
Range: $105$183
CPT 992039 providers

New patient, low complexity

$92
Range: $72$131
CPT 992049 providers

New patient, moderate complexity

$151
Range: $88$204
CPT 992057 providers

New patient, high complexity

$194
Range: $159$261

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Heart Doctor Costs in Mississippi

What is the average cost of a Heart Doctor visit in Mississippi without insurance?

Uninsured patients in Mississippi typically pay between $75 and $133 for a Heart Doctor consultation, with a median cost of $90 for established patients. New patient visits requiring more comprehensive evaluation range from $88 to $204 depending on complexity. Many providers offer cash-pay discounts of 15-30% for payment at the time of service, making these rates more affordable than the standard billing amounts.

Does Mississippi Medicaid cover Heart Doctor visits?

Mississippi Medicaid covers medically necessary Heart Doctor visits for eligible beneficiaries, though the state has not expanded Medicaid to cover low-income adults without qualifying conditions. Traditional Medicaid categories include pregnant women, children, elderly, and disabled individuals who meet income requirements. Prior authorization may be required for certain cardiac procedures or follow-up visits depending on the specific diagnosis and treatment plan.

How do I find an affordable Heart Doctor near me in Mississippi?

Compare costs across Mississippi's 9 active Heart Doctor providers, focusing on independent practices rather than hospital-owned clinics to avoid facility fees. Ask about self-pay discounts, sliding scale fees, or payment plans if you're uninsured or have high deductible insurance. Community health centers in areas like Jackson and Hattiesburg may offer cardiology services at reduced rates based on income eligibility.

What is the difference in cost between an initial consultation and a follow-up visit?

New patient Heart Doctor visits in Mississippi cost significantly more than follow-up appointments, with initial consultations ranging from $88 to $204 compared to $75 to $133 for established patients. The median cost difference is about $61 higher for new patients due to comprehensive history-taking, physical examination, and initial diagnostic planning. Follow-up visits focus on specific issues or treatment monitoring, requiring less time and documentation.

Can I use an HSA or FSA to pay for a Heart Doctor visit in Mississippi?

Health Savings Account and Flexible Spending Account funds can be used to pay for medically necessary Heart Doctor visits in Mississippi, including copays, deductibles, and coinsurance. These accounts offer tax advantages for qualifying medical expenses when you have appropriate documentation from your provider. Preventive cardiac screenings and diagnostic tests ordered by your Heart Doctor also qualify for HSA/FSA reimbursement.

How does telemedicine affect the cost of seeing a Heart Doctor in Mississippi?

Telemedicine cardiology consultations typically cost 10-20% less than in-person visits, though Mississippi's limited broadband infrastructure in rural areas can restrict access to virtual care. Most insurance plans cover telehealth visits at the same rate as office visits, making them an affordable option for follow-up appointments or medication management. Initial cardiac evaluations usually require in-person examination and may not be appropriate for telemedicine depending on your symptoms.

Click a state to compare costs

Average Visit Cost

$80
$250

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Maine
Range: $114$255
$208
2Iowa
Range: $80$274
$187
3Indiana
Range: $81$226
$159
4Massachusetts
Range: $80$271
$157
5Minnesota
Range: $80$250
$157
6Arkansas
Range: $74$226
$152
7Illinois
Range: $70$226
$150
8Colorado
Range: $64$257
$143
9Georgia
Range: $75$216
$142
10Connecticut
Range: $93$207
$131
11Missouri
Range: $72$198
$127
12Hawaii
Range: $70$203
$124
13District of Columbia
Range: $71$194
$122
14Florida
Range: $67$200
$121
15Michigan
Range: $66$204
$119
16Maryland
Range: $57$194
$116
17Idaho
Range: $90$150
$110
18Kentucky
Range: $79$170
$110
19Kansas
Range: $65$151
$109
20Arizona
Range: $65$154
$100
21Mississippi
Range: $75$133
$99
22Montana
Range: $80$136
$99
23Louisiana
Range: $80$120
$96
24Alabama
Range: $69$128
$92
25Delaware
Range: $80$100
$87
26Alaska
Range: $80$80
$80
Cardiologist Visit in Other States