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Connecticut

Cost of a Heart Doctor Visit
in Connecticut

Reviewed by Momentary Medical Group West PC

Connecticut's position as home to major insurance headquarters, including Aetna and Cigna, creates a unique healthcare cost environment where Heart Doctor visits typically range between $93 and $207, with a median out-of-pocket cost of $93. The state maintains 25 active Heart Doctor providers serving communities from Greenwich's affluent suburbs to Hartford's urban core. Patients can browse all providers across Connecticut to find in-network options that fit their specific insurance plans and geographic preferences.

Average

$131

Median

$93

Lowest

$93

Highest

$207

Providers

25

National avg: $131Connecticut: $131

0% below national average

Compare Similar Procedures

How does cardiologist visit compare to related procedures in Connecticut?

ProcedureCPTLowMedianHighProviders
Family Medicine Visit

Standard office visit with a family medicine physician

99214$80$93$20058
Internal Medicine Visit

Standard office visit with an internist

99214$80$93$202158

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for cardiologist visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Cardiologists in Connecticut

Why Heart Doctor Visit Costs Vary Across Connecticut

Connecticut's healthcare costs run approximately 14% above national averages, driven by the state's high cost of living and concentration of major insurance companies. The small geographic size creates unusual market dynamics where patients can easily travel between urban Hartford and rural areas for care.

Urban vs. Rural Provider Availability

Most of Connecticut's 25 Heart Doctor providers cluster around Hartford, New Haven, and Fairfield County, creating longer travel times for patients in rural northeastern and northwestern regions. This concentration allows urban patients to shop for competitive rates while rural residents may have limited options, potentially affecting negotiated insurance rates.

Facility Type and Overhead Costs

Major health systems like Yale New Haven Health and Hartford HealthCare dominate Connecticut's cardiac care landscape, with hospital-owned practices typically charging higher facility fees. Independent cardiology practices, more common in suburban areas, often offer lower total costs by avoiding hospital overhead charges.

Insurance Market Competition in Connecticut

Despite being home to major insurers like Cigna and Aetna, Connecticut maintains moderate market concentration with Anthem, Cigna, and UHC competing for market share. This competition helps keep negotiated rates reasonable, though the state's small size limits the number of participating providers in any single network.

Physician Supply and Demand in Connecticut

With 25 active Heart Doctor providers serving approximately 3.6 million residents, Connecticut maintains adequate specialist availability compared to national averages. This balanced supply-demand ratio helps moderate pricing pressures, though patients in rural areas may face longer wait times for appointments with preferred providers.

Cost by Procedure Type

Cardiologist Visit can be billed under different CPT codes depending on what's done during the procedure in Connecticut.

CPT 9921325 providers

Follow-up, low complexity

$93
Range: $90$150
CPT 9921425 providers

Follow-up, moderate complexity

$93
Range: $93$207
CPT 992152 providers

Follow-up, high complexity

$269
Range: $181$358
CPT 9920326 providers

New patient, low complexity

$93
Range: $93$191
CPT 9920426 providers

New patient, moderate complexity

$93
Range: $93$282
CPT 992052 providers

New patient, high complexity

$325
Range: $215$435

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Heart Doctor Costs in Connecticut

What is the average cost of a Heart Doctor visit in Connecticut without insurance?

Without insurance, Heart Doctor visits in Connecticut typically cost between $93 and $207, with a median cost of $93 for most consultations. The final price depends on visit complexity, facility type, and geographic location within the state. Many practices offer self-pay discounts of 20-40% for uninsured patients who pay at the time of service.

Does Connecticut Medicaid cover Heart Doctor visits?

Yes, Connecticut's expanded Medicaid program covers Heart Doctor visits for eligible residents, typically with minimal copays. You may need a referral from your primary care provider depending on your specific Medicaid plan. Coverage includes both preventive cardiac screenings and treatment visits for heart conditions.

How do I find an affordable Heart Doctor near me in Connecticut?

Compare costs across different facility types, as independent practices often charge less than hospital-owned clinics. Ask about self-pay discounts if you're uninsured, and consider community health centers for reduced-cost options. Check multiple insurance networks, as the same provider may accept different plans with varying copay structures.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial Heart Doctor consultations in Connecticut typically cost $93-$435 depending on complexity, while follow-up visits range from $93-$358. New patient visits often cost more due to comprehensive evaluations and detailed medical history reviews. Established patient visits for routine monitoring or medication adjustments generally fall on the lower end of the cost range.

Can I use an HSA or FSA to pay for a Heart Doctor visit in Connecticut?

Yes, Heart Doctor visits qualify as eligible medical expenses for both HSA and FSA accounts. You can use these pre-tax dollars for consultation fees, diagnostic tests, and any copays or deductibles. Keep receipts for reimbursement purposes, and remember that preventive cardiac screenings may be fully covered by insurance without requiring HSA/FSA funds.

How does telemedicine affect the cost of seeing a Heart Doctor in Connecticut?

Telemedicine Heart Doctor visits in Connecticut typically cost 10-30% less than in-person consultations and are widely covered by major insurers. Virtual visits work well for medication management, test result reviews, and follow-up appointments. However, initial evaluations or procedures requiring physical examination still need in-person visits at standard rates.

Click a state to compare costs

Average Visit Cost

$80
$250

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Maine
Range: $114$255
$208
2Iowa
Range: $80$274
$187
3Indiana
Range: $81$226
$159
4Massachusetts
Range: $80$271
$157
5Minnesota
Range: $80$250
$157
6Arkansas
Range: $74$226
$152
7Illinois
Range: $70$226
$150
8Colorado
Range: $64$257
$143
9Georgia
Range: $75$216
$142
10Connecticut
Range: $93$207
$131
11Missouri
Range: $72$198
$127
12Hawaii
Range: $70$203
$124
13District of Columbia
Range: $71$194
$122
14Florida
Range: $67$200
$121
15Michigan
Range: $66$204
$119
16Maryland
Range: $57$194
$116
17Idaho
Range: $90$150
$110
18Kentucky
Range: $79$170
$110
19Kansas
Range: $65$151
$109
20Arizona
Range: $65$154
$100
21Mississippi
Range: $75$133
$99
22Montana
Range: $80$136
$99
23Louisiana
Range: $80$120
$96
24Alabama
Range: $69$128
$92
25Delaware
Range: $80$100
$87
26Alaska
Range: $80$80
$80
Cardiologist Visit in Other States