Cost of a Heart Doctor Visit
in Hawaii
Reviewed by Momentary Medical Group West PC
Hawaii's isolated island geography limits cardiac care access to just 5 active Heart Doctor providers serving the entire state archipelago, creating unique cost dynamics where patients typically pay between $70 and $203 for specialist visits, with a median out-of-pocket cost of $98. The state's healthcare market operates at roughly 16% above national costs, influenced by limited provider competition and elevated operational expenses across the Pacific island chain. Patients can browse all available Heart Doctor providers in Hawaii to compare costs and find in-network options.
Average
$124
Median
$98
Lowest
$70
Highest
$203
Providers
5
6% below national average
Compare Similar Procedures
How does cardiologist visit compare to related procedures in Hawaii?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Family Medicine Visit Standard office visit with a family medicine physician | 99214 | $70 | $85 | $239 | 13 |
| Internal Medicine Visit Standard office visit with an internist | 99214 | $70 | $85 | $228 | 16 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214 — Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 99214 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.
What CPT 99214 covers: the provider's professional fee for cardiologist visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top Rated Cardiologists in Hawaii
Ryan Smith, DO, FACC
Cardiovascular Disease Physician · Kaneohe, HI
Dr. Jared Hornberger, DO
Cardiovascular Disease Physician · Tripler Army Medical Center, HI
Dr. Kevin Salire, MD
Cardiovascular Disease Physician · Ewa Beach, HI
Dr. Jamalah Munir, MD
Cardiovascular Disease Physician · Kailua, HI
Dr. Alamelu Ramamurthi, MD
Cardiovascular Disease Physician · Honolulu, HI
Why Heart Doctor Visit Costs Vary Across Hawaii
Hawaii operates at approximately 16% above national Heart Doctor visit costs, driven by the state's island geography, limited provider competition, and elevated operational expenses that affect all healthcare delivery across the Pacific archipelago. The concentrated market of just 5 active cardiologists creates unique supply-demand dynamics that influence both access and pricing throughout the island chain.
Urban vs. Rural Provider Availability
Honolulu's urban core concentrates most of Hawaii's Heart Doctor providers, while outer islands and rural areas face significant access challenges requiring inter-island travel for specialized cardiac care. This geographic disparity creates higher effective costs for patients outside metropolitan areas, who must factor in transportation and accommodation expenses. Remote communities often rely on telemedicine consultations or periodic visiting specialist clinics to bridge the access gap.
Facility Type and Overhead Costs
Hospital-based Heart Doctor services through major health systems like The Queen's Health System and Kaiser Permanente carry higher overhead costs reflected in negotiated rates, while independent cardiology practices operate with different cost structures. Hawaii's isolated location increases supply chain costs for medical equipment and pharmaceuticals, affecting all provider types. Facility fees at hospital outpatient departments can add significant costs beyond physician charges for the same cardiac consultation.
Insurance Market Competition in Hawaii
Hawaii's insurance market features moderate competition between HMSA (Blue Cross Blue Shield), UnitedHealthcare, and Kaiser Permanente, with each maintaining distinct provider networks and negotiated rate structures. The state's regulated insurance environment and limited provider pool can result in less aggressive rate negotiations compared to mainland markets. Geographic isolation limits insurer options while creating interdependence between plans and the small number of available Heart Doctor specialists.
Physician Supply and Demand in Hawaii
With only 5 active Heart Doctor providers serving Hawaii's population of over 1.4 million residents, the state faces a significant cardiac specialist shortage that affects both access and pricing dynamics. This limited supply creates longer wait times for non-urgent consultations and can support higher negotiated rates due to reduced competition among providers. The challenging practice environment, including high malpractice costs and island isolation, contributes to recruitment and retention difficulties for cardiac specialists.
Cost by Procedure Type
Cardiologist Visit can be billed under different CPT codes depending on what's done during the procedure in Hawaii.
Follow-up, low complexity
Follow-up, moderate complexity
Follow-up, high complexity
New patient, low complexity
New patient, moderate complexity
New patient, high complexity
Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Heart Doctor Costs in Hawaii
What is the average cost of a Heart Doctor visit in Hawaii without insurance?
Does Hawaii Medicaid cover Heart Doctor visits?
How do I find an affordable Heart Doctor near me in Hawaii?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Heart Doctor visit in Hawaii?
How does telemedicine affect the cost of seeing a Heart Doctor in Hawaii?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 99214)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Maine Range: $114 – $255 | $208 |
| 2 | Iowa Range: $80 – $274 | $187 |
| 3 | Indiana Range: $81 – $226 | $159 |
| 4 | Massachusetts Range: $80 – $271 | $157 |
| 5 | Minnesota Range: $80 – $250 | $157 |
| 6 | Arkansas Range: $74 – $226 | $152 |
| 7 | Illinois Range: $70 – $226 | $150 |
| 8 | Colorado Range: $64 – $257 | $143 |
| 9 | Georgia Range: $75 – $216 | $142 |
| 10 | Connecticut Range: $93 – $207 | $131 |
| 11 | Missouri Range: $72 – $198 | $127 |
| 12 | Hawaii Range: $70 – $203 | $124 |
| 13 | District of Columbia Range: $71 – $194 | $122 |
| 14 | Florida Range: $67 – $200 | $121 |
| 15 | Michigan Range: $66 – $204 | $119 |
| 16 | Maryland Range: $57 – $194 | $116 |
| 17 | Idaho Range: $90 – $150 | $110 |
| 18 | Kentucky Range: $79 – $170 | $110 |
| 19 | Kansas Range: $65 – $151 | $109 |
| 20 | Arizona Range: $65 – $154 | $100 |
| 21 | Mississippi Range: $75 – $133 | $99 |
| 22 | Montana Range: $80 – $136 | $99 |
| 23 | Louisiana Range: $80 – $120 | $96 |
| 24 | Alabama Range: $69 – $128 | $92 |
| 25 | Delaware Range: $80 – $100 | $87 |
| 26 | Alaska Range: $80 – $80 | $80 |
