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Hawaii

Cost of a Heart Doctor Visit
in Hawaii

Reviewed by Momentary Medical Group West PC

Hawaii's isolated island geography limits cardiac care access to just 5 active Heart Doctor providers serving the entire state archipelago, creating unique cost dynamics where patients typically pay between $70 and $203 for specialist visits, with a median out-of-pocket cost of $98. The state's healthcare market operates at roughly 16% above national costs, influenced by limited provider competition and elevated operational expenses across the Pacific island chain. Patients can browse all available Heart Doctor providers in Hawaii to compare costs and find in-network options.

Average

$124

Median

$98

Lowest

$70

Highest

$203

Providers

5

National avg: $131Hawaii: $124

6% below national average

Compare Similar Procedures

How does cardiologist visit compare to related procedures in Hawaii?

ProcedureCPTLowMedianHighProviders
Family Medicine Visit

Standard office visit with a family medicine physician

99214$70$85$23913
Internal Medicine Visit

Standard office visit with an internist

99214$70$85$22816

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for cardiologist visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Cardiologists in Hawaii

Why Heart Doctor Visit Costs Vary Across Hawaii

Hawaii operates at approximately 16% above national Heart Doctor visit costs, driven by the state's island geography, limited provider competition, and elevated operational expenses that affect all healthcare delivery across the Pacific archipelago. The concentrated market of just 5 active cardiologists creates unique supply-demand dynamics that influence both access and pricing throughout the island chain.

Urban vs. Rural Provider Availability

Honolulu's urban core concentrates most of Hawaii's Heart Doctor providers, while outer islands and rural areas face significant access challenges requiring inter-island travel for specialized cardiac care. This geographic disparity creates higher effective costs for patients outside metropolitan areas, who must factor in transportation and accommodation expenses. Remote communities often rely on telemedicine consultations or periodic visiting specialist clinics to bridge the access gap.

Facility Type and Overhead Costs

Hospital-based Heart Doctor services through major health systems like The Queen's Health System and Kaiser Permanente carry higher overhead costs reflected in negotiated rates, while independent cardiology practices operate with different cost structures. Hawaii's isolated location increases supply chain costs for medical equipment and pharmaceuticals, affecting all provider types. Facility fees at hospital outpatient departments can add significant costs beyond physician charges for the same cardiac consultation.

Insurance Market Competition in Hawaii

Hawaii's insurance market features moderate competition between HMSA (Blue Cross Blue Shield), UnitedHealthcare, and Kaiser Permanente, with each maintaining distinct provider networks and negotiated rate structures. The state's regulated insurance environment and limited provider pool can result in less aggressive rate negotiations compared to mainland markets. Geographic isolation limits insurer options while creating interdependence between plans and the small number of available Heart Doctor specialists.

Physician Supply and Demand in Hawaii

With only 5 active Heart Doctor providers serving Hawaii's population of over 1.4 million residents, the state faces a significant cardiac specialist shortage that affects both access and pricing dynamics. This limited supply creates longer wait times for non-urgent consultations and can support higher negotiated rates due to reduced competition among providers. The challenging practice environment, including high malpractice costs and island isolation, contributes to recruitment and retention difficulties for cardiac specialists.

Cost by Procedure Type

Cardiologist Visit can be billed under different CPT codes depending on what's done during the procedure in Hawaii.

CPT 992136 providers

Follow-up, low complexity

$98
Range: $57$143
CPT 992145 providers

Follow-up, moderate complexity

$98
Range: $70$203
CPT 992156 providers

Follow-up, high complexity

$176
Range: $97$351
CPT 992035 providers

New patient, low complexity

$135
Range: $97$218
CPT 992046 providers

New patient, moderate complexity

$136
Range: $85$322
CPT 992055 providers

New patient, high complexity

$98
Range: $80$370

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Heart Doctor Costs in Hawaii

What is the average cost of a Heart Doctor visit in Hawaii without insurance?

Heart Doctor visits in Hawaii cost between $70 and $203 for uninsured patients, with a median cost of $98 across the state's 5 active providers. New patient consultations typically cost more than follow-up visits, and complex cases requiring extensive evaluation fall toward the higher end of this range. Many providers offer cash-pay discounts that can reduce these costs by 10-30% when patients pay at the time of service.

Does Hawaii Medicaid cover Heart Doctor visits?

Yes, Hawaii's expanded Medicaid program (Med-QUEST) covers Heart Doctor visits for qualifying residents with minimal patient cost-sharing. Coverage typically requires a referral from a primary care physician and the cardiologist must accept Medicaid patients. Hawaii's Medicaid expansion provides cardiac care access for low-income residents, though the limited number of specialists accepting Medicaid may affect appointment availability.

How do I find an affordable Heart Doctor near me in Hawaii?

Compare costs across Hawaii's 5 Heart Doctor providers by checking negotiated rates with your insurance plan, as the same visit can vary by over $130 between different practices. Ask about self-pay discounts if you're uninsured, and consider community health centers that may offer sliding fee scales. Given the state's limited provider network, focus on in-network options to avoid higher out-of-pocket costs.

What is the difference in cost between an initial consultation and a follow-up visit?

New patient Heart Doctor visits in Hawaii range from $85 to $369 depending on complexity, with median costs around $135 for moderate complexity consultations. Established patient follow-up visits cost significantly less, typically ranging from $56 to $350 with median costs around $98. The complexity of your cardiac condition and time spent with the provider determines which category applies to your visit.

Can I use an HSA or FSA to pay for a Heart Doctor visit in Hawaii?

Yes, Heart Doctor visits qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use these tax-advantaged funds to pay deductibles, copays, coinsurance, and out-of-pocket costs for cardiac specialist care. Keep receipts for reimbursement purposes, as both diagnostic consultations and ongoing cardiac care management qualify for HSA/FSA payment.

How does telemedicine affect the cost of seeing a Heart Doctor in Hawaii?

Telemedicine Heart Doctor consultations often cost 20-30% less than in-person visits, making specialist care more accessible across Hawaii's island geography. Most insurance plans cover telehealth cardiology visits at the same rate as office visits, though some may have different copay structures. Virtual consultations work well for follow-up appointments and medication management but may require in-person visits for physical examinations or diagnostic testing.

Click a state to compare costs

Average Visit Cost

$80
$250

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Maine
Range: $114$255
$208
2Iowa
Range: $80$274
$187
3Indiana
Range: $81$226
$159
4Massachusetts
Range: $80$271
$157
5Minnesota
Range: $80$250
$157
6Arkansas
Range: $74$226
$152
7Illinois
Range: $70$226
$150
8Colorado
Range: $64$257
$143
9Georgia
Range: $75$216
$142
10Connecticut
Range: $93$207
$131
11Missouri
Range: $72$198
$127
12Hawaii
Range: $70$203
$124
13District of Columbia
Range: $71$194
$122
14Florida
Range: $67$200
$121
15Michigan
Range: $66$204
$119
16Maryland
Range: $57$194
$116
17Idaho
Range: $90$150
$110
18Kentucky
Range: $79$170
$110
19Kansas
Range: $65$151
$109
20Arizona
Range: $65$154
$100
21Mississippi
Range: $75$133
$99
22Montana
Range: $80$136
$99
23Louisiana
Range: $80$120
$96
24Alabama
Range: $69$128
$92
25Delaware
Range: $80$100
$87
26Alaska
Range: $80$80
$80
Cardiologist Visit in Other States