Cost of a Heart Doctor Visit
in Alabama
Reviewed by Momentary Medical Group West PC
Alabama ranks as the most affordable state in the nation for Heart Doctor visits, with negotiated insurance rates reflecting the state's lower healthcare costs compared to urban centers. Patients typically pay between $69 and $128, with a median out-of-pocket cost of $80 for a standard consultation. With 40 active Heart Doctor providers across Alabama's mix of metropolitan areas and rural counties, patients can browse all available specialists to find the most cost-effective option for their cardiac care needs.
Average
$92
Median
$80
Lowest
$69
Highest
$128
Providers
40
30% below national average
Compare Similar Procedures
How does cardiologist visit compare to related procedures in Alabama?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Family Medicine Visit Standard office visit with a family medicine physician | 99214 | $61 | $80 | $160 | 237 |
| Internal Medicine Visit Standard office visit with an internist | 99214 | $64 | $80 | $160 | 231 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214 — Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 99214 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.
What CPT 99214 covers: the provider's professional fee for cardiologist visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top Rated Cardiologists in Alabama
Dr. Neeraj Mehta, MD
Cardiovascular Disease Physician · Alabaster, AL
Dr. Kenneth Francez, MD
Cardiovascular Disease Physician · Mobile, AL
Dr. Mark Sasse, MD
Cardiovascular Disease Physician · Birmingham, AL
Dr. Darius Aliabadi, MD
Cardiovascular Disease Physician · Dothan, AL
Dr. Pooja Sethi, MD
Cardiovascular Disease Physician · Montgomery, AL
Why Heart Doctor Visit Costs Vary Across Alabama
Alabama's Heart Doctor visit costs run approximately 8% below the national average, reflecting the state's lower cost of living and reduced healthcare infrastructure expenses compared to coastal regions. The concentrated insurance market dominated by BCBS Alabama creates more predictable but potentially less competitive pricing structures.
Urban vs. Rural Provider Availability
Alabama's Heart Doctor providers cluster heavily in Birmingham, Huntsville, and Montgomery, creating access challenges for patients in rural counties who may drive over an hour for specialist care. Rural patients often face higher travel costs but may find lower consultation fees at smaller practices. Telemedicine has partially addressed this geographic disparity, though hands-on cardiac examinations still require in-person visits.
Facility Type and Overhead Costs
Hospital-owned cardiology practices in Alabama, particularly those affiliated with UAB Medicine and Huntsville Hospital, typically charge higher facility fees than independent Heart Doctor offices. Academic medical centers carry additional overhead costs for teaching and research that get reflected in patient bills. Standalone cardiology practices often offer more competitive cash-pay rates and flexible payment arrangements.
Insurance Market Competition in Alabama
Blue Cross Blue Shield of Alabama's market dominance reduces insurer competition, leading to more standardized but potentially higher negotiated rates with Heart Doctor providers. The limited number of insurance options means patients have fewer opportunities to shop for plans with better cardiology coverage. This concentration can result in less aggressive rate negotiations compared to states with more competitive insurance markets.
Physician Supply and Demand in Alabama
With 40 active Heart Doctor providers serving Alabama's 5.2 million residents, the state faces a moderate shortage of cardiologists, particularly in rural areas. This supply constraint can drive up wait times and potentially increase costs in high-demand metropolitan areas. However, lower overall healthcare costs in Alabama help offset some pricing pressure from physician scarcity.
Cost by Procedure Type
Cardiologist Visit can be billed under different CPT codes depending on what's done during the procedure in Alabama.
Follow-up, low complexity
Follow-up, moderate complexity
Follow-up, high complexity
New patient, low complexity
New patient, moderate complexity
New patient, high complexity
Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Heart Doctor Costs in Alabama
What is the average cost of a Heart Doctor visit in Alabama without insurance?
Does Alabama Medicaid cover Heart Doctor visits?
How do I find an affordable Heart Doctor near me in Alabama?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Heart Doctor visit in Alabama?
How does telemedicine affect the cost of seeing a Heart Doctor in Alabama?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 99214)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Maine Range: $114 – $255 | $208 |
| 2 | Iowa Range: $80 – $274 | $187 |
| 3 | Indiana Range: $81 – $226 | $159 |
| 4 | Massachusetts Range: $80 – $271 | $157 |
| 5 | Minnesota Range: $80 – $250 | $157 |
| 6 | Arkansas Range: $74 – $226 | $152 |
| 7 | Illinois Range: $70 – $226 | $150 |
| 8 | Colorado Range: $64 – $257 | $143 |
| 9 | Georgia Range: $75 – $216 | $142 |
| 10 | Connecticut Range: $93 – $207 | $131 |
| 11 | Missouri Range: $72 – $198 | $127 |
| 12 | Hawaii Range: $70 – $203 | $124 |
| 13 | District of Columbia Range: $71 – $194 | $122 |
| 14 | Florida Range: $67 – $200 | $121 |
| 15 | Michigan Range: $66 – $204 | $119 |
| 16 | Maryland Range: $57 – $194 | $116 |
| 17 | Idaho Range: $90 – $150 | $110 |
| 18 | Kentucky Range: $79 – $170 | $110 |
| 19 | Kansas Range: $65 – $151 | $109 |
| 20 | Arizona Range: $65 – $154 | $100 |
| 21 | Mississippi Range: $75 – $133 | $99 |
| 22 | Montana Range: $80 – $136 | $99 |
| 23 | Louisiana Range: $80 – $120 | $96 |
| 24 | Alabama Range: $69 – $128 | $92 |
| 25 | Delaware Range: $80 – $100 | $87 |
| 26 | Alaska Range: $80 – $80 | $80 |