Cost of a Primary Care Doctor (Family Medicine) Visit
in Florida
Reviewed by Momentary Medical Group West PC
Florida's vast network spans from the Panhandle to the Keys, creating diverse healthcare access patterns across 359 active Primary Care Doctor (Family Medicine) providers statewide. Based on negotiated insurance rates, patients typically pay between $54 and $200 for Primary Care Doctor (Family Medicine) visits, with a median out-of-pocket cost of $91. Browse all Primary Care Doctor (Family Medicine) providers in Florida to find the best match for your location and insurance plan.
Average
$115
Median
$91
Lowest
$54
Highest
$200
Providers
359
11% below national average
Compare Similar Procedures
How does family medicine visit compare to related procedures in Florida?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Internal Medicine Visit Standard office visit with an internist | 99214 | $55 | $91 | $207 | 510 |
| Cardiologist Visit Standard office visit with a cardiologist | 99214 | $67 | $96 | $200 | 130 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214 — Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 99214 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.
What CPT 99214 covers: the provider's professional fee for family medicine visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top Rated Family medicine physicians in Florida
Dr. Terrence Delikat, DO
Family Medicine Physician · Bartow, FL
Dr. Mark Galfo, MD
Family Medicine Physician · Titusville, FL
Dr. David Badolato, MD
Family Medicine Physician · Melbourne, FL
Dr. Vincent Laganella, DO
Family Medicine Physician · Riverview, FL
Dr. Kevin Holcombe, MD
Family Medicine Physician · Vero Beach, FL
Why Primary Care Doctor (Family Medicine) Visit Costs Vary Across Florida
Florida's healthcare costs run approximately 2% above the national average, influenced by the state's rapid population growth, high proportion of retirees, and competitive insurance markets dominated by national carriers. The Sunshine State's unique geography stretches healthcare resources across urban corridors, suburban sprawl, and rural agricultural regions.
Urban vs. Rural Provider Availability
Florida's population concentrates along the I-4 corridor from Tampa to Orlando and Southeast Coast from Miami to Palm Beach, creating dense provider networks in metropolitan areas while leaving rural counties underserved. Northern Florida's Panhandle and central agricultural regions often require patients to travel significant distances for specialized family medicine care. This geographic imbalance drives up costs in rural areas where limited competition allows providers to command higher rates.
Facility Type and Overhead Costs
Hospital systems like Orlando Health, Tampa General, Baptist Health, and Jackson Health dominate Florida's major metropolitan markets, operating outpatient family medicine clinics that often charge facility fees alongside professional fees. Independent Primary Care Doctor (Family Medicine) practices face rising real estate costs in desirable coastal markets but typically offer lower total visit costs. The state's large ambulatory surgery center market creates competition that helps moderate some specialty healthcare costs.
Insurance Market Competition in Florida
UnitedHealthcare, Blue Cross Blue Shield of Florida, and Aetna compete across most Florida markets, creating moderate negotiating leverage that keeps Primary Care Doctor (Family Medicine) rates relatively competitive. However, some rural counties have limited insurer participation, reducing competition and allowing higher negotiated rates. The state's decision not to expand Medicaid concentrates uncompensated care costs among safety-net providers, potentially affecting their pricing structures.
Physician Supply and Demand in Florida
Florida's 359 active Primary Care Doctor (Family Medicine) providers serve a population exceeding 22 million residents, creating moderate supply pressure that supports current pricing levels. The state's rapid population growth, driven by retirees and transplants from higher-cost states, increases demand faster than new physicians enter practice. This supply-demand imbalance contributes to longer wait times in popular metropolitan areas and supports providers' ability to maintain competitive rates.
Cost by Procedure Type
Family Medicine Visit can be billed under different CPT codes depending on what's done during the procedure in Florida.
Follow-up, low complexity
Follow-up, moderate complexity
Follow-up, high complexity
New patient, low complexity
New patient, moderate complexity
New patient, high complexity
Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Primary Care Doctor (Family Medicine) Costs in Florida
What is the average cost of a Primary Care Doctor (Family Medicine) visit in Florida without insurance?
Does Florida Medicaid cover Primary Care Doctor (Family Medicine) visits?
How do I find an affordable Primary Care Doctor (Family Medicine) near me in Florida?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Primary Care Doctor (Family Medicine) visit in Florida?
How does telemedicine affect the cost of seeing a Primary Care Doctor (Family Medicine) in Florida?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 99214)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Nebraska Range: $91 – $314 | $215 |
| 2 | New Hampshire Range: $101 – $282 | $198 |
| 3 | Iowa Range: $80 – $314 | $187 |
| 4 | Maine Range: $80 – $255 | $180 |
| 5 | Minnesota Range: $81 – $313 | $162 |
| 6 | Wisconsin Range: $73 – $313 | $161 |
| 7 | California Range: $70 – $250 | $154 |
| 8 | Wyoming Range: $80 – $251 | $152 |
| 9 | Illinois Range: $77 – $226 | $148 |
| 10 | Massachusetts Range: $80 – $271 | $144 |
| 11 | Rhode Island Range: $85 – $200 | $143 |
| 12 | North Dakota Range: $91 – $240 | $141 |
| 13 | Texas Range: $70 – $221 | $139 |
| 14 | New Mexico Range: $80 – $178 | $138 |
| 15 | Vermont Range: $107 – $166 | $138 |
| 16 | Mississippi Range: $67 – $249 | $136 |
| 17 | Michigan Range: $66 – $249 | $134 |
| 18 | South Dakota Range: $77 – $239 | $132 |
| 19 | Hawaii Range: $70 – $239 | $131 |
| 20 | New York Range: $78 – $200 | $131 |
| 21 | Pennsylvania Range: $73 – $228 | $130 |
| 22 | Louisiana Range: $69 – $222 | $130 |
| 23 | Colorado Range: $80 – $210 | $126 |
| 24 | Connecticut Range: $80 – $200 | $124 |
| 25 | Oregon Range: $80 – $204 | $124 |
| 26 | Indiana Range: $80 – $202 | $123 |
| 27 | Ohio Range: $70 – $201 | $122 |
| 28 | Georgia Range: $72 – $188 | $122 |
| 29 | South Carolina Range: $68 – $216 | $121 |
| 30 | Washington Range: $80 – $202 | $121 |
| 31 | North Carolina Range: $66 – $210 | $119 |
| 32 | Nevada Range: $48 – $182 | $118 |
| 33 | Virginia Range: $60 – $191 | $116 |
| 34 | Arkansas Range: $70 – $175 | $116 |
| 35 | West Virginia Range: $80 – $133 | $115 |
| 36 | Florida Range: $54 – $200 | $115 |
| 37 | Idaho Range: $75 – $179 | $115 |
| 38 | New Jersey Range: $53 – $188 | $113 |
| 39 | Missouri Range: $67 – $148 | $113 |
| 40 | Kansas Range: $76 – $158 | $113 |
| 41 | Maryland Range: $49 – $194 | $112 |
| 42 | District of Columbia Range: $53 – $199 | $112 |
| 43 | Kentucky Range: $80 – $170 | $110 |
| 44 | Utah Range: $60 – $180 | $110 |
| 45 | Tennessee Range: $70 – $168 | $109 |
| 46 | Oklahoma Range: $70 – $158 | $104 |
| 47 | Arizona Range: $63 – $168 | $104 |
| 48 | Alabama Range: $61 – $160 | $100 |
| 49 | Delaware Range: $58 – $123 | $91 |
| 50 | Alaska Range: $80 – $80 | $80 |
| 51 | Montana Range: $80 – $80 | $80 |