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Texas

Cost of a Primary Care Doctor (Family Medicine) Visit
in Texas

Reviewed by Momentary Medical Group West PC

Texas leads the nation with over 7,000 federally qualified health center sites serving medically underserved communities across its 254 counties. When seeking a Primary Care Doctor (Family Medicine) in the Lone Star State, patients typically pay between $70 and $221, with a median out-of-pocket cost of $126 for established patient visits. Texas maintains 1,214 active Primary Care Doctor (Family Medicine) providers statewide, giving patients access to browse providers from the Panhandle Plains to the Rio Grande Valley.

Average

$139

Median

$126

Lowest

$70

Highest

$221

Providers

1,214

National avg: $129Texas: $139

8% above national average

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for family medicine visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Family medicine physicians in Texas

Why Primary Care Doctor (Family Medicine) Visit Costs Vary Across Texas

Texas Primary Care Doctor (Family Medicine) costs run approximately 4% below the national average, reflecting the state's lower overall cost of living and competitive healthcare marketplace. The Lone Star State's massive geographic footprint creates dramatic variations in healthcare costs, from expensive urban centers like Austin and Dallas to more affordable rural counties across East Texas and the Panhandle Plains.

Urban vs. Rural Provider Availability

Texas's 254 counties create stark disparities in Primary Care Doctor (Family Medicine) access, with metropolitan areas like Houston and San Antonio offering abundant provider choices while rural counties in West Texas may have only one or two family medicine practices serving thousands of square miles. Rural providers often charge lower rates due to reduced overhead costs, but patients may face longer travel distances and limited appointment availability compared to urban counterparts.

Facility Type and Overhead Costs

Hospital-affiliated Primary Care Doctor (Family Medicine) clinics in Texas, particularly those connected to major systems like Houston Methodist, Baylor Scott & White, or UT Health, typically charge higher rates than independent family practices due to institutional overhead and facility fees. Independent family medicine practices throughout Texas often provide more competitive pricing and greater flexibility in payment arrangements, especially for self-pay patients.

Insurance Market Competition in Texas

Texas maintains a relatively competitive insurance market with UnitedHealthCare, Blue Cross Blue Shield of Texas, Aetna, and Cigna all holding significant market share across different regions, creating downward pressure on negotiated rates for Primary Care Doctor (Family Medicine) services. The state's large population and multiple metropolitan markets give insurers substantial negotiating power with provider networks, generally resulting in more favorable rates compared to smaller or less competitive state markets.

Physician Supply and Demand in Texas

With 1,214 active Primary Care Doctor (Family Medicine) providers serving a population exceeding 30 million, Texas maintains adequate overall physician supply in metropolitan areas while facing shortages in rural regions. This supply-demand imbalance creates higher costs and longer wait times in underserved rural areas, while urban markets benefit from competitive pricing due to provider abundance and established medical education programs producing new family medicine physicians annually.

Cost by Procedure Type

Family Medicine Visit can be billed under different CPT codes depending on what's done during the procedure in Texas.

CPT 992131,192 providers

Follow-up, low complexity

$90
Range: $59$150
CPT 992141,214 providers

Follow-up, moderate complexity

$126
Range: $70$221
CPT 99215973 providers

Follow-up, high complexity

$162
Range: $80$298
CPT 992031,094 providers

New patient, low complexity

$129
Range: $70$221
CPT 992041,059 providers

New patient, moderate complexity

$167
Range: $75$337
CPT 99205946 providers

New patient, high complexity

$215
Range: $80$425

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Primary Care Doctor (Family Medicine) Costs in Texas

What is the average cost of a Primary Care Doctor (Family Medicine) visit in Texas without insurance?

Uninsured patients in Texas typically pay between $70 and $221 for Primary Care Doctor (Family Medicine) visits, with a median cost of $126 for established patient visits. New patient visits generally cost more, ranging from $129 to $215 at the median level depending on visit complexity. Many providers offer cash-pay discounts that can reduce these costs by 20-40% for patients who pay at the time of service.

Does Texas Medicaid cover Primary Care Doctor (Family Medicine) visits?

Texas has not expanded Medicaid, limiting eligibility primarily to pregnant women, children, elderly individuals, and disabled adults, with most non-disabled adults unable to qualify regardless of income level. For eligible patients, Texas Medicaid does cover Primary Care Doctor (Family Medicine) visits with minimal or no copays, though finding providers who accept Medicaid can be challenging in some areas. Uninsured adults often rely on federally qualified health centers that offer sliding-scale fees based on income.

How do I find an affordable Primary Care Doctor (Family Medicine) near me in Texas?

Compare costs across multiple providers since prices can vary significantly even within the same city, with independent practices often charging less than hospital-affiliated clinics. Look for federally qualified health centers throughout Texas that offer sliding-scale fees based on income, and ask about cash-pay discounts at private practices. Many family medicine physicians also offer direct-primary-care arrangements with monthly membership fees that can be cost-effective for patients needing regular care.

What is the difference in cost between an initial consultation and a follow-up visit?

New patient visits with a Primary Care Doctor (Family Medicine) in Texas cost more than established patient visits, with median costs of $129-$215 for new patients versus $90-$162 for follow-up visits depending on visit complexity. Initial consultations typically take longer and involve comprehensive health history review and physical examination, justifying the higher cost. The specific price difference depends on the complexity level of care needed, with simple follow-ups for stable conditions costing significantly less than comprehensive new patient evaluations.

Can I use an HSA or FSA to pay for a Primary Care Doctor (Family Medicine) visit in Texas?

Yes, both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can be used to pay for Primary Care Doctor (Family Medicine) visits as they qualify as eligible medical expenses under IRS guidelines. This includes copays, deductibles, and coinsurance for covered visits, as well as the full cost of visits for patients with high-deductible health plans. Using pre-tax dollars from these accounts effectively reduces your out-of-pocket cost by your marginal tax rate.

How does telemedicine affect the cost of seeing a Primary Care Doctor (Family Medicine) in Texas?

Telemedicine visits with Primary Care Doctor (Family Medicine) providers in Texas typically cost 20-30% less than in-person visits, making them an attractive option for routine follow-ups and minor acute conditions. Most major insurance plans now cover telehealth visits at the same rate as in-person visits, though some may have different copay structures. Texas has favorable telehealth regulations that allow established patients to receive care remotely, expanding access particularly for patients in rural areas with limited local provider options.

Click a state to compare costs

Average Visit Cost

$80
$215

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Nebraska
Range: $91$314
$215
2New Hampshire
Range: $101$282
$198
3Iowa
Range: $80$314
$187
4Maine
Range: $80$255
$180
5Minnesota
Range: $81$313
$162
6Wisconsin
Range: $73$313
$161
7California
Range: $70$250
$154
8Wyoming
Range: $80$251
$152
9Illinois
Range: $77$226
$148
10Massachusetts
Range: $80$271
$144
11Rhode Island
Range: $85$200
$143
12North Dakota
Range: $91$240
$141
13Texas
Range: $70$221
$139
14New Mexico
Range: $80$178
$138
15Vermont
Range: $107$166
$138
16Mississippi
Range: $67$249
$136
17Michigan
Range: $66$249
$134
18South Dakota
Range: $77$239
$132
19Hawaii
Range: $70$239
$131
20New York
Range: $78$200
$131
21Pennsylvania
Range: $73$228
$130
22Louisiana
Range: $69$222
$130
23Colorado
Range: $80$210
$126
24Connecticut
Range: $80$200
$124
25Oregon
Range: $80$204
$124
26Indiana
Range: $80$202
$123
27Ohio
Range: $70$201
$122
28Georgia
Range: $72$188
$122
29South Carolina
Range: $68$216
$121
30Washington
Range: $80$202
$121
31North Carolina
Range: $66$210
$119
32Nevada
Range: $48$182
$118
33Virginia
Range: $60$191
$116
34Arkansas
Range: $70$175
$116
35West Virginia
Range: $80$133
$115
36Florida
Range: $54$200
$115
37Idaho
Range: $75$179
$115
38New Jersey
Range: $53$188
$113
39Missouri
Range: $67$148
$113
40Kansas
Range: $76$158
$113
41Maryland
Range: $49$194
$112
42District of Columbia
Range: $53$199
$112
43Kentucky
Range: $80$170
$110
44Utah
Range: $60$180
$110
45Tennessee
Range: $70$168
$109
46Oklahoma
Range: $70$158
$104
47Arizona
Range: $63$168
$104
48Alabama
Range: $61$160
$100
49Delaware
Range: $58$123
$91
50Alaska
Range: $80$80
$80
51Montana
Range: $80$80
$80
Family Medicine Visit in Other States