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Colorado

Cost of a Primary Care Doctor (Family Medicine) Visit
in Colorado

Reviewed by Momentary Medical Group West PC

Colorado's high-altitude environment and active outdoor lifestyle contribute to unique healthcare patterns, with the state maintaining Primary Care Doctor (Family Medicine) visit costs approximately 7% above the national average. Patients typically pay between $80 and $210, with a median out-of-pocket cost of $89 for established patient visits. Colorado has 98 active Primary Care Doctor (Family Medicine) providers, offering patients multiple options to browse all providers in Colorado.

Average

$126

Median

$89

Lowest

$80

Highest

$210

Providers

98

National avg: $129Colorado: $126

2% below national average

Compare Similar Procedures

How does family medicine visit compare to related procedures in Colorado?

ProcedureCPTLowMedianHighProviders
Internal Medicine Visit

Standard office visit with an internist

99214$80$90$20389
Cardiologist Visit

Standard office visit with a cardiologist

99214$64$108$25725

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for family medicine visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Family medicine physicians in Colorado

Why Primary Care Doctor (Family Medicine) Visit Costs Vary Across Colorado

Colorado's healthcare costs run approximately 7% above the national average, driven by the state's desirable location attracting high-income residents and the challenges of providing care across vast rural territories. The Front Range corridor's rapid population growth has created provider shortages in some specialties while concentrating resources in metro areas.

Urban vs. Rural Provider Availability

The Denver-Boulder metropolitan area contains the majority of Colorado's Primary Care Doctor (Family Medicine) providers, creating stark access differences for residents in the Western Slope or Eastern Plains regions. Rural counties often rely on federally qualified health centers or traveling physicians, which can affect both availability and pricing structures. Mountain resort communities face unique challenges with seasonal population swings affecting provider capacity and costs.

Facility Type and Overhead Costs

Hospital-owned practices, particularly those affiliated with Presbyterian/St. Joseph Health System or UCHealth, typically charge facility fees that can double the total visit cost compared to independent physicians. Colorado's certificate of need laws for hospitals create less competition in rural areas, potentially affecting pricing at hospital-employed family medicine clinics. Independent practices often offer more transparent, lower-cost options but may have limited after-hours availability.

Insurance Market Competition in Colorado

UnitedHealthcare, Anthem, and Kaiser Permanente compete actively across Colorado's Front Range, creating favorable negotiated rates for patients in metro areas. Rural regions often have fewer insurer options, with some counties served by only one or two carriers, reducing competition that typically drives down costs. The state's robust individual insurance marketplace through Connect for Health Colorado provides additional competitive pressure on pricing.

Physician Supply and Demand in Colorado

With 98 active Primary Care Doctor (Family Medicine) providers serving Colorado's 5.8 million residents, the state faces mild physician shortages, particularly in rural areas where recruitment challenges persist. This supply constraint contributes to higher costs and longer wait times in underserved regions compared to the Denver metro area. The University of Colorado School of Medicine helps address shortages through residency programs, though many graduates leave for higher-paying markets.

Cost by Procedure Type

Family Medicine Visit can be billed under different CPT codes depending on what's done during the procedure in Colorado.

CPT 99213103 providers

Follow-up, low complexity

$81
Range: $55$143
CPT 9921498 providers

Follow-up, moderate complexity

$89
Range: $80$210
CPT 9921583 providers

Follow-up, high complexity

$126
Range: $80$333
CPT 9920394 providers

New patient, low complexity

$90
Range: $80$219
CPT 9920490 providers

New patient, moderate complexity

$123
Range: $80$332
CPT 9920585 providers

New patient, high complexity

$191
Range: $80$454

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Primary Care Doctor (Family Medicine) Costs in Colorado

What is the average cost of a Primary Care Doctor (Family Medicine) visit in Colorado without insurance?

Without insurance, Primary Care Doctor (Family Medicine) visits in Colorado range from $80 to $210, with a median cost of $89 for established patients. New patient visits typically cost more, with moderate complexity appointments averaging $123. Many providers offer self-pay discounts of 10-30% for patients paying at the time of service.

Does Colorado Medicaid cover Primary Care Doctor (Family Medicine) visits?

Yes, Colorado expanded Medicaid in 2014, and Health First Colorado covers Primary Care Doctor (Family Medicine) visits for eligible residents earning up to 138% of federal poverty level. Coverage includes preventive care, routine visits, and sick visits with minimal or no copays. Over 400,000 Coloradans receive coverage through the expanded Medicaid program.

How do I find an affordable Primary Care Doctor (Family Medicine) near me in Colorado?

Compare costs across different practice types, as independent physicians typically charge less than hospital-employed doctors who may add facility fees. Look into federally qualified health centers, which offer sliding scale fees based on income. Many Colorado practices provide cash-pay discounts, and telehealth options can reduce costs while maintaining quality care.

What is the difference in cost between an initial consultation and a follow-up visit?

New patient visits cost significantly more than established patient appointments in Colorado. Initial consultations range from $90 for low complexity to $191 for high complexity cases, while follow-up visits for established patients range from $81 to $126. The complexity of your medical issues and time spent with the physician determines the final cost within these ranges.

Can I use an HSA or FSA to pay for a Primary Care Doctor (Family Medicine) visit in Colorado?

Yes, both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can cover Primary Care Doctor (Family Medicine) visits as qualified medical expenses. This includes copays, deductibles, and full payment for visits if you haven't met your deductible. Keep receipts for tax purposes and HSA record-keeping requirements.

How does telemedicine affect the cost of seeing a Primary Care Doctor (Family Medicine) in Colorado?

Telemedicine visits typically cost 20-40% less than in-person appointments and became widely accepted in Colorado during the COVID-19 pandemic. Many insurers now cover telehealth visits at the same rate as office visits for established patients. Colorado's rural areas particularly benefit from telehealth access, reducing travel costs and time while maintaining quality primary care.

Click a state to compare costs

Average Visit Cost

$80
$215

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Nebraska
Range: $91$314
$215
2New Hampshire
Range: $101$282
$198
3Iowa
Range: $80$314
$187
4Maine
Range: $80$255
$180
5Minnesota
Range: $81$313
$162
6Wisconsin
Range: $73$313
$161
7California
Range: $70$250
$154
8Wyoming
Range: $80$251
$152
9Illinois
Range: $77$226
$148
10Massachusetts
Range: $80$271
$144
11Rhode Island
Range: $85$200
$143
12North Dakota
Range: $91$240
$141
13Texas
Range: $70$221
$139
14New Mexico
Range: $80$178
$138
15Vermont
Range: $107$166
$138
16Mississippi
Range: $67$249
$136
17Michigan
Range: $66$249
$134
18South Dakota
Range: $77$239
$132
19Hawaii
Range: $70$239
$131
20New York
Range: $78$200
$131
21Pennsylvania
Range: $73$228
$130
22Louisiana
Range: $69$222
$130
23Colorado
Range: $80$210
$126
24Connecticut
Range: $80$200
$124
25Oregon
Range: $80$204
$124
26Indiana
Range: $80$202
$123
27Ohio
Range: $70$201
$122
28Georgia
Range: $72$188
$122
29South Carolina
Range: $68$216
$121
30Washington
Range: $80$202
$121
31North Carolina
Range: $66$210
$119
32Nevada
Range: $48$182
$118
33Virginia
Range: $60$191
$116
34Arkansas
Range: $70$175
$116
35West Virginia
Range: $80$133
$115
36Florida
Range: $54$200
$115
37Idaho
Range: $75$179
$115
38New Jersey
Range: $53$188
$113
39Missouri
Range: $67$148
$113
40Kansas
Range: $76$158
$113
41Maryland
Range: $49$194
$112
42District of Columbia
Range: $53$199
$112
43Kentucky
Range: $80$170
$110
44Utah
Range: $60$180
$110
45Tennessee
Range: $70$168
$109
46Oklahoma
Range: $70$158
$104
47Arizona
Range: $63$168
$104
48Alabama
Range: $61$160
$100
49Delaware
Range: $58$123
$91
50Alaska
Range: $80$80
$80
51Montana
Range: $80$80
$80
Family Medicine Visit in Other States