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North Dakota

Cost of a Primary Care Doctor (Family Medicine) Visit
in North Dakota

Reviewed by Momentary Medical Group West PC

North Dakota's Medicaid expansion has improved access for low-income residents, yet the state maintains only 33 active Primary Care Doctor (Family Medicine) providers serving its entire population. Patients typically pay between $91 and $240 for specialist visits, with a median out-of-pocket cost of $91 according to insurance company negotiated rates. You can browse all Primary Care Doctor (Family Medicine) providers across North Dakota to find the most affordable options in your area.

Average

$141

Median

$91

Lowest

$91

Highest

$240

Providers

33

National avg: $129North Dakota: $141

9% above national average

Compare Similar Procedures

How does family medicine visit compare to related procedures in North Dakota?

ProcedureCPTLowMedianHighProviders
Internal Medicine Visit

Standard office visit with an internist

99214$80$91$18839

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for family medicine visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Family medicine physicians in North Dakota

Why Primary Care Doctor (Family Medicine) Visit Costs Vary Across North Dakota

North Dakota's healthcare costs run approximately 4% above the national average, reflecting the state's rural geography and limited provider competition in many counties. The concentration of specialists in Fargo, Bismarck, and Grand Forks creates cost disparities between urban and rural areas.

Urban vs. Rural Provider Availability

Most of North Dakota's 33 Primary Care Doctor (Family Medicine) providers practice in the Fargo-Moorhead metropolitan area and along the I-94 corridor, leaving many rural counties underserved. Patients in western counties may travel over 100 miles to reach specialized family medicine care, often resulting in higher total care costs due to transportation and time off work.

Facility Type and Overhead Costs

Sanford Health and Essentia Health dominate North Dakota's healthcare landscape, operating most hospital-based outpatient clinics where Primary Care Doctor (Family Medicine) services are provided. These health system-owned facilities typically charge higher rates than independent practices due to facility fees and higher overhead costs associated with hospital infrastructure.

Insurance Market Competition in North Dakota

Blue Cross Blue Shield of North Dakota maintains the largest market share, followed by Sanford Health Plan and UnitedHealthcare, creating limited insurer competition that can affect negotiated rates. This concentrated market structure means most Primary Care Doctor (Family Medicine) providers accept similar reimbursement rates across different insurance plans, contributing to the state's consistent median pricing of $91.

Physician Supply and Demand in North Dakota

With only 33 active Primary Care Doctor (Family Medicine) providers serving the entire state, North Dakota faces a significant physician shortage relative to its geographic size and aging population. This supply constraint can lead to longer wait times and potentially higher prices, though the state's smaller population helps maintain reasonable access in metropolitan areas like Fargo and Bismarck.

Cost by Procedure Type

Family Medicine Visit can be billed under different CPT codes depending on what's done during the procedure in North Dakota.

CPT 9921333 providers

Follow-up, low complexity

$91
Range: $91$161
CPT 9921433 providers

Follow-up, moderate complexity

$91
Range: $91$240
CPT 9921533 providers

Follow-up, high complexity

$91
Range: $81$362
CPT 9920333 providers

New patient, low complexity

$91
Range: $81$243
CPT 9920433 providers

New patient, moderate complexity

$91
Range: $91$343
CPT 9920533 providers

New patient, high complexity

$91
Range: $91$474

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Primary Care Doctor (Family Medicine) Costs in North Dakota

What is the average cost of a Primary Care Doctor (Family Medicine) visit in North Dakota without insurance?

Uninsured patients in North Dakota typically pay between $91 and $240 for Primary Care Doctor (Family Medicine) visits, with a median cost of $91. Many providers offer cash-pay discounts of 20-40% for patients who pay at the time of service. Community health centers and independent practices often provide more affordable options than hospital-owned clinics for self-pay patients.

Does North Dakota Medicaid cover Primary Care Doctor (Family Medicine) visits?

Yes, North Dakota expanded Medicaid and covers Primary Care Doctor (Family Medicine) visits for eligible adults earning up to 138% of the federal poverty level. Most family medicine services are covered with minimal or no copayment for Medicaid recipients. However, patients should verify that their chosen provider accepts North Dakota Medicaid before scheduling appointments.

How do I find an affordable Primary Care Doctor (Family Medicine) near me in North Dakota?

Compare costs across different facility types, as independent practices often charge less than hospital-owned clinics in North Dakota. Ask about cash-pay discounts, sliding-scale fees, and payment plans when calling providers directly. Community health centers in cities like Fargo and Bismarck typically offer the most affordable options for uninsured or underinsured patients.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial consultations with a Primary Care Doctor (Family Medicine) in North Dakota range from $81 to $243 depending on complexity, while established patient follow-up visits cost between $81 and $240. New patient visits often involve more comprehensive evaluation and documentation, which can result in slightly higher fees. However, the median cost remains consistent at $91 for both new and established patient visits in North Dakota.

Can I use an HSA or FSA to pay for a Primary Care Doctor (Family Medicine) visit in North Dakota?

Yes, Primary Care Doctor (Family Medicine) visits qualify as eligible medical expenses for both Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). You can use these tax-advantaged accounts to pay for copays, deductibles, and the full cost of visits if you haven't met your insurance deductible. Keep receipts for all medical expenses paid with HSA or FSA funds for tax documentation.

How does telemedicine affect the cost of seeing a Primary Care Doctor (Family Medicine) in North Dakota?

Telemedicine visits with Primary Care Doctor (Family Medicine) providers typically cost 20-30% less than in-person appointments in North Dakota. Many insurance plans, including North Dakota Medicaid, cover telehealth visits at the same rate as office visits, making virtual care an affordable option for routine follow-ups. Telemedicine is particularly valuable for North Dakota's rural residents who face long travel distances to reach specialists.

Click a state to compare costs

Average Visit Cost

$80
$215

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Nebraska
Range: $91$314
$215
2New Hampshire
Range: $101$282
$198
3Iowa
Range: $80$314
$187
4Maine
Range: $80$255
$180
5Minnesota
Range: $81$313
$162
6Wisconsin
Range: $73$313
$161
7California
Range: $70$250
$154
8Wyoming
Range: $80$251
$152
9Illinois
Range: $77$226
$148
10Massachusetts
Range: $80$271
$144
11Rhode Island
Range: $85$200
$143
12North Dakota
Range: $91$240
$141
13Texas
Range: $70$221
$139
14New Mexico
Range: $80$178
$138
15Vermont
Range: $107$166
$138
16Mississippi
Range: $67$249
$136
17Michigan
Range: $66$249
$134
18South Dakota
Range: $77$239
$132
19Hawaii
Range: $70$239
$131
20New York
Range: $78$200
$131
21Pennsylvania
Range: $73$228
$130
22Louisiana
Range: $69$222
$130
23Colorado
Range: $80$210
$126
24Connecticut
Range: $80$200
$124
25Oregon
Range: $80$204
$124
26Indiana
Range: $80$202
$123
27Ohio
Range: $70$201
$122
28Georgia
Range: $72$188
$122
29South Carolina
Range: $68$216
$121
30Washington
Range: $80$202
$121
31North Carolina
Range: $66$210
$119
32Nevada
Range: $48$182
$118
33Virginia
Range: $60$191
$116
34Arkansas
Range: $70$175
$116
35West Virginia
Range: $80$133
$115
36Florida
Range: $54$200
$115
37Idaho
Range: $75$179
$115
38New Jersey
Range: $53$188
$113
39Missouri
Range: $67$148
$113
40Kansas
Range: $76$158
$113
41Maryland
Range: $49$194
$112
42District of Columbia
Range: $53$199
$112
43Kentucky
Range: $80$170
$110
44Utah
Range: $60$180
$110
45Tennessee
Range: $70$168
$109
46Oklahoma
Range: $70$158
$104
47Arizona
Range: $63$168
$104
48Alabama
Range: $61$160
$100
49Delaware
Range: $58$123
$91
50Alaska
Range: $80$80
$80
51Montana
Range: $80$80
$80
Family Medicine Visit in Other States