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Vermont

Cost of a Primary Care Doctor (Family Medicine) Visit
in Vermont

Reviewed by Momentary Medical Group West PC

Vermont's rural geography concentrates healthcare delivery within a few regional hubs, leaving many residents traveling significant distances for specialty care despite the state's Medicaid expansion coverage. Primary Care Doctor (Family Medicine) visits in Vermont typically cost patients between $107 and $166, with a median out-of-pocket cost of $140 according to insurer negotiated rate data. With just 33 active Primary Care Doctor (Family Medicine) providers serving the entire state, patients benefit from comparing costs and checking insurance coverage before scheduling appointments.

Average

$138

Median

$140

Lowest

$107

Highest

$166

Providers

33

National avg: $129Vermont: $138

7% above national average

Compare Similar Procedures

How does family medicine visit compare to related procedures in Vermont?

ProcedureCPTLowMedianHighProviders
Internal Medicine Visit

Standard office visit with an internist

99214$73$157$24324

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for family medicine visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Family medicine physicians in Vermont

Why Primary Care Doctor (Family Medicine) Visit Costs Vary Across Vermont

Vermont's healthcare costs run approximately 15% above national averages despite serving a predominantly rural population, reflecting the state's limited provider supply and high practice overhead costs. The concentration of specialty care around Burlington creates access challenges for residents in remote counties, often requiring travel times exceeding 90 minutes for specialist appointments.

Urban vs. Rural Provider Availability

Burlington's Chittenden County contains nearly half of Vermont's Primary Care Doctor (Family Medicine) providers, while rural counties like Essex and Grand Isle have limited or no local specialists. This geographic disparity forces rural patients to travel to regional centers, often increasing total visit costs when factoring in transportation and time off work.

Facility Type and Overhead Costs

Hospital-owned practices affiliated with systems like UVM Medical Center or Southwestern Vermont Medical Center typically charge higher rates due to facility fees and administrative overhead. Independent Primary Care Doctor (Family Medicine) practices maintain lower operating costs but face challenges competing with hospital systems for insurance contracts and referral relationships.

Insurance Market Competition in Vermont

BCBS Vermont and MVP Health Care dominate the state's insurance market, limiting competitive pressure on negotiated rates with Primary Care Doctor (Family Medicine) providers. This concentrated market structure allows insurers to maintain stronger negotiating positions, though Vermont's regulatory environment provides some consumer protections against excessive rate increases.

Physician Supply and Demand in Vermont

With only 33 active Primary Care Doctor (Family Medicine) providers serving Vermont's 645,000 residents, the state faces a moderate specialist shortage that contributes to longer wait times and higher costs. Rural practice challenges including lower reimbursement rates, limited support staff, and professional isolation make physician recruitment difficult outside major population centers.

Cost by Procedure Type

Family Medicine Visit can be billed under different CPT codes depending on what's done during the procedure in Vermont.

CPT 9921345 providers

Follow-up, low complexity

$82
Range: $80$140
CPT 9921433 providers

Follow-up, moderate complexity

$140
Range: $107$166
CPT 9921533 providers

Follow-up, high complexity

$161
Range: $138$222
CPT 9920334 providers

New patient, low complexity

$140
Range: $84$166
CPT 9920434 providers

New patient, moderate complexity

$150
Range: $126$252
CPT 9920533 providers

New patient, high complexity

$198
Range: $140$315

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Primary Care Doctor (Family Medicine) Costs in Vermont

What is the average cost of a Primary Care Doctor (Family Medicine) visit in Vermont without insurance?

Primary Care Doctor (Family Medicine) visits in Vermont cost between $107 and $166 for uninsured patients, with a median cost of $140. New patient appointments typically cost more than follow-up visits, and hospital-affiliated practices often charge higher rates than independent clinics. Many providers offer cash-pay discounts of 15-25% for patients paying at the time of service.

Does Vermont Medicaid cover Primary Care Doctor (Family Medicine) visits?

Yes, Vermont's expanded Medicaid program covers Primary Care Doctor (Family Medicine) visits for adults earning up to 138% of federal poverty level. Most visits require minimal copays, typically $3-5, and preventive care visits are covered at 100% with no patient cost-sharing. Medicaid recipients should verify that their chosen provider accepts Vermont Medicaid before scheduling appointments.

How do I find an affordable Primary Care Doctor (Family Medicine) near me in Vermont?

Compare costs across Vermont's 33 active Primary Care Doctor (Family Medicine) providers, focusing on independent practices which often charge less than hospital-affiliated clinics. Consider community health centers like the Bi-State Primary Care Association locations, which offer sliding fee scales based on income. Ask about self-pay discounts and payment plans when calling to schedule appointments.

What is the difference in cost between an initial consultation and a follow-up visit?

New patient visits with a Primary Care Doctor (Family Medicine) in Vermont cost $140-166 (median $140-198 depending on complexity), while established patient follow-ups range from $81-165 (median $81-140). The cost difference reflects the additional time and documentation required for initial evaluations, comprehensive health histories, and establishing treatment plans for new patients.

Can I use an HSA or FSA to pay for a Primary Care Doctor (Family Medicine) visit in Vermont?

Yes, Primary Care Doctor (Family Medicine) visits qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use these pre-tax dollars to pay for copays, deductibles, and the full cost of visits if you're uninsured. Keep receipts and documentation for tax purposes and FSA reimbursement claims.

How does telemedicine affect the cost of seeing a Primary Care Doctor (Family Medicine) in Vermont?

Telehealth visits with Primary Care Doctor (Family Medicine) providers in Vermont typically cost 15-30% less than in-person appointments, with many insurers covering virtual visits at the same rate as office visits. Vermont expanded telehealth coverage during the pandemic, and many practices now offer hybrid care models. However, some initial consultations and complex conditions still require in-person evaluation.

Click a state to compare costs

Average Visit Cost

$80
$215

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Nebraska
Range: $91$314
$215
2New Hampshire
Range: $101$282
$198
3Iowa
Range: $80$314
$187
4Maine
Range: $80$255
$180
5Minnesota
Range: $81$313
$162
6Wisconsin
Range: $73$313
$161
7California
Range: $70$250
$154
8Wyoming
Range: $80$251
$152
9Illinois
Range: $77$226
$148
10Massachusetts
Range: $80$271
$144
11Rhode Island
Range: $85$200
$143
12North Dakota
Range: $91$240
$141
13Texas
Range: $70$221
$139
14New Mexico
Range: $80$178
$138
15Vermont
Range: $107$166
$138
16Mississippi
Range: $67$249
$136
17Michigan
Range: $66$249
$134
18South Dakota
Range: $77$239
$132
19Hawaii
Range: $70$239
$131
20New York
Range: $78$200
$131
21Pennsylvania
Range: $73$228
$130
22Louisiana
Range: $69$222
$130
23Colorado
Range: $80$210
$126
24Connecticut
Range: $80$200
$124
25Oregon
Range: $80$204
$124
26Indiana
Range: $80$202
$123
27Ohio
Range: $70$201
$122
28Georgia
Range: $72$188
$122
29South Carolina
Range: $68$216
$121
30Washington
Range: $80$202
$121
31North Carolina
Range: $66$210
$119
32Nevada
Range: $48$182
$118
33Virginia
Range: $60$191
$116
34Arkansas
Range: $70$175
$116
35West Virginia
Range: $80$133
$115
36Florida
Range: $54$200
$115
37Idaho
Range: $75$179
$115
38New Jersey
Range: $53$188
$113
39Missouri
Range: $67$148
$113
40Kansas
Range: $76$158
$113
41Maryland
Range: $49$194
$112
42District of Columbia
Range: $53$199
$112
43Kentucky
Range: $80$170
$110
44Utah
Range: $60$180
$110
45Tennessee
Range: $70$168
$109
46Oklahoma
Range: $70$158
$104
47Arizona
Range: $63$168
$104
48Alabama
Range: $61$160
$100
49Delaware
Range: $58$123
$91
50Alaska
Range: $80$80
$80
51Montana
Range: $80$80
$80
Family Medicine Visit in Other States