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Virginia

Cost of a Primary Care Doctor (Family Medicine) Visit
in Virginia

Reviewed by Momentary Medical Group West PC

Virginia's healthcare market operates under Medicaid expansion while serving patients across diverse geographic regions from urban Northern Virginia to rural Appalachian counties. Primary Care Doctor (Family Medicine) visits typically cost patients between $60 and $191, with a median out-of-pocket cost of $98 based on insurer negotiated rates. With 264 active Primary Care Doctor (Family Medicine) providers statewide, patients can browse all available providers to find care that fits their budget and location needs.

Average

$116

Median

$98

Lowest

$60

Highest

$191

Providers

264

National avg: $129Virginia: $116

10% below national average

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 99214 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.

What CPT 99214 covers: the provider's professional fee for family medicine visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Top Rated Family medicine physicians in Virginia

Why Primary Care Doctor (Family Medicine) Visit Costs Vary Across Virginia

Virginia's healthcare costs run approximately 3% above national averages, influenced by the state's mix of high-income Northern Virginia suburbs and lower-cost rural regions extending into Appalachian counties. This geographic diversity creates significant cost variations within the state, with urban areas commanding premium pricing while rural regions struggle with provider shortages affecting access and competition.

Urban vs. Rural Provider Availability

Northern Virginia's proximity to Washington DC creates a concentrated, high-cost market with numerous specialists and hospital systems, while rural Southwest Virginia and the Shenandoah Valley face provider shortages that limit patient choice. The Hampton Roads region around Norfolk and Virginia Beach maintains moderate pricing due to military healthcare facilities and regional competition, while Richmond benefits from academic medical centers balancing costs through resident physicians and community programs.

Facility Type and Overhead Costs

Hospital-owned practices affiliated with systems like VCU Health, UVA Health, and Sentara typically charge facility fees that increase total visit costs compared to independent family medicine offices. Virginia's growing number of urgent care centers and retail clinics provides lower-cost alternatives for routine family medicine needs, particularly in suburban areas where real estate and staffing costs remain manageable.

Insurance Market Competition in Virginia

Anthem Blue Cross Blue Shield dominates Virginia's individual market while competing with Optima Health and UnitedHealthcare in employer-sponsored coverage, creating moderate negotiated rate competition. Rural areas often have limited insurer choices, reducing competitive pressure on provider reimbursement rates, while Northern Virginia's federal employee concentration brings additional insurers and pricing transparency through government contracting requirements.

Physician Supply and Demand in Virginia

Virginia's 264 active Primary Care Doctor (Family Medicine) providers create adequate coverage in urban areas but leave gaps in rural counties designated as Health Professional Shortage Areas. Strong medical schools at VCU and UVA help train physicians, though many graduates migrate to higher-paying specialties or out-of-state positions, creating ongoing primary care recruitment challenges that support stable to increasing pricing for family medicine services.

Cost by Procedure Type

Family Medicine Visit can be billed under different CPT codes depending on what's done during the procedure in Virginia.

CPT 99213258 providers

Follow-up, low complexity

$84
Range: $39$127
CPT 99214264 providers

Follow-up, moderate complexity

$98
Range: $60$191
CPT 99215228 providers

Follow-up, high complexity

$126
Range: $80$266
CPT 99203255 providers

New patient, low complexity

$98
Range: $57$194
CPT 99204235 providers

New patient, moderate complexity

$141
Range: $81$293
CPT 99205197 providers

New patient, high complexity

$182
Range: $88$373

Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Primary Care Doctor (Family Medicine) Costs in Virginia

What is the average cost of a Primary Care Doctor (Family Medicine) visit in Virginia without insurance?

Without insurance, Primary Care Doctor (Family Medicine) visits in Virginia typically cost between $60 and $191, with a median cost of $98 based on negotiated rates between insurers and providers. The final cost depends on visit complexity, with new patient appointments generally costing more than follow-up visits, and prices varying significantly between urban and rural areas throughout the state.

Does Virginia Medicaid cover Primary Care Doctor (Family Medicine) visits?

Yes, Virginia Medicaid covers Primary Care Doctor (Family Medicine) visits with minimal or no copay for eligible recipients. Virginia expanded Medicaid in 2019, extending coverage to adults earning up to 138% of the federal poverty level, and managed care organizations like Anthem and Optima administer benefits while maintaining networks of participating family medicine providers statewide.

How do I find an affordable Primary Care Doctor (Family Medicine) near me in Virginia?

Compare prices across multiple providers using cost transparency tools, ask about self-pay discounts which can reduce costs by 20-40%, and consider federally qualified health centers that offer sliding fee scales based on income. Community health centers throughout Virginia provide family medicine services at reduced rates, while urgent care centers may offer lower-cost alternatives for non-emergency visits.

What is the difference in cost between an initial consultation and a follow-up visit?

New patient visits typically cost more than established patient appointments, with initial consultations ranging from $98 to $182 in Virginia depending on complexity, while follow-up visits generally cost between $84 and $126. The price difference reflects the additional time required for comprehensive medical history review, physical examination, and care plan development during first-time visits.

Can I use an HSA or FSA to pay for a Primary Care Doctor (Family Medicine) visit in Virginia?

Yes, both Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) cover Primary Care Doctor (Family Medicine) visits as qualified medical expenses. You can use these pre-tax dollars to pay for copays, deductibles, and coinsurance associated with family medicine care, making your out-of-pocket costs more affordable through tax savings.

How does telemedicine affect the cost of seeing a Primary Care Doctor (Family Medicine) in Virginia?

Telemedicine visits often cost 15-30% less than in-person appointments and became widely covered by Virginia insurers during the pandemic, with many maintaining coverage for routine follow-ups and medication management. Virtual consultations work well for prescription refills, test result discussions, and minor illness evaluation, though physical examinations still require office visits for comprehensive care.

Click a state to compare costs

Average Visit Cost

$80
$215

Office visit (CPT 99214)

Compare With Other States

RankStateAverage
1Nebraska
Range: $91$314
$215
2New Hampshire
Range: $101$282
$198
3Iowa
Range: $80$314
$187
4Maine
Range: $80$255
$180
5Minnesota
Range: $81$313
$162
6Wisconsin
Range: $73$313
$161
7California
Range: $70$250
$154
8Wyoming
Range: $80$251
$152
9Illinois
Range: $77$226
$148
10Massachusetts
Range: $80$271
$144
11Rhode Island
Range: $85$200
$143
12North Dakota
Range: $91$240
$141
13Texas
Range: $70$221
$139
14New Mexico
Range: $80$178
$138
15Vermont
Range: $107$166
$138
16Mississippi
Range: $67$249
$136
17Michigan
Range: $66$249
$134
18South Dakota
Range: $77$239
$132
19Hawaii
Range: $70$239
$131
20New York
Range: $78$200
$131
21Pennsylvania
Range: $73$228
$130
22Louisiana
Range: $69$222
$130
23Colorado
Range: $80$210
$126
24Connecticut
Range: $80$200
$124
25Oregon
Range: $80$204
$124
26Indiana
Range: $80$202
$123
27Ohio
Range: $70$201
$122
28Georgia
Range: $72$188
$122
29South Carolina
Range: $68$216
$121
30Washington
Range: $80$202
$121
31North Carolina
Range: $66$210
$119
32Nevada
Range: $48$182
$118
33Virginia
Range: $60$191
$116
34Arkansas
Range: $70$175
$116
35West Virginia
Range: $80$133
$115
36Florida
Range: $54$200
$115
37Idaho
Range: $75$179
$115
38New Jersey
Range: $53$188
$113
39Missouri
Range: $67$148
$113
40Kansas
Range: $76$158
$113
41Maryland
Range: $49$194
$112
42District of Columbia
Range: $53$199
$112
43Kentucky
Range: $80$170
$110
44Utah
Range: $60$180
$110
45Tennessee
Range: $70$168
$109
46Oklahoma
Range: $70$158
$104
47Arizona
Range: $63$168
$104
48Alabama
Range: $61$160
$100
49Delaware
Range: $58$123
$91
50Alaska
Range: $80$80
$80
51Montana
Range: $80$80
$80
Family Medicine Visit in Other States