Cost of a Primary Care Doctor (Family Medicine) Visit
in Minnesota
Reviewed by Momentary Medical Group West PC
Minnesota's robust healthcare infrastructure includes major integrated delivery systems like HealthPartners and Mayo Clinic, creating a competitive market for Primary Care Doctor (Family Medicine) services. Based on negotiated insurance rates, patients typically pay between $81 and $313 for visits, with a median out-of-pocket cost of $91. Minnesota currently has 218 active Primary Care Doctor (Family Medicine) providers serving patients throughout the state.
Average
$162
Median
$91
Lowest
$81
Highest
$313
Providers
218
25% above national average
Compare Similar Procedures
How does family medicine visit compare to related procedures in Minnesota?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| Internal Medicine Visit Standard office visit with an internist | 99214 | $73 | $91 | $313 | 154 |
| Cardiologist Visit Standard office visit with a cardiologist | 99214 | $80 | $141 | $250 | 34 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 99214 — Office/outpatient visit, established patient, moderate complexity). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 99214 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 99214 (Office/outpatient visit, established patient, moderate complexity), as mandated by the CMS Price Transparency Rule.
What CPT 99214 covers: the provider's professional fee for family medicine visit. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top Rated Family medicine physicians in Minnesota
Dr. Jay Schmidt, MD
Family Medicine Physician · Graceville, MN
Dr. Brendon Cullinan, MD
Family Medicine Physician · Montevideo, MN
Dr. Lynn Stottler, MD
Family Medicine Physician · Moose Lake, MN
Dr. Alexander Axelrod, MD
Family Medicine Physician · Edina, MN
Dr. Steve Tekippe, MD
Family Medicine Physician · Moose Lake, MN
Why Primary Care Doctor (Family Medicine) Visit Costs Vary Across Minnesota
Minnesota's healthcare costs run approximately 2% above the national average, reflecting the state's strong economy and well-developed medical infrastructure anchored by systems like Mayo Clinic and the University of Minnesota. The state's mix of urban concentration in the Twin Cities and vast rural areas creates distinct cost and access patterns for Primary Care Doctor (Family Medicine) services.
Urban vs. Rural Provider Availability
The Twin Cities metropolitan area concentrates most of Minnesota's Primary Care Doctor (Family Medicine) providers, while greater Minnesota's rural counties face physician shortages that can drive up costs and extend wait times. Duluth, Rochester, and St. Cloud serve as regional healthcare hubs for surrounding rural communities. Telehealth initiatives help bridge the urban-rural access gap for routine follow-up visits.
Facility Type and Overhead Costs
Large integrated health systems like Allina Health, Fairview, and Essentia Health operate many family medicine clinics throughout Minnesota, often charging facility fees that increase total visit costs. Independent family medicine practices typically offer lower overhead costs but may have less negotiating power with insurers. Academic medical centers associated with the University of Minnesota may charge teaching hospital rates.
Insurance Market Competition in Minnesota
Blue Cross Blue Shield of Minnesota, UnitedHealthcare, and HealthPartners dominate the state's insurance market, creating moderate competition that helps control negotiated rates for Primary Care Doctor (Family Medicine) visits. The state's cooperative healthcare tradition and strong regulatory oversight prevent extreme rate variations. Minnesota's individual insurance market remains relatively stable compared to other states.
Physician Supply and Demand in Minnesota
With 218 active Primary Care Doctor (Family Medicine) providers serving approximately 5.7 million residents, Minnesota maintains adequate physician supply in urban areas while facing shortages in rural regions. This geographic imbalance affects pricing, with rural providers often commanding higher rates due to limited competition. Medical school programs at the University of Minnesota and Mayo Clinic help maintain the physician pipeline.
Cost by Procedure Type
Family Medicine Visit can be billed under different CPT codes depending on what's done during the procedure in Minnesota.
Follow-up, low complexity
Follow-up, moderate complexity
Follow-up, high complexity
New patient, low complexity
New patient, moderate complexity
New patient, high complexity
Costs shown are median negotiated rates. Your actual cost depends on your insurance plan and provider.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Primary Care Doctor (Family Medicine) Costs in Minnesota
What is the average cost of a Primary Care Doctor (Family Medicine) visit in Minnesota without insurance?
Does Minnesota Medicaid cover Primary Care Doctor (Family Medicine) visits?
How do I find an affordable Primary Care Doctor (Family Medicine) near me in Minnesota?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Primary Care Doctor (Family Medicine) visit in Minnesota?
How does telemedicine affect the cost of seeing a Primary Care Doctor (Family Medicine) in Minnesota?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 99214)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Nebraska Range: $91 – $314 | $215 |
| 2 | New Hampshire Range: $101 – $282 | $198 |
| 3 | Iowa Range: $80 – $314 | $187 |
| 4 | Maine Range: $80 – $255 | $180 |
| 5 | Minnesota Range: $81 – $313 | $162 |
| 6 | Wisconsin Range: $73 – $313 | $161 |
| 7 | California Range: $70 – $250 | $154 |
| 8 | Wyoming Range: $80 – $251 | $152 |
| 9 | Illinois Range: $77 – $226 | $148 |
| 10 | Massachusetts Range: $80 – $271 | $144 |
| 11 | Rhode Island Range: $85 – $200 | $143 |
| 12 | North Dakota Range: $91 – $240 | $141 |
| 13 | Texas Range: $70 – $221 | $139 |
| 14 | New Mexico Range: $80 – $178 | $138 |
| 15 | Vermont Range: $107 – $166 | $138 |
| 16 | Mississippi Range: $67 – $249 | $136 |
| 17 | Michigan Range: $66 – $249 | $134 |
| 18 | South Dakota Range: $77 – $239 | $132 |
| 19 | Hawaii Range: $70 – $239 | $131 |
| 20 | New York Range: $78 – $200 | $131 |
| 21 | Pennsylvania Range: $73 – $228 | $130 |
| 22 | Louisiana Range: $69 – $222 | $130 |
| 23 | Colorado Range: $80 – $210 | $126 |
| 24 | Connecticut Range: $80 – $200 | $124 |
| 25 | Oregon Range: $80 – $204 | $124 |
| 26 | Indiana Range: $80 – $202 | $123 |
| 27 | Ohio Range: $70 – $201 | $122 |
| 28 | Georgia Range: $72 – $188 | $122 |
| 29 | South Carolina Range: $68 – $216 | $121 |
| 30 | Washington Range: $80 – $202 | $121 |
| 31 | North Carolina Range: $66 – $210 | $119 |
| 32 | Nevada Range: $48 – $182 | $118 |
| 33 | Virginia Range: $60 – $191 | $116 |
| 34 | Arkansas Range: $70 – $175 | $116 |
| 35 | West Virginia Range: $80 – $133 | $115 |
| 36 | Florida Range: $54 – $200 | $115 |
| 37 | Idaho Range: $75 – $179 | $115 |
| 38 | New Jersey Range: $53 – $188 | $113 |
| 39 | Missouri Range: $67 – $148 | $113 |
| 40 | Kansas Range: $76 – $158 | $113 |
| 41 | Maryland Range: $49 – $194 | $112 |
| 42 | District of Columbia Range: $53 – $199 | $112 |
| 43 | Kentucky Range: $80 – $170 | $110 |
| 44 | Utah Range: $60 – $180 | $110 |
| 45 | Tennessee Range: $70 – $168 | $109 |
| 46 | Oklahoma Range: $70 – $158 | $104 |
| 47 | Arizona Range: $63 – $168 | $104 |
| 48 | Alabama Range: $61 – $160 | $100 |
| 49 | Delaware Range: $58 – $123 | $91 |
| 50 | Alaska Range: $80 – $80 | $80 |
| 51 | Montana Range: $80 – $80 | $80 |