Cost of a Vaginal Delivery Visit
in Tennessee
Reviewed by Momentary Medical Group West PC
Tennessee's maternal healthcare landscape includes over 2,470 active Vaginal Delivery providers across the state, with costs running approximately 8% below national averages. Patients typically pay between $804.75 and $3,555.69 for Vaginal Delivery services, with a median negotiated rate of $2,257.57 based on actual insurer agreements. Tennessee residents can browse all available Vaginal Delivery providers to find the most affordable options in their area.
Average
$2,206
Median
$2,258
Lowest
$805
Highest
$3,556
Providers
2,471
19% below national average
Compare Similar Procedures
How does vaginal delivery compare to related procedures in Tennessee?
| Procedure | CPT | Low | Median | High | Providers |
|---|---|---|---|---|---|
| C-Section Routine obstetric care including cesarean delivery | 59510 | $1,874 | $2,555 | $3,931 | 2,296 |
Important: These are cost estimates only — not a quote and not medical advice.
The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 59400 — Routine obstetric care including vaginal delivery). They represent what a patient might pay without insurance.
Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.
This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.
Where this data comes from & what CPT 59400 covers
Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 59400 (Routine obstetric care including vaginal delivery), as mandated by the CMS Price Transparency Rule.
What CPT 59400 covers: the provider's professional fee for vaginal delivery. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.
How to read this data
Negotiated Rate
The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.
P5, Median, P95
P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.
What this does not tell you
These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.
Top-Rated Hospitals in Tennessee
These hospitals in Tennessee are top-rated for patient satisfaction. Review data sourced from HCAHPS Patient Survey.
MOUNTAIN HOME, TN
MANCHESTER, TN
HUNTINGDON, TN
FRANKLIN, TN
Hospital ratings are based on HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems) survey data published by CMS.
Why Vaginal Delivery Visit Costs Vary Across Tennessee
Tennessee's Vaginal Delivery costs run approximately 8% below national averages, reflecting the state's lower cost of living and significant rural population spread across 95 counties. The concentration of providers in Nashville, Memphis, and Knoxville metro areas creates competitive pricing, while rural counties often have limited options affecting both access and cost.
Urban vs. Rural Provider Availability
Tennessee's geography creates stark disparities in maternal care access, with Nashville and Memphis offering numerous birthing centers and specialists while rural counties in Appalachian regions may have only one or two providers within a 50-mile radius. This geographic imbalance allows urban providers to offer more competitive pricing due to volume, while rural providers may charge premium rates due to limited alternatives. Many rural Tennessee women travel to larger cities for specialized obstetric care, adding transportation costs to their total delivery expenses.
Facility Type and Overhead Costs
Hospital-owned birthing centers affiliated with major health systems like Vanderbilt University Medical Center or Saint Thomas Health typically charge higher facility fees than independent birthing centers or freestanding facilities. Tennessee's certificate-of-need laws historically limited competition among hospitals, though birthing centers have more flexibility in market entry. Academic medical centers in Nashville and Memphis often carry premium pricing due to their teaching hospital status and high-risk delivery capabilities.
Insurance Market Competition in Tennessee
BlueCross BlueShield of Tennessee dominates the state's insurance market with over 50% market share, followed by UnitedHealthcare and Cigna creating moderate competition that helps control negotiated rates. The ACA marketplace in Tennessee has limited insurer participation, reducing competitive pressure on pricing for individual market plans. This concentrated market allows major insurers to negotiate favorable rates with providers, though patients benefit from relatively stable network access.
Physician Supply and Demand in Tennessee
With over 2,470 active Vaginal Delivery providers serving Tennessee's population of 7 million, the state maintains adequate physician supply in urban areas but faces shortages in rural counties. This relatively robust provider network in metro areas creates competitive pricing and shorter wait times, while rural shortages can drive up costs and extend scheduling delays. Tennessee's medical schools and residency programs help maintain steady physician supply, though rural recruitment remains challenging.
Jayant Panwar
CEO, Momentary Labs · San Francisco, CA
Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.
The cost figures on this page reflect his ongoing work to make this data accessible to patients.
Frequently Asked Questions — Vaginal Delivery Costs in Tennessee
What is the average cost of a Vaginal Delivery visit in Tennessee without insurance?
Does Tennessee Medicaid cover Vaginal Delivery visits?
How do I find an affordable Vaginal Delivery near me in Tennessee?
What is the difference in cost between an initial consultation and a follow-up visit?
Can I use an HSA or FSA to pay for a Vaginal Delivery visit in Tennessee?
How does telemedicine affect the cost of seeing a Vaginal Delivery in Tennessee?
Click a state to compare costs
Average Visit Cost
Office visit (CPT 59400)
Compare With Other States
| Rank | State | Average↓ |
|---|---|---|
| 1 | Iowa Range: $85 – $11,188 | $5,279 |
| 2 | Minnesota Range: $85 – $11,188 | $4,597 |
| 3 | New York Range: $2,008 – $7,603 | $4,362 |
| 4 | Wisconsin Range: $73 – $12,731 | $4,300 |
| 5 | Nebraska Range: $2,326 – $5,554 | $4,148 |
| 6 | Wyoming Range: $2,183 – $6,118 | $3,956 |
| 7 | Maine Range: $2,601 – $4,647 | $3,796 |
| 8 | New Hampshire Range: $1,920 – $5,340 | $3,754 |
| 9 | New Mexico Range: $1,784 – $4,994 | $3,267 |
| 10 | Vermont Range: $2,060 – $4,966 | $3,258 |
| 11 | Connecticut Range: $1,400 – $5,340 | $3,252 |
| 12 | Massachusetts Range: $80 – $6,642 | $3,244 |
| 13 | Illinois Range: $80 – $7,218 | $3,232 |
| 14 | New Jersey Range: $1,665 – $5,247 | $3,148 |
| 15 | Georgia Range: $85 – $6,427 | $3,137 |
| 16 | District of Columbia Range: $1,530 – $4,330 | $3,091 |
| 17 | Washington Range: $80 – $5,802 | $2,909 |
| 18 | North Dakota Range: $80 – $5,554 | $2,827 |
| 19 | Maryland Range: $2,100 – $4,031 | $2,802 |
| 20 | Oregon Range: $80 – $5,606 | $2,769 |
| 21 | South Dakota Range: $85 – $5,554 | $2,753 |
| 22 | Rhode Island Range: $80 – $5,207 | $2,707 |
| 23 | Colorado Range: $85 – $4,892 | $2,635 |
| 24 | Utah Range: $80 – $4,321 | $2,562 |
| 25 | Indiana Range: $80 – $5,326 | $2,535 |
| 26 | Pennsylvania Range: $80 – $5,069 | $2,528 |
| 27 | Virginia Range: $1,420 – $3,924 | $2,526 |
| 28 | West Virginia Range: $85 – $4,966 | $2,450 |
| 29 | Missouri Range: $1,776 – $2,975 | $2,384 |
| 30 | Kentucky Range: $85 – $4,752 | $2,379 |
| 31 | Idaho Range: $80 – $4,606 | $2,374 |
| 32 | Kansas Range: $1,776 – $3,042 | $2,325 |
| 33 | Texas Range: $80 – $4,562 | $2,325 |
| 34 | Hawaii Range: $80 – $4,160 | $2,307 |
| 35 | North Carolina Range: $80 – $4,459 | $2,302 |
| 36 | Ohio Range: $1,155 – $3,726 | $2,297 |
| 37 | Louisiana Range: $1,188 – $3,446 | $2,285 |
| 38 | Delaware Range: $80 – $4,353 | $2,278 |
| 39 | Arizona Range: $1,400 – $3,576 | $2,253 |
| 40 | California Range: $80 – $4,266 | $2,207 |
| 41 | Tennessee Range: $805 – $3,556 | $2,206 |
| 42 | Nevada Range: $1,400 – $3,378 | $2,176 |
| 43 | Mississippi Range: $1,580 – $2,945 | $2,159 |
| 44 | South Carolina Range: $80 – $4,008 | $2,095 |
| 45 | Michigan Range: $80 – $4,266 | $2,073 |
| 46 | Arkansas Range: $85 – $3,479 | $2,022 |
| 47 | Alabama Range: $80 – $3,069 | $1,704 |
| 48 | Oklahoma Range: $70 – $3,087 | $1,681 |
| 49 | Alaska Range: $80 – $4,089 | $1,416 |
| 50 | Montana Range: $80 – $3,476 | $1,212 |
| 51 | Florida Range: $35 – $3,365 | $1,152 |