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ACA Marketplace Plans

Bronze Plans in Texas

Bronze

Compare 4 Bronze ACA marketplace plans from 3 issuers.

How we get our data

Our insurance data is sourced directly from the CMS ACA Marketplace (HIOS), the federal database that insurers are required to report to. We process that data to surface standardized out-of-pocket cost estimates based on three SBC scenarios defined by CMS: having a baby, managing diabetes, and treating a fracture. We update our data annually with each new plan year and link to the original SBC documents so you can verify costs directly with the insurer.

Learn more about our data

Total Plans

4

Issuers

3

HSA-Eligible

4

Avg Baby Cost

$10,285

Cost Scenarios

Normal delivery

Having a Baby

$10,610
Median Out-of-Pocket
Min $9,260Max $10,660
P25 $10,235P75 $10,660

Type 2, routine care

Managing Diabetes

$2,620
Median Out-of-Pocket
Min $1,100Max $5,420
P25 $2,240P75 $3,320

Emergency room treatment

Simple Fracture

$2,800
Median Out-of-Pocket
Min $2,800Max $2,800
P25 $2,800P75 $2,800

Plan Comparison

Showing 4 of 4 plans
Plan Name Issuer Type HSABaby OOP Diabetes OOP Fracture OOP SBC
Imperial Preferred BronzeImperial Insurance Companies, Inc.HMOYes$9,260$5,420$2,800PDF
Blue Advantage Plus Bronze℠ 305Blue Cross and Blue Shield of TexasPOSYes$10,560$2,620$2,800PDF
Blue Advantage Bronze HMO℠ 301Blue Cross and Blue Shield of TexasHMOYes$10,660$2,620$2,800PDF
UHC Bronze Essential ($0 Virtual Urgent Care)UnitedHealthcareHMOYes$10,660$1,100$2,800PDF

Issuers Offering Bronze Plans

IssuerPlansAvg Baby CostAvg Diabetes CostAvg Fracture Cost
Blue Cross and Blue Shield of Texas2$10,610$2,620$2,800
Imperial Insurance Companies, Inc.1$9,260$5,420$2,800
UnitedHealthcare1$10,660$1,100$2,800

Frequently Asked Questions

How many Bronze plans are available in Texas?

There are 4 Bronze ACA marketplace plans available in Texas for the 2026 plan year.

What is the average cost of having a baby with a Bronze plan in Texas?

Based on SBC scenarios, the median out-of-pocket cost for having a baby with a Bronze plan in Texas varies by plan. Compare plans above to see exact costs including deductible, copayments, coinsurance, and coverage limits.

Are Bronze plans HSA-eligible in Texas?

Some Bronze plans in Texas are HSA-eligible. Use the plan comparison table above to filter for HSA-eligible plans.

Find the Right Bronze Plan in Texas

Compare out-of-pocket costs across 4 Bronze plans. Our AI navigator can help you understand which plan fits your healthcare needs and budget.

Talk to Our AI Navigator

Disclaimer: Our AI navigator provides information collected from trusted sources only and does not constitute licensed insurance advice.

Written by Jayant Panwar | Last reviewed: Q1 2026 | Last updated: January 2026

Insurance Disclaimer: This information is for educational purposes only and does not constitute insurance advice or a recommendation to enroll in any plan. SBC scenarios show standardized cost estimates — your actual costs will vary. Plans shown are CMS marketplace Bronze plans in Texas only. Consult your insurance company for accurate cost estimates.

Data source: CMS ACA Marketplace (HIOS), 2026 plan year. See our data methodology and editorial policy. Found an error? Report an inaccuracy.