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ACA Marketplace Data

Health Insurance Plans
by State

Compare 554 ACA marketplace plans across 2 states. See real out-of-pocket costs from standardized SBC scenarios for having a baby, managing diabetes, and treating a fracture.

How we get our data

Our insurance data is sourced directly from the CMS ACA Marketplace (HIOS), the federal database that insurers are required to report to. We process that data to surface standardized out-of-pocket cost estimates based on three SBC scenarios defined by CMS: having a baby, managing diabetes, and treating a fracture. We update our data annually with each new plan year and link to the original SBC documents so you can verify costs directly with the insurer.

Learn more about our data

Total Plans

554

States Covered

2

Plan Year

2026

Issuers

30

Browse by State

Click any state to compare plans and see out-of-pocket cost estimates. Click a column header to sort.

State Plans Issuers Baby Median Diabetes Median Fracture Median
Florida33215$7,060$2,260$2,200
Texas22215$7,340$1,820$2,400

Find the Right Plan for You

These costs are standardized SBC scenario estimates from CMS marketplace data, not actual claims. Your real costs will depend on your plan, provider network, and specific health needs. Talk to our AI navigator to get personalized guidance on choosing a health insurance plan.

Talk to Our AI Navigator

Disclaimer: Our AI navigator provides information collected from trusted sources only and does not constitute licensed insurance advice.

Written by Jayant Panwar | Last reviewed: Q1 2026 | Last updated: January 2026

Insurance Disclaimer: This information is for educational purposes only and does not constitute insurance advice or a recommendation to enroll in any plan. SBC scenarios show standardized cost estimates for normal delivery, routine diabetes care, and emergency fracture treatment — your actual costs will vary based on providers, services, and your specific plan benefits. Plans shown are CMS marketplace plans in participating states only. Consult your insurance company for accurate cost estimates.

Data source: CMS ACA Marketplace (HIOS), 2026 plan year. See our data methodology and editorial policy for how we source and validate this information. Found an error? Report an inaccuracy.