Catastrophic Plans in Texas
CatastrophicCompare 3 Catastrophic ACA marketplace plans from 3 issuers.
How we get our data
Our insurance data is sourced directly from the CMS ACA Marketplace (HIOS), the federal database that insurers are required to report to. We process that data to surface standardized out-of-pocket cost estimates based on three SBC scenarios defined by CMS: having a baby, managing diabetes, and treating a fracture. We update our data annually with each new plan year and link to the original SBC documents so you can verify costs directly with the insurer.
Learn more about our dataTotal Plans
3
Issuers
3
HSA-Eligible
3
Avg Baby Cost
$10,660
Cost Scenarios
Normal delivery
Having a Baby
Type 2, routine care
Managing Diabetes
Emergency room treatment
Simple Fracture
Plan Comparison
| Plan Name | Issuer | Type | HSA | Baby OOP ↑ | Diabetes OOP | Fracture OOP | SBC |
|---|---|---|---|---|---|---|---|
| CHRISTUS Catastrophic (3 Free PCP visits) | CHRISTUS Health Plan | HMO | Yes | $10,660 | $5,220 | $2,800 | |
| Blue Advantage Security HMO℠ 200 | Blue Cross and Blue Shield of Texas | HMO | Yes | $10,660 | $2,520 | $2,800 | |
| Wellpoint Essential Catastrophic (+ Incentives) | WellPoint | HMO | Yes | $10,660 | $5,320 | $2,800 |
Issuers Offering Catastrophic Plans
| Issuer | Plans | Avg Baby Cost | Avg Diabetes Cost | Avg Fracture Cost |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Texas | 1 | $10,660 | $2,520 | $2,800 |
| CHRISTUS Health Plan | 1 | $10,660 | $5,220 | $2,800 |
| WellPoint | 1 | $10,660 | $5,320 | $2,800 |
Frequently Asked Questions
How many Catastrophic plans are available in Texas?
What is the average cost of having a baby with a Catastrophic plan in Texas?
Are Catastrophic plans HSA-eligible in Texas?
Find the Right Catastrophic Plan in Texas
Compare out-of-pocket costs across 3 Catastrophic plans. Our AI navigator can help you understand which plan fits your healthcare needs and budget.
Talk to Our AI NavigatorDisclaimer: Our AI navigator provides information collected from trusted sources only and does not constitute licensed insurance advice.
Written by Jayant Panwar | Last reviewed: Q1 2026 | Last updated: January 2026
Insurance Disclaimer: This information is for educational purposes only and does not constitute insurance advice or a recommendation to enroll in any plan. SBC scenarios show standardized cost estimates — your actual costs will vary. Plans shown are CMS marketplace Catastrophic plans in Texas only. Consult your insurance company for accurate cost estimates.
Data source: CMS ACA Marketplace (HIOS), 2026 plan year. See our data methodology and editorial policy. Found an error? Report an inaccuracy.