ACA Marketplace Plans

Silver Plans in Texas

Name: Silver Plans in Texas
Creator: Jayant Panwar

Silver

Compare 80 Silver ACA marketplace plans from 15 issuers.

How we get our data

Our insurance data is sourced directly from the CMS ACA Marketplace (HIOS), the federal database that insurers are required to report to. We process that data to surface standardized out-of-pocket cost estimates based on three SBC scenarios defined by CMS: having a baby, managing diabetes, and treating a fracture. We update our data annually with each new plan year and link to the original SBC documents so you can verify costs directly with the insurer.

Learn more about our data

Total Plans

Issuers

HSA-Eligible

Avg Baby Cost

$7,506

Cost Scenarios

Normal delivery

Having a Baby

$7,910

Median Out-of-Pocket

Min $3,000Max $9,600

P25 $7,048P75 $8,560

Type 2, routine care

Managing Diabetes

$1,820

Median Out-of-Pocket

Min $500Max $5,420

P25 $1,595P75 $2,520

Emergency room treatment

Simple Fracture

$2,500

Median Out-of-Pocket

Min $1,700Max $2,920

P25 $2,358P75 $2,700

Plan Comparison

Showing 50 of 80 plans

Plan Name	Issuer	Type	HSA	Baby OOP ↑	Diabetes OOP	Fracture OOP	SBC
University Community Care Plan by Community First - Silver Plan	Community First	EPO	No	$3,000	$1,900	$2,400	PDF
UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded	UnitedHealthcare	HMO	No	$3,360	$500	$2,510	PDF
UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision)	UnitedHealthcare	HMO	No	$3,360	$500	$2,510	PDF
UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)	UnitedHealthcare	HMO	No	$3,360	$500	$2,510	PDF
UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)	UnitedHealthcare	HMO	No	$3,360	$500	$2,510	PDF
Sendero Health Austin512 Silver / $40 PCP / $75 Specialist / $15 Generic Drugs / $0 Deductible	Sendero Health Plans, Local Nonprofit	HMO	No	$4,200	$1,700	$2,050	PDF
Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs	Sendero Health Plans, Local Nonprofit	HMO	No	$4,750	$3,800	$2,410	PDF
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)	UnitedHealthcare	HMO	No	$5,860	$600	$2,700	PDF
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)	UnitedHealthcare	HMO	No	$5,860	$600	$2,700	PDF
CHRISTUS Value Silver 70 ($0 Virtual Urgent Care)	CHRISTUS Health Plan	HMO	No	$6,050	$5,420	$2,800	PDF
CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care)	CHRISTUS Health Plan	HMO	No	$6,050	$5,420	$2,800	PDF
MyBlue Health Silver℠ 405	Blue Cross and Blue Shield of Texas	HMO	No	$6,460	$1,520	$2,300	PDF
BSW Prime Silver HMO 005	Baylor Scott and White Health Plan	HMO	No	$6,560	$1,420	$2,000	PDF
Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)	Community Health Choice	HMO	No	$6,760	$3,420	$2,810	PDF
Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)	WellPoint	HMO	No	$6,770	$1,620	$2,700	PDF
Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)	WellPoint	HMO	No	$6,770	$1,620	$2,700	PDF
UHC Sanitas Silver Value ($0 Virtual Urgent Care)	UnitedHealthcare	HMO	No	$6,810	$700	$2,680	PDF
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)	UnitedHealthcare	HMO	No	$6,860	$700	$2,680	PDF
UHC Silver Value ($0 Virtual Urgent Care)	UnitedHealthcare	HMO	No	$6,860	$700	$2,680	PDF
Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs	Sendero Health Plans, Local Nonprofit	HMO	No	$7,010	$1,200	$2,100	PDF
Blue Advantage Plus Silver℠ 605	Blue Cross and Blue Shield of Texas	POS	No	$7,060	$1,920	$1,700	PDF
Blue Advantage Plus Silver℠ 202	Blue Cross and Blue Shield of Texas	POS	No	$7,210	$1,820	$2,250	PDF
Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives)	WellPoint	POS	No	$7,270	$1,820	$2,700	PDF
Harbor Health S1S $40 PCP $40 Mental Health Office Visit $40 Express Care	Harbor Health	HMO	No	$7,270	$1,430	$2,920	PDF
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)	WellPoint	HMO	No	$7,320	$1,820	$2,360	PDF
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental	Ambetter from Superior HealthPlan	EPO	No	$7,360	$1,420	$2,700	PDF
Enhanced Diabetes Care Silver with $0 Drug Options	Ambetter from Superior HealthPlan	EPO	No	$7,360	$1,420	$2,700	PDF
Community Ultra Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)	Community Health Choice	HMO	No	$7,370	$4,520	$2,700	PDF
Community Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)	Community Health Choice	HMO	No	$7,370	$4,520	$2,700	PDF
Blue Advantage Silver HMO℠ 801	Blue Cross and Blue Shield of Texas	HMO	No	$7,490	$2,020	$2,700	PDF
Blue Advantage Silver HMO℠ 205	Blue Cross and Blue Shield of Texas	HMO	No	$7,510	$1,620	$2,350	PDF
Standard Silver VALUE	Ambetter from Superior HealthPlan	HMO	No	$7,710	$2,020	$2,500	PDF
Imperial Standard Silver	Imperial Insurance Companies, Inc.	HMO	No	$7,710	$2,020	$2,500	PDF
Standard Silver VALUE + Vision + Adult Dental	Ambetter from Superior HealthPlan	HMO	No	$7,710	$2,020	$2,500	PDF
Standard Silver	Ambetter from Superior HealthPlan	EPO	No	$7,710	$2,020	$2,500	PDF
Standard Silver + Vision + Adult Dental	Ambetter from Superior HealthPlan	EPO	No	$7,710	$2,020	$2,500	PDF
University Community Care Plan by Community First - Silver Plan Standard	Community First	EPO	No	$7,800	$1,700	$2,200	PDF
Connect Silver DFW 3000 Indiv Med Deductible	Cigna Healthcare	HMO	No	$7,860	$1,720	$2,400	PDF
Connect Silver 3000 Indiv Med Deductible	Cigna Healthcare	HMO	No	$7,860	$1,720	$2,400	PDF
Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives)	WellPoint	POS	No	$7,870	$1,620	$2,700	PDF
Silver Simple PCP Saver	Oscar Insurance Company	EPO	No	$7,950	$2,300	$2,700	PDF
Silver Simple PCP Saver Guided Care	Oscar Insurance Company	HMO	No	$7,950	$2,300	$2,700	PDF
Silver Classic	Oscar Insurance Company	EPO	No	$8,000	$2,000	$2,500	PDF
Silver Classic Standard	Oscar Insurance Company	EPO	No	$8,120	$1,500	$2,500	PDF
Silver Classic Standard Guided Care	Oscar Insurance Company	HMO	No	$8,120	$1,500	$2,500	PDF
Molina Silver Saver with Four Free PCP Visits	Molina Healthcare	HMO	No	$8,130	$2,600	$2,300	PDF
BSW Prime Silver HMO 008	Baylor Scott and White Health Plan	HMO	No	$8,160	$1,820	$2,100	PDF
UHC Sanitas Silver Standard	UnitedHealthcare	HMO	No	$8,160	$600	$2,500	PDF
UHC Silver Standard	UnitedHealthcare	HMO	No	$8,160	$600	$2,500	PDF
BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay)	Baylor Scott and White Health Plan	HMO	No	$8,160	$1,820	$2,100	PDF

Issuers Offering Silver Plans

Issuer	Plans	Avg Baby Cost	Avg Diabetes Cost	Avg Fracture Cost
UnitedHealthcare	11	$5,637	$591	$2,589
Oscar Insurance Company	10	$8,324	$3,180	$2,641
Ambetter from Superior HealthPlan	10	$7,860	$2,100	$2,660
Blue Cross and Blue Shield of Texas	8	$7,733	$1,795	$2,350
WellPoint	7	$7,620	$1,706	$2,594
Cigna Healthcare	6	$8,300	$1,720	$2,267
Molina Healthcare	5	$8,700	$3,700	$2,080
Community Health Choice	5	$7,768	$4,340	$2,642
CHRISTUS Health Plan	5	$7,578	$3,380	$2,620
Baylor Scott and White Health Plan	3	$7,627	$1,687	$2,067
Sendero Health Plans, Local Nonprofit	3	$5,320	$2,233	$2,187
Imperial Insurance Companies, Inc.	2	$8,335	$3,070	$2,400
Community First	2	$5,400	$1,800	$2,300
Harbor Health	2	$8,220	$1,315	$2,815
Moda Health Plan, Inc.	1	$8,660	$1,920	$2,600

Frequently Asked Questions

How many Silver plans are available in Texas?

There are 80 Silver ACA marketplace plans available in Texas for the 2026 plan year.

What is the average cost of having a baby with a Silver plan in Texas?

Based on SBC scenarios, the median out-of-pocket cost for having a baby with a Silver plan in Texas varies by plan. Compare plans above to see exact costs including deductible, copayments, coinsurance, and coverage limits.

Are Silver plans HSA-eligible in Texas?

Some Silver plans in Texas are HSA-eligible. Use the plan comparison table above to filter for HSA-eligible plans.

Find the Right Silver Plan in Texas

Compare out-of-pocket costs across 80 Silver plans. Our AI navigator can help you understand which plan fits your healthcare needs and budget.

Talk to Our AI Navigator

Disclaimer: Our AI navigator provides information collected from trusted sources only and does not constitute licensed insurance advice.

Written by Jayant Panwar | Last reviewed: Q1 2026 | Last updated: January 2026

Insurance Disclaimer: This information is for educational purposes only and does not constitute insurance advice or a recommendation to enroll in any plan. SBC scenarios show standardized cost estimates — your actual costs will vary. Plans shown are CMS marketplace Silver plans in Texas only. Consult your insurance company for accurate cost estimates.

Data source: CMS ACA Marketplace (HIOS), 2026 plan year. See our data methodology and editorial policy. Found an error? Report an inaccuracy.