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Tennessee

Cost of a Colonoscopy Visit
in Tennessee

Reviewed by Momentary Medical Group West PC

Tennessee's healthcare landscape features concentrated provider networks in Nashville and Memphis alongside significant rural access challenges across the state's 95 counties. Colonoscopy visit costs in the Volunteer State typically reflect negotiated insurance rates 4% below national averages, though out-of-pocket expenses vary widely based on your specific plan and chosen provider. With thousands of active Colonoscopy specialists practicing across Tennessee, patients can browse comprehensive provider networks to find quality care within their budget.

Average

$320

Median

$288

Lowest

$90

Highest

$582

Providers

2,610

National avg: $517Tennessee: $320

38% below national average

Compare Similar Procedures

How does colonoscopy compare to related procedures in Tennessee?

ProcedureCPTLowMedianHighProviders
Colonoscopy with Biopsy

Colonoscopy with biopsy

45380$85$314$7142,664
Colonoscopy with Polyp Removal

Colonoscopy with polyp removal by snare

45385$90$399$7962,520
Upper Endoscopy (EGD)

Diagnostic upper GI endoscopy

43235$101$223$4732,452
Upper Endoscopy with Biopsy

Upper GI endoscopy with biopsy

43239$85$200$6042,698
ECG / EKG

12-lead electrocardiogram with interpretation

93000$14$18$852,824
Echocardiogram

Transthoracic echocardiogram with Doppler

93306$64$165$3402,797
OB Ultrasound

Obstetric ultrasound, complete

76805$48$104$1892,512

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 45378Diagnostic colonoscopy, flexible). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 45378 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 45378 (Diagnostic colonoscopy, flexible), as mandated by the CMS Price Transparency Rule.

What CPT 45378 covers: the provider's professional fee for colonoscopy. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Colonoscopy Visit Costs Vary Across Tennessee

Tennessee's healthcare costs run approximately 4% below national averages, reflecting the state's lower cost of living and competitive provider markets in major metropolitan areas. The state's healthcare landscape is shaped by significant rural-urban disparities, with 73 of 95 counties classified as medically underserved areas.

Urban vs. Rural Provider Availability

Nashville, Memphis, Knoxville, and Chattanooga concentrate most of Tennessee's Colonoscopy specialists, creating access challenges for patients in rural counties who may travel 100+ miles for specialty care. Urban areas benefit from competition between major health systems like Vanderbilt, HCA Healthcare, and Methodist Le Bonheur, which can help moderate pricing. Rural patients often face higher total costs due to travel expenses, even when provider fees are lower.

Facility Type and Overhead Costs

Hospital-owned specialty clinics dominate Tennessee's urban markets, with systems like HCA Healthcare and Vanderbilt University Medical Center operating extensive outpatient networks that typically charge facility fees. Independent Colonoscopy practices remain common in mid-sized cities like Jackson and Johnson City, often offering more transparent pricing without additional facility charges. Academic centers like UT Medical Center may charge teaching hospital premiums but provide access to cutting-edge treatments.

Insurance Market Competition in Tennessee

BlueCross BlueShield of Tennessee holds significant market share alongside national carriers UnitedHealthcare and Cigna, creating moderate competition that helps control negotiated rates. Some rural counties have limited insurer participation in the individual marketplace, reducing competitive pressure on pricing. The state's decision to maintain a federal marketplace rather than create its own exchange has limited additional oversight of rate negotiations.

Physician Supply and Demand in Tennessee

Tennessee reports 2,610 providers billing for Colonoscopy services, indicating adequate specialist availability in urban areas but potential shortages in rural regions. This supply level appears sufficient for major metropolitan areas but creates longer wait times and potentially higher costs in underserved rural counties. The concentration of specialists in Nashville and Memphis medical centers means rural patients often pay urban pricing despite traveling significant distances.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Colonoscopy Costs in Tennessee

What is the average cost of a Colonoscopy visit in Tennessee without insurance?

Without insurance, Colonoscopy visits in Tennessee typically range from $90 to $582 based on procedure complexity, with a median cost around $288 for standard diagnostic procedures. These rates reflect negotiated insurance prices that may serve as a baseline for cash-pay patients. Many providers offer self-pay discounts of 20-40% off standard rates, making actual out-of-pocket costs potentially lower for uninsured patients who pay at the time of service.

Does Tennessee Medicaid cover Colonoscopy visits?

Tennessee TennCare (Medicaid) covers Colonoscopy visits for eligible members, though the state did not expand Medicaid so coverage remains limited to traditional categories like pregnant women, children, parents below certain income levels, and disabled individuals. Covered members typically pay no copay for medically necessary Colonoscopy services when seeing participating providers. Adults aged 19-64 without children or qualifying disabilities generally cannot access TennCare regardless of income level due to the state's decision not to expand coverage.

How do I find an affordable Colonoscopy near me in Tennessee?

Compare costs across different facility types, as independent practices often charge less than hospital-owned specialty clinics that may add facility fees to physician charges. Ask about self-pay discounts, payment plans, and sliding-scale fees, particularly at community health centers and federally qualified health centers throughout Tennessee. Consider traveling to nearby cities if you live in rural areas, as urban competition may offer lower base rates that offset travel costs.

What is the difference in cost between an initial consultation and a follow-up visit?

Initial Colonoscopy consultations typically cost more than follow-up visits due to the comprehensive evaluation, detailed history-taking, and treatment planning involved in new patient encounters. Follow-up visits focus on monitoring progress and adjusting treatment plans, requiring less time and documentation. The specific cost difference depends on visit complexity, with simple follow-ups potentially costing 40-60% less than initial comprehensive evaluations.

Can I use an HSA or FSA to pay for a Colonoscopy visit in Tennessee?

Yes, Colonoscopy consultations qualify as eligible medical expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) under IRS guidelines. This includes copays, deductibles, coinsurance, and any out-of-pocket costs for diagnostic procedures or treatments recommended during your visit. Keep detailed receipts and documentation, as you may need to provide proof that expenses were for qualified medical care when filing claims or during tax preparation.

How does telemedicine affect the cost of seeing a Colonoscopy in Tennessee?

Telemedicine consultations for Colonoscopy typically cost 20-40% less than in-person visits, though physical examination limitations mean many conditions require eventual in-person evaluation. Tennessee expanded telehealth coverage during COVID-19, and many insurers now cover virtual Colonoscopy consultations at the same rate as office visits. However, procedures like colonoscopies obviously require in-person visits, so telehealth works best for follow-up care, medication management, and initial consultations for certain conditions.

Click a state to compare costs

Average Visit Cost

$231
$1,595

Office visit (CPT 45378)

Compare With Other States

RankStateAverage
1Wisconsin
Range: $73$4,430
$1,595
2North Dakota
Range: $165$2,255
$1,558
3Minnesota
Range: $90$2,255
$1,217
4South Dakota
Range: $85$2,255
$895
5Massachusetts
Range: $113$1,830
$815
6Rhode Island
Range: $91$1,830
$781
7Connecticut
Range: $90$1,830
$748
8Delaware
Range: $95$1,830
$747
9Pennsylvania
Range: $85$1,830
$746
10New York
Range: $101$1,830
$743
11West Virginia
Range: $85$1,395
$612
12Nebraska
Range: $265$815
$594
13New Hampshire
Range: $204$956
$571
14Wyoming
Range: $158$1,057
$530
15North Carolina
Range: $90$1,065
$511
16Georgia
Range: $90$982
$507
17New Jersey
Range: $110$1,117
$505
18New Mexico
Range: $168$954
$502
19Iowa
Range: $85$944
$498
20Maine
Range: $220$674
$485
21Illinois
Range: $85$901
$443
22Utah
Range: $85$741
$441
23District of Columbia
Range: $126$815
$437
24Indiana
Range: $81$835
$425
25Vermont
Range: $106$801
$418
26Missouri
Range: $174$634
$417
27Washington
Range: $80$856
$411
28Oregon
Range: $80$836
$408
29Kentucky
Range: $85$814
$408
30Maryland
Range: $162$712
$396
31Michigan
Range: $92$768
$395
32Colorado
Range: $85$760
$385
33Hawaii
Range: $85$757
$385
34Mississippi
Range: $151$719
$381
35Alabama
Range: $147$649
$373
36Virginia
Range: $124$682
$368
37Louisiana
Range: $116$670
$366
38South Carolina
Range: $90$695
$363
39Idaho
Range: $80$735
$363
40Nevada
Range: $204$553
$351
41Arkansas
Range: $85$634
$345
42Texas
Range: $85$634
$336
43Kansas
Range: $174$530
$331
44Ohio
Range: $85$565
$325
45Tennessee
Range: $90$582
$320
46Oklahoma
Range: $85$606
$303
47Arizona
Range: $155$472
$300
48California
Range: $85$647
$272
49Alaska
Range: $80$648
$269
50Montana
Range: $80$538
$233
51Florida
Range: $35$604
$231
Colonoscopy in Other States