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Tennessee

Cost of a Echocardiogram Visit
in Tennessee

Reviewed by Momentary Medical Group West PC

Tennessee's healthcare landscape features concentrated provider networks in Nashville and Memphis with significant rural gaps, creating notable cost variations for specialty services. Echocardiogram patients typically pay between $63.81 and $340.03, with a median out-of-pocket cost of $165.16 across Tennessee's 2,797 active providers. Tennessee maintains costs roughly 4% below national averages, and patients can browse all participating Echocardiogram providers throughout the state to find the most affordable options.

Average

$190

Median

$165

Lowest

$64

Highest

$340

Providers

2,797

National avg: $247Tennessee: $190

23% below national average

Compare Similar Procedures

How does echocardiogram compare to related procedures in Tennessee?

ProcedureCPTLowMedianHighProviders
Colonoscopy

Diagnostic colonoscopy

45378$90$288$5822,610
Colonoscopy with Biopsy

Colonoscopy with biopsy

45380$85$314$7142,664
Colonoscopy with Polyp Removal

Colonoscopy with polyp removal by snare

45385$90$399$7962,520
Upper Endoscopy (EGD)

Diagnostic upper GI endoscopy

43235$101$223$4732,452
Upper Endoscopy with Biopsy

Upper GI endoscopy with biopsy

43239$85$200$6042,698
ECG / EKG

12-lead electrocardiogram with interpretation

93000$14$18$852,824
OB Ultrasound

Obstetric ultrasound, complete

76805$48$104$1892,512

Important: These are cost estimates only — not a quote and not medical advice.

The prices on this page are self-pay rates, drawn from federal Transparency in Coverage machine-readable files (CPT 93306Echocardiography, transthoracic, with Doppler). They represent what a patient might pay without insurance.

Your actual cost depends on: your specific insurance plan, your remaining deductible, your coinsurance percentage, whether you have met your out-of-pocket maximum, whether the facility and provider are both in-network, and any separate anesthesia or implant fees billed independently.

This page does not constitute medical advice. Whether you need this procedure, and which approach is right for you, is a decision to make with a licensed healthcare provider.

Where this data comes from & what CPT 93306 covers

Data source: Cost figures are derived from UnitedHealthcare Transparency in Coverage machine-readable files for CPT code 93306 (Echocardiography, transthoracic, with Doppler), as mandated by the CMS Price Transparency Rule.

What CPT 93306 covers: the provider's professional fee for echocardiogram. It does not include facility/hospital fees, anesthesia, pre-operative imaging, post-operative care, or any add-on codes billed separately.

How to read this data

Negotiated Rate

The discounted price an insurer has agreed to pay a specific provider. Most insured patients' bills are calculated from this number, not the higher list price hospitals publish separately.

P5, Median, P95

P5 is the rate at the 5th percentile (low end), Median is the middle value, and P95 is the 95th percentile (high end). This range shows how much the same visit can vary between providers.

What this does not tell you

These rates do not tell you what you personally will pay out of pocket. That depends on your specific plan, how much of your deductible you have already met, your coinsurance rate, and whether the provider is in your network. Call your insurer's member line to get your exact estimate.

Why Echocardiogram Visit Costs Vary Across Tennessee

Tennessee's healthcare costs run approximately 4% below national averages, reflecting the state's lower cost of living compared to coastal regions and moderate provider competition across urban markets. The state's elongated geography creates distinct cost patterns between the Memphis, Nashville, and Knoxville metropolitan areas versus rural Appalachian and agricultural regions.

Urban vs. Rural Provider Availability

Nashville, Memphis, and Knoxville concentrate most of Tennessee's cardiac specialists and echocardiogram facilities, while rural counties in East and West Tennessee often require patients to travel significant distances for specialty care. This geographic disparity creates higher effective costs for rural patients due to travel expenses and time off work, though the actual procedure fees may be lower at rural facilities.

Facility Type and Overhead Costs

Hospital-based outpatient departments at major systems like Vanderbilt, Saint Thomas, and Regional One Health typically charge higher facility fees for echocardiograms compared to independent cardiology practices. Freestanding imaging centers and physician-owned practices often provide the same quality service at 30-50% lower total cost due to reduced overhead expenses.

Insurance Market Competition in Tennessee

BCBS TN, UHC, and Cigna dominate Tennessee's commercial insurance market, creating moderate competition that keeps negotiated rates reasonable compared to more concentrated markets. The presence of multiple competing health plans gives providers leverage in rate negotiations, contributing to Tennessee's below-average costs for specialty services like echocardiograms.

Physician Supply and Demand in Tennessee

With 2,797 active providers offering echocardiograms across Tennessee, the state maintains adequate specialist supply in urban areas while facing shortages in rural regions. This balanced supply in major markets helps keep wait times reasonable and prevents excessive pricing, though rural patients may face longer delays and higher travel-related costs.

JP

Jayant Panwar

CEO, Momentary Labs · San Francisco, CA

Jayant has analyzed healthcare pricing data from CMS Transparency in Coverage files since 2022, covering more than 50 million negotiated rate records across all 50 states. His work focuses on making insurer machine-readable files accessible to patients and researchers.

The cost figures on this page reflect his ongoing work to make this data accessible to patients.

Healthcare Data AnalyticsCMS TiC DataInsurance Price Transparency

Frequently Asked Questions — Echocardiogram Costs in Tennessee

What is the average cost of a Echocardiogram visit in Tennessee without insurance?

Uninsured patients in Tennessee typically pay between $63.81 and $340.03 for an echocardiogram, with a median cost of $165.16 based on negotiated insurance rates. These costs are approximately 4% below national averages, and many providers offer cash-pay discounts of 20-40% for patients who pay upfront. Self-pay patients should compare prices across different facility types, as independent practices often charge less than hospital-based departments.

Does Tennessee Medicaid cover Echocardiogram visits?

Tennessee chose not to expand Medicaid, limiting TennCare eligibility to specific categories like pregnant women, children, elderly, and disabled individuals. For eligible patients, TennCare does cover medically necessary echocardiograms when ordered by a physician for diagnostic purposes. Patients should verify their eligibility and ensure their provider accepts TennCare before scheduling the procedure.

How do I find an affordable Echocardiogram near me in Tennessee?

Compare costs between hospital-based facilities and independent cardiology practices, as freestanding offices often charge 30-50% less for the same service. Ask about cash-pay discounts if you're uninsured or have a high-deductible plan, and consider community health centers or federally qualified health centers for lower-income patients. Rural patients may find lower procedure fees outside major metropolitan areas, though travel costs should be factored into the total expense.

What is the difference in cost between an initial consultation and a follow-up visit?

While specific consultation data isn't available for Tennessee, echocardiograms are typically ordered as diagnostic tests rather than office visits, so the primary cost is the procedure itself ranging from $63.81 to $340.03. If a separate consultation is needed, initial cardiology visits generally cost more than follow-up appointments, and patients should ask whether the echocardiogram interpretation is included in the consultation fee or billed separately.

Can I use an HSA or FSA to pay for a Echocardiogram visit in Tennessee?

Yes, echocardiograms ordered by a physician for medical reasons qualify as eligible expenses for both HSA and FSA accounts. You can use these pre-tax dollars to pay for the procedure, any related consultation fees, and transportation costs if you need to travel for the service. Keep all receipts and documentation showing the medical necessity for your records and potential reimbursement claims.

How does telemedicine affect the cost of seeing a Echocardiogram in Tennessee?

While the actual echocardiogram procedure must be performed in person, telemedicine consultations for reviewing results or follow-up care typically cost 20-40% less than in-person visits. Tennessee expanded telehealth coverage during the pandemic, and many insurance plans now cover virtual consultations with cardiologists for discussing echocardiogram results or ongoing heart condition management. Remote monitoring and consultation can reduce overall cardiac care costs by minimizing office visits.

Click a state to compare costs

Average Visit Cost

$143
$463

Office visit (CPT 93306)

Compare With Other States

RankStateAverage
1West Virginia
Range: $66$1,167
$463
2Wisconsin
Range: $73$1,020
$423
3Rhode Island
Range: $64$895
$389
4New York
Range: $51$895
$373
5Massachusetts
Range: $77$677
$324
6Minnesota
Range: $77$644
$319
7Georgia
Range: $68$653
$309
8Wyoming
Range: $94$605
$306
9Delaware
Range: $60$677
$303
10Pennsylvania
Range: $61$677
$298
11North Dakota
Range: $75$619
$292
12Connecticut
Range: $64$677
$289
13Nebraska
Range: $101$477
$287
14New Hampshire
Range: $78$519
$282
15District of Columbia
Range: $59$569
$273
16Iowa
Range: $85$477
$269
17Oregon
Range: $79$568
$268
18Washington
Range: $80$513
$260
19California
Range: $79$586
$256
20North Carolina
Range: $68$501
$254
21Missouri
Range: $79$449
$250
22Maine
Range: $95$394
$249
23New Mexico
Range: $80$440
$244
24New Jersey
Range: $60$490
$238
25Vermont
Range: $61$471
$234
26South Dakota
Range: $67$460
$232
27Kentucky
Range: $64$477
$231
28Florida
Range: $60$460
$227
29Colorado
Range: $77$428
$225
30Indiana
Range: $65$436
$224
31Hawaii
Range: $75$438
$222
32Idaho
Range: $78$430
$213
33Michigan
Range: $67$405
$213
34Texas
Range: $64$418
$212
35Illinois
Range: $74$378
$210
36Nevada
Range: $85$321
$208
37Utah
Range: $80$340
$207
38Maryland
Range: $55$399
$205
39Arkansas
Range: $72$369
$201
40Virginia
Range: $59$390
$200
41Mississippi
Range: $57$377
$191
42Tennessee
Range: $64$340
$190
43South Carolina
Range: $62$364
$188
44Kansas
Range: $71$316
$186
45Louisiana
Range: $57$342
$182
46Alabama
Range: $60$329
$179
47Ohio
Range: $52$351
$178
48Oklahoma
Range: $60$356
$177
49Alaska
Range: $80$345
$168
50Arizona
Range: $60$264
$145
51Montana
Range: $80$269
$143
Echocardiogram in Other States